Rating based on 10 reviews

The Little Loan Shop


  • Low-interest starting from 456%
  • Short-term loans up to $600
  • Repayment up to 6 weeks

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The Little Loan Shop homepage

Author The Little Loan Shop. Screenshot of The Little Loan Shop website. [Accessed May 23, 2018]

About The Little Loan Shop

With the Little Loan Shop, you can apply for a small short-term loan 100% online and receive your cash on the very same day.

It is this speed and ease that keep them ahead of the game and at the forefront of the short-term loan market.

For your short-term loan needs

As one of New Zealand's most effective and reliable lenders, they offer people more than just credit - they offer them a way to achieve their most pressing needs with as little hassle and delay as possible. You can choose then for short-term loans that are above the rest and customer service that won't disappoint.

You can apply in minutes and receive an answer within 60 minutes by providing basic details and supporting documentation for them to conduct the necessary affordability checks.

Deal with a responsible lender

They understand that although getting a short-term loan may demand quick action on the part of the provider - they're required to properly evaluate all applicants before approving them for a loan.

Lift your burden with an immediate loan

You may have the option to use an overdraft or credit card when you're short on cash, many people do not qualify for these services and do not have a plausible way to access cash. The Little Loan Shop offers anyone who is employed or has stable income access to online short-term loan solutions.

What The Little Loan Shop can offer you

Getting a short-term loan from The Little Loan Company will enable you to get out of a tight spot in a few hours of applying.

The great part is that these loans are designed to give you instant relief without locking you into a long-term debt commitment. A short-term loan is easy to repay and The Little Loan Company has flexible options that will allow you to repay your loan over 7 days to 6 weeks.

How much short-term loan I can get

They offer short-term loans to Kiwis who can demonstrate their ability to repay them as required, so as long as you can afford the loan, they won’t decline you due to a bad credit score. You can borrow between $100 and $600 with an APR of 456% per annum. If you need urgent cash, they are the lender you're looking for.

I have a bad credit score

Getting a loan when you have bad credit can be tricky, that’s why The Little Loan Company worked very hard to create a solution for every situation. So, whether you have a good, a bad, or no credit history they might still be able to assist you with the ideal short-term loan.

Enjoy an easy online short-term loan application

Their loan application form is amongst the most uncomplicated available on the NZ online lending market and can be completed in just 5 minutes.

The Little Loan Shop Product Details

  • Loan Type Short-term loans
  • Interest Rate from 456%
  • Loan Amount up to $600
  • Repayment 7 days to 6 weeks
  • Decision 1 hour

The Little loan shop has a quick solution to lift your short-term finacial burden

You will no longer experience long-drawn-out application processes with piles of documentation to sift through.

They have streamlined the entire lending process to ensure that obtaining finance is a much simpler and more convenient process.

You can improve your financial prospects in four steps

Step 1:

Simply complete the application by providing your details and information regarding your financial situation. 

Step 2:

Assessment will be done within the hour.

Step 3:

Once you are approved, your short-term loan will be paid into your bank account.

Life is complicated enough which is why your finances do not need to be. Make the right choice and apply for a little loan from The Little Loan Shop today.

Apply for the loan you need

Unforeseen circumstances are a part of everyday life. As a lender who specializes in circumstances of an unforeseen nature, they understand better than anyone what implications this can entail.

If you find yourself experiencing problems that result in you being unable to meet your repayment obligations you may apply for a hardship variation. This can help by extending the term of your loan, reducing the repayments or postponing payment for a period of time. They care about their customers which is why they help you get through the tough times.

Benefits of dealing with The Little Loan Company

  • Excellent service.
  • Bad credit welcome.
  • Extremely fast.
  • A responsible lender.
  • Easy to repay short-term loans of up to $600.
man holding thumbs up

The Little Loan Shop is a trusted & reliable provider of short-term loans

In our review, The Little Loan Shop adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

The Little Loan Shop is a registered credit provider in New Zealand: FSP246365

Customer Reviews & Testimonials

November 2020

This morning I was nothing but stress but now, within only a few hours, I have received the money I applied for and dealt with the situation. I can sleep tonight knowing that The Little Loan Shop...

Angela T
— Gisborne —

December 2020

Most financial institutions see their customers as another number in the system but after I got injured at work and applied for a loan I was greeted with only sympathy and a kind heart. Thank you...

Trevor D
— Walton —

February 2020

I was so satisfied with the quality of the product I received from The Little Loan Shop. Not only are their rates much lower than that of similar lenders but I could also repay my loan earlier at...

Tiffany J
— Fairhall —

April 2020

I was so concerned that my bad credit would stop me from getting the additional money I needed to cover my unforeseen medical expense but with the help of The Little Loan Shop I was able to relie...

Mike B
— Queenstown —

October 2021

They offer such a great service. I will definitely recommend them to anyone.

Taylor J
— Hamilton —

September 2021

I received my loan within 2 hours, a very fast reliable service.

Brown O
— Napier —

September 2021

They assisted me in an instant and I will make use of them again as they are fast, transparent, and care for their customers.

Smith A
— Auckland —

The Little Loan Shop Contact Details

Contact Number



Physical Address

Postal Address

  • PO Box 34 673, Birkenhead, 0746, New Zealand

Opening Hours

  • Monday 09:00 – 16:00
  • Tuesday 09:00 – 16:00
  • Wednesday 09:00 – 16:00
  • Thursday 09:00 – 16:00
  • Friday 09:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed