Rating based on 29 reviews

Geneva Finance


  • Low-interest starting from 11.95%
  • Car loans up to $50,000
  • Repayment up to 5 years

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Geneva Finance homepage

Author Geneva Finance. Screenshot of Geneva Finance website. [Accessed May 23, 2018]

About Geneva Finance

Looking for car finance and just can’t seem to find what you are looking for? Look no further than Geneva Finance.

Being a New Zealand-based financial provider, Geneva Finance aims to provide only the best financial solutions to you. With great customer service and excellent vehicle finance deals at your disposal, you won’t have to look any further.

A New Zealand-owned vehicle finance company

Since 2002, Geneva Finance has been maintaining car loans, handling them professionally, and providing quick, solid financial service to thousands of Kiwis. Providing financial services to the consumer credit, and small to medium business markets, Geneva Finance has managed to make a growing name for themselves.

Financial services for all people

Being in a financial crisis is always an incredibly daunting situation to be in. You don’t have to be the run of the mill to have a financial breakdown either, even the richest man in the big house up the road has finances to worry about.

Offering loans of all kinds to people of all financial calibres, Geneva Finance has managed to keep a growing customer base of extremely happy people. They offer personal loans, business loans, and vehicle finance just to name a few.

What Geneva Finance can offer you

You have the convenient option to apply online when looking for a car loan with Geneva Finance Limited.

Your application for a car loan will only take 5 to 10 minutes, without any obligation. Their online platform has been designed to be hassle-free, quick, and convenient for you to manage your loan comfortably.

Car Loans that suits your pocket too

With incredibly competitive interest rates starting from as little as 8,95% at a fixed term, you would be foolish not to consider Geneva Finance as your car loan provider. The repayment terms offered by Geneva Finance are from 6 to 60 months, which means you can choose the term that will suit your pocket perfectly.

They have a trustworthy relationship with you

Their fees may differ according to the loan option you have chosen, your credit history, whether you have taken the loan through an introducer, ie. a car dealer, and then of course your general car finance administration fee.

A new car loan application fee can be up to $345. The great part is that Geneva Finance is 100% transparent and you will know exactly where you stand before you sign.

Geneva Finance Product Details

  • Loan Type Car loans
  • Interest Rate 11.95 – 28.95% p/a
  • Loan Amount up to $50,000
  • Repayment 12 months to 5 years
  • Decision 24 hours

With Geneva Finance you can get a quick car loan by applying online

On their website, you will see there is an orange car loan calculator tab on the right-hand side of their page.

You can click on there to open the tab, in order to check your car loan interest amounts, repayment terms, and the final amount you will be paying.

Get started

Once you are happy with the calculations that you have in front of you and are ready to begin your car loan application you will need to double-check the following checkboxes. 

  • You will need the vehicle's registration number (if you are securing a loan).
  • You will need your email address.
  • You will need to know your weekly income and might need to be able to prove it.
  • You will need and might need to prove your weekly housing costs.

Finally, apply for a car loan to get your dream car

Once you are completely ready to apply for the vehicle finance you are wanting so badly, you can click on the orange Apply Now button on their website.

Step one:

Fill out the first page of the application form where they will ask about the car loan you are applying for.

Step two:

Enter your personal details and your contact details in order for them to know more about you. Here you will need to provide any additional details about yourself, household expenses, your monthly and weekly earnings etc.

You will also need to enter your identification details such as your passport or driver’s identification.

Step three:

You will get to a car loan application submission page, where you will get to review all of your information and submit your application once you are sure that the information you provided is correct.

Once approved, the transfer will take place within 24 hours!

Benefits of applying for a car loan with Geneva Finance 

  • Geneva offers some of the lowest vehicle finance rates in New Zealand.
  • Their online platform is fast, easy, and simple to use.
  • You get impeccable service from Geneva Finance’s experts.
  • You can get some of the most affordable additional fees in New Zealand.
  • The online inquiry application shouldn't take you longer than 10 minutes.
  • If you accept, you should receive funds for your car within 24 hours.
  • Geneva Finance has an incredibly quick response to its customers.

Customer Reviews & Testimonials

January 2020

If I could give a 100 gold stars I would because that is exactly what you deserve. Everything was so simple and pain-free. I couldn't believe how easy it was! Thank you so much

Michelle H
— Wellington —

March 2020

I'm usually not one to write reviews but after the wonderful experience I had in dealing with the team at Geneva Finance, I just had to say thank you. It's so rare nowadays to experience a compan...

Kai T
— Auckland —

April 2020

“Excellent customer service! I can't complain about anything

Jacob B
— New Plymouth —

May 2021

I have never been so happy with a car loan service in my entire life.

Kayn H
— Dunedin —

August 2021

I finally get to be the owner of my very own vehicle and I thank Geneva Finance for that.

Myburgan K
— Wellington —

February 2022

Absolutely chuffed with the incredible service from Geneva Finance Limited over the past few months.

Furrington G
— Picton —

Geneva Finance Contact Details

Physical Address

Postal Address

  • Private Bag14923, Panmure, Auckland, 1741, New Zealand

Opening Hours

  • not available