Rating based on 10 reviews

The Little Loan Shop


  • Low-interest starting from 456%
  • Short-term loans up to $600
  • Repayment up to 6 weeks

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Author The Little Loan Shop. Screenshot of The Little Loan Shop website. [Accessed May 23, 2018]

About The Little Loan Shop

Why should accessing finance give you a headache?

With the Little Loan Shop you can apply for a small personal loan 100% online and receive your cash on the very same day. It is this speed and ease that keeps us ahead of the game and in the forefront of our customer's minds.

Why you should choose us

As one of New Zealand's most effective and reliable lenders we offer people more than just credit - we offer them a way to achieve their most pressing needs with as little hassle and delay as possible. For short term loans that are above the rest and customer service that won't disappoint choose the Little Loan Shop.

What The Little Loan Shop can offer you

We offer small short term cash loans to Kiwis who can demonstrate their ability to repay them as required.

We are online lenders and offer loans of between $100 and $600 with an APR of 456% per annum. If you need a quick cash loan we're the lender you're looking for!

A responsible lender

We understand that although getting a payday loan may demand quick action on the part of the provider - we're required to properly evaluate all applicants before approving them for a loan and will therefore need to run a credit check and verify your supporting documents before providing a loan offer.

The Little Loan Shop Product Details

  • Loan Type Short-term loans
  • Interest Rate from 456%
  • Loan Amount up to $600
  • Repayment 7 days to 6 weeks
  • Decision 1 hour

The Little loan shop has a quick solution to lift your short-term finacial burden

While you may be able to use an overdraft or credit card when you're short on cash many people do not qualify for these services and do not have a plausible way to access cash.

the Little Loan Shop offers anyone who is employed or has stable income access to small personal cash loans online.

A simple online loan application

Our loan application form is among the most uncomplicated available on the NZ online lending market and can be completed in just 5 minutes. We request only basic details and make use of your supporting documentation to conduct the necessary affordability checks.

How do I apply?

Gone are the days of long drawn-out application processes with piles of documentation to sift through. We have streamlined the entire lending process to ensure that obtaining finance is a much simpler and convenient process. Within four little steps, you can improve your financial prospects. Simply complete the application and await assessment within the hour. Once you are approved, the money can be paid into your bank account. Life is complicated enough which is why your finance does not need to be. Make the right choice and apply for a little loan from The Little Loan Shop.

Are you seeing some red flags this month?

Unforeseen circumstances have a habit of jumping out at you in times that you least expect them. As a lender who specializes in circumstances of the unforeseen nature, we understand better than anyone what implications this can entail. If you find yourself experiencing hardship resulting in you being unable to meet your repayment obligations you may apply for a hardship variation. This can extend the term of your loan, reduce the repayments or postpone payment for a period of time. We care about our customers which is why we are here to help you get through the tough times.

man holding thumbs up

The Little Loan Shop is a trusted & reliable provider of short-term loans

In our review, The Little Loan Shop adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

The Little Loan Shop is a registered credit provider in New Zealand: FSP246365

Customer Reviews & Testimonials

November 2018

This morning I was nothing but stress but now, within only a few hours, I have received the money I applied for and dealt with the situation. I can sleep tonight knowing that The Little Loan Shop...

Angela T
— Gisborne —

December 2018

Most financial institutions see their customers as another number in the system but after I got injured at work and applied for a loan I was greeted with only sympathy and a kind heart. Thank you...

Trevor D
— Walton —

February 2019

I was so satisfied with the quality of the product I received from The Little Loan Shop. Not only are their rates much lower than that of similar lenders but I could also repay my loan earlier at...

Tiffany J
— Fairhall —

April 2019

I was so concerned that my bad credit would stop me from getting the additional money I needed to cover my unforeseen medical expense but with the help of The Little Loan Shop I was able to relie...

Mike B
— Queenstown —

The Little Loan Shop Contact Details

Contact Number



Physical Address

Postal Address

  • PO Box 34 673, Birkenhead, 0746, New¬†Zealand

Opening Hours

  • Monday 09:00 – 16:00
  • Tuesday 09:00 – 16:00
  • Wednesday 09:00 – 16:00
  • Thursday 09:00 – 16:00
  • Friday 09:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed