Rating based on 19 reviews

Loans 2 Go


  • Low-interest starting from 13.95%
  • Short-term loans up to $20,000
  • Repayment up to 5 years

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Loans 2 Go homepage

Author Loans 2 Go. Screenshot of Loans 2 Go website. [Accessed April 27, 2022]

About Loans 2 Go

Ever wondered what it would be like to have complete financial peace? Loans 2 Go can take all of your financial problems away with their affordable short-term loans.

New Zealand has never seen such a trustworthy and innovative financial provider before Loans 2 Go. They are constantly looking for new ways to please their customers and give them the absolute best service.

Secured Short-term loans for you

Offering you competitive cash loans, Loans 2 Go gives you the option of taking out a cash loan from $400 - $20 000, providing you with a form of financial security. Whether you have a good or bad credit history, they will always be there to help you as best they can.

Loans 2 Go offers you a variety of loans to suit your needs. From debt consolidation loans, personal loans, as well as short-term loans, whatever the financial need, Loans 2 Go will be at your service.

Loans 2 Go offers you a great online platform

You are able to access your loans and anything else on the online platform, at any time of the day. In other words, you have access to the Loans 2 Go platform 24 hours a day, 365 days a year. On the platform, all the loan options, including the short-term loan options, are available to you.

Access immediate cash with a competitive loan

If you are looking for a quick cash loan option and are worried about having to commit to a longer repayment term, then Loans 2 Go is the best short-term loan option for you.

As with everything, things change and evolve over time. Loans 2 Go keeps innovating and searching for new ways to evolve their company and give their clients something extra, to make their financial experience with them a cut above the rest.

This makes it so much more convenient for you because you can access your credit immediately without having to stress about committing to a long-term repayment.

What Loans 2 Go can offer you

A short-term loan can be used when you have a shortage of cash, whether it is to top up your business during a hard time or to quickly help you with something personal.

Loans 2 Go offers you the option of taking out a short-term loan of up to $20 000. When you are seriously in need of extra cash, $20,000 is more than enough. The minimum amount that you can apply for is $400.

Low-interest Short-term loans NZ

When taking out a loan, you can choose your repayment terms. However, the short-term loan option has a repayment term of 6 months. The interest rate you will be looking at depends on the loan and the loan amount. The Loans 2 Go interest rate starts at 13,95%, which, for a short-term loan is fairly good.

Applying for a short-term loan online is convenient and stress-free. What makes it even more convenient is that your short-term loan is usually approved within 4 hours and you would typically have your money in your account within an hour of application and approval 

A loan from a company that looks out for you

When you apply for a loan, it is always very daunting. As a financial lender, Loans 2 Go takes every step and precaution to ensure that your short-term loan and the rates are competitive and convenient for you. Every bit of information is transparent and there is no fine print or hidden terms or fees.

Loans 2 Go only strives to give its customers the best financial assistance possible, which will put them in the best financial situation afterward.

Life can often have a few unexpected bumps on your journey to a financially stress-free life, that is why Loans 2 Go offers you financial assistance at some of the most competitive rates in New Zealand.

Loans 2 Go Product Details

  • Loan Type Short-term loans
  • Interest Rate 13.95 – 24.95% p/a
  • Loan Amount up to $20,000
  • Repayment 6 months to 5 years
  • Decision 4 hours

Our secured loans are some of the most competitive loans in New Zealand

On the website, there is an inquiry page where you can enquire about any financial service that you would like from Loans 2 Go.

Applying for your Short-term loan online

Step 1:

Click on apply now.

This will take you through to a page where you will need to enter your details. You will need to fill in the details:

  • Your personal details i.e., name, surname, contact details, and place of residence.
  • Your employer details.
  • The amount that you would like to borrow.
  • What type of loan you would like to apply for.
  • Your monthly earnings.
  • They will usually ask you for your household expenses too.

Step 2:

Once you have completed the application page and have sent through your 3 months bank statements, your 3 months payslips, and proof of identification, you can wait a short while for one of their consultants to contact you for approval.

If you are having difficulty applying by yourself online, you can also apply via telephone by phoning the contact number provided on the website.

Step 3:

Competitive service that never fails. Once the approval has been done, you should receive your money within 1 hour of approval.

Loans 2 Go gets you going fast

Without a doubt, Loans 2 Go is one of the most affordable and effective short-term loan companies to work with. In New Zealand, there are currently 27 New Zealand-owned banks and out of all the loan companies that they work with, Loans 2 Go is most definitely ranked on the top of their list.

Benefits of taking out a Short-term loan with Loans 2 Go 

  • Approval response within 30 minutes.
  • Receive your money within the hour.
  • Easy and convenient online platform.
  • You can access your loan account 365 days, 24 hours a day.
  • You can apply for up to $20,000.
  • Loans 2 Go puts their people’s well-being first, they will not help you if you are at risk.
man holding thumbs up

Loans 2 Go is a trusted & reliable provider of short-term loans

In our review, Loans 2 Go adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Loans 2 Go is a registered credit provider in New Zealand: FSP9421

Customer Reviews & Testimonials

April 2020

Being accustomed with the old ways of finance, I was expecting to only hear back from the lender in a few days. I was pleasantly surprised when I received a call from them within the hour of appl...

Nicholas R
— Sheffield —

February 2020

When I saw my dream car waiting for me at the dealer I just knew that I could not allow this opportunity to pass. Luckily, thanks to Loans2go’s efficiency, I was able to drive off in style. Thank...

Douglas H
— Nelson —

February 2020

Being the type of individual who enjoys a hands-on approach to finance I gave Loans2go a call and was happily surprised by the friendly and knowledgeable staff. All questions and concerns were fu...

Michelle R
— Stirling —

October 2021

I was incredibly happy with the results of banking with Loans 2 Go.

Oothon F
— Auckland —

November 2021

I have finally managed to fix my car, which has been giving me issues for so long.

Franks K
— Napier —

May 2021

I will recommend Loans 2 Go every time. I have never been disappointed.

Gurtil G
— Wellington —

Loans 2 Go Contact Details

Contact Number



Physical Address

  • 43 Mandeville Street, Level 1 Riccarton Canterbury 8011 New Zealand
  • Get Directions

Postal Address

  • PO Box 36, 606 Merivale, Christchurch, 8146, New Zealand

Opening Hours

  • Monday 08:00 – 16:45
  • Tuesday 08:00 – 16:45
  • Wednesday 08:00 – 16:45
  • Thursday 08:00 – 16:45
  • Friday 08:00 – 16:45
  • Saturday – Closed
  • Sunday – Closed