Rating based on 32 reviews

Kiwi Car Loans


  • Low-interest starting from 16.95%
  • Car loans up to $80,000
  • Repayment up to 5 years

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Kiwi Car Loans homepage

Author Kiwi Car Loans. Screenshot of Kiwi Car Loans website. [Accessed May 23, 2018]

About Kiwi Car Loans

Kiwi Car Loans specializes in vehicle finance - this means we're not like so many of the other lenders out there who claim to the best at all things finance - we stick to what we know and we know car loans.

This means that when you deal with us you're dealing with a finance company that will give you a package that will suit your budget, lifestyle and needs.

Experienced, reliable and fast

As a car finance company with many years in the business, we know what it takes to satisfy our customers and ensure they receive a tailored loan package that meets their needs and doesn’t skimp on the little extras they deserve. We're experienced, reliable and fast and that's why so many Kiwis choose to use us.

What Kiwi Car Loans can offer you

Car loans can be very tricky and there is a little bit of information that you need to be aware of before signing a car loan contract.

If you want pre-approval so as to walk into a dealership with confidence then Kiwi Car Loans can offer you just that - quick pre-approval that counts!

We have low interest rates

Our credit providers include lenders like UDC, Marac, Dorchester, Oxford and Finance Now. We offer loans with interest rates as low as 16.95% per annum up to 28.95% however, the interest rate you are offered will depend on your individual circumstances.

Kiwi Car Loans Product Details

  • Loan Type Car loans
  • Interest Rate 16.95 – 28.95% p/a
  • Loan Amount up to $80,000
  • Repayment 12 months to 5 years
  • Decision 2 hours

Kiwi Car Loans has a fast and reliable loan service

In order to apply for a loan you must be over 18, be a resident of New Zealand, be employed or self-employed and earning a stable income as well as hold an unrestricted drivers licence.

If you meet these minimum requirements we welcome you to apply for your car loan today!

Application requirements 

Once you’ve checked to make sure that you meet our minimum requirements to apply for a vehicle loan you can then proceed to fill in our online loan application form. We will require a completed loan application from all customers who meet our minimum application requirements. Once this is one we will then contact you to request the supporting documents.  

Apply even with bad credit

We can still help you even if your credit history is poor. It's not so much about your past but also about your financial situation now. If you are in a position where you can afford to take out a loan, we won't stand in your way.

Useful advice

At Kiwi Car Loans we do more than just find you the best car loan for your needs. We also like to give our customers useful advice that they can use when purchasing a car so you can be equipped with the knowledge you need to make smart decisions when it comes to getting your new (or used) vehicle.

Apply in just 4 easy steps

Applying for your car loan cannot be easier. All it takes is a couple of minutes and 4 simple steps. Alternatively, if you're in a bit of a rush, you can get yourself a no obligation 60-second online quote and if you like what you see, simply proceed with your application. If you don't want to apply online, you can give us a call and complete your application telephonically.

Excellent service

Our customers matter to us and we want to see you walk away with only the best car loan solution for you. This is why our team works tirelessly to provide our customers with excellent customer service while ensuring that we get the work done.

man holding thumbs up

Kiwi Car Loans is a trusted & reliable provider of car loans

In our review, Kiwi Car Loans adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Kiwi Car Loans is a registered credit provider in New Zealand: FSP238645

Customer Reviews & Testimonials

November 2018

I'll definitely recommend Kiwi Car Loans to anyone in need of a car loan. You guys were absolutely awesome! I felt like I had an entire team in my corner and that helped to make the process so mu...

Mateo P
— Waiuku —

January 2019

This was my first time applying for a loan and I was very relieved when I saw how easy it was. I'm certainly going to be recommending Kiwi Car Loans wherever I go!

Erica C
— Christchurch —

Kiwi Car Loans Contact Details

Contact Number



Physical Address

Postal Address

  • PO BOX 11798, Ellerslie, Auckland, 1542, New Zealand

Opening Hours

  • not available