Rating based on 1,412 reviews

Geneva Finance

screenshot of Geneva Finance homepage

About Geneva Finance

We're a unique lender that strives to meet the needs and wants of our customers at the best rates and most flexible terms.

We don't pretend to be what we're not and will always fully disclose our car loan fees and interest rates to the customer before, during and after any transactions and applications are made.

Get pre-approved before walking into a dealership

There's nothing worse than applying for a loan only to find out that you've been denied after days and a nasty credit check to match. With Geneva Finance we offer you a conditional pre-approval that not only skimps on the credit check but allows you to walk into a dealership with a fixed number in your hand!

What Geneva Finance can offer you

Lending does not have to be complicated. It doesn’t have to take days and it does not have to be stressful.

Whether this is the first time you're taking out a loan or the fifth - we can offer you great vehicle loan rates and flexible terms - 100% online, so you can save time and money.

Get a loan from just 11.95% per annum

We offer affordable interest rates that range from 11.95% – 28.95% per annum and fast loans of between $1,000 and $50,000 which can be secured on the vehicle you intend on purchasing. Our loan terms stretch from 12 to 60 months and we only accept online loan applications.

Interest Rate

From 0 %

To 0 % Per annum

Loan Amount



Repayment Term

0 months

0 years

In a Nutshell

  •  Average processing time 24 hours
  •  Online application
  •  Secured loan option
  •  Bad credit consideration

With Geneva Finance you can get a quick car loan by applying online

We're a reliable online lender and have a streamlined online loan application process that will save you time and get you approved for credit easily.

With Geneva Finance you don’t have to worry about paperwork, faxing and meetings because we offer a 100% online loan application designed to get things going!

An automated pre-approval that will take the guesswork out of the equation

Do you want to know if you qualify for a quick loan before you even make a formal application? In this case, you'll absolutely love our pre-approval services!

With an automated pre-approval system, you can find out whether or not you'll be able to get the personal loan that you're looking for in just seconds. This saves you time and also ensures you don’t get yourself into something that will only waste your time and not meet your needs.

Save in fees

We can proudly say that we offer our customers some of the lowest fee charges around, making us the ideal lender if you’re looking for an affordable car loan.

Expert lenders

Our team of experts will help you throughout your lending journey with us, making sure that you get the best possible car loan product for your personal circumstances. We like to get to know our customers so that we can give you what you need as opposed to a generic one-size-fits-all.

No time wasted

We work hard to ensure that you get the funds you need to finance your new car quickly and seamlessly. As a result, we aim to transfer your money into your account as soon as your loan application has been approved. This could be as quick as within a timeframe of 24 hours!

We allow bulk payments

We're different from many other finance companies in the sense that we allow our customers to make bulk payments towards their loans without penalties. So if you want to pay off a chunk of your loan or even the whole loan at once, you have the freedom to do so without any hidden costs.

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Credit check
  •  30 day bank statements
  •  Valid identity document
  •  Utility bill or other (proof of address)
  •  Bank statements or payslips (proof of income)

Other Products & Services

  • Car Loans
  • Personal Loans

Customer Reviews & Testimonials

Contact Details

 Visit Website Apply Directly


 Physical Address

  • 6B Pacific Rise Mount, Auckland, Auckland, 1060, New Zealand

 Postal Address

  • Private Bag14923, Panmure, Auckland, 1741, New Zealand