TSB Bank
Updated
- Low-interest starting from 4.19%
- Property finance up to $500,000
- Repayment up to 30 years
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Author TSB Bank. Screenshot of TSB Bank website. [Accessed May 23, 2018]
About TSB Bank
Become a happy homeowner with the most competitive loans available in New Zealand.
With over 166 years of history and experience, TSB Bank remains independently owned and devoted to its customers.
They are different from other banks and have proved it by standing their ground even when times get tough. If you want to deal with a bank that works as hard as you do – it’s TSB Bank that you’re after.
More than just a bank
TSB is more than just a bank – they are a part of history and the driving force behind the financial success of so many kiwis. They offer some of the lowest and most competitive home loan interest rates and financial products in the country and will always keep rates low, fair, and working for you – as the customer.
They will always have your best interest at heart
Since 1850 they have been in the business of making New Zealand a better place for everyone. Putting their clients first is what they do best and they do it in the most professional and speedy manner. For them transparency and friendliness are key.
What TSB Bank can offer you
At TSB Bank they offer one of the best and most valued first-time homebuyer mortgages – with rates from just 4.19%.
Their home loans are superior and make more sense when looked at from a features perspective. If you want a mortgage that works hard for you then contact them to discuss your options today!
Flexible Home loans that do more
They offer both fixed and variable interest loans at incredibly low rates while also offering you bridging finance and revolving credit mortgages. With them, you can enjoy flexibility like with no other bank. You can also opt for a combination of a fixed and variable rate loan which gives you the chance to choose what works for you.
I want to make an early repayment
They welcome early repayments and will not charge you any penalties for such a payment. If you want to pay more than $10,000 per calendar year there might be a small fee payable.
Remember that repaying your loan earlier could cause you to save money on interest charges at the end of the day.
TSB Bank Product Details
- Loan Type Property finance
- Interest Rate 4.19 – 5.19% p/a
- Loan Amount up to $500,000
- Repayment 12 months to 30 years
Financing your new home with TSB Bank is as easy as completing an appication online
There is simply nothing more rewarding both personally and financially than owning your own home and TSB Bank strives to assist Kiwis to do just that. Get your loan at a great rate with flexible terms and a low deposit.
They can help you with a home loan with only a 10% deposit required!
Apply online or in the branch
With TSB Bank you can apply for a loan online by either logging into your online banking or simply clicking the apply now tab for new customers and completing the necessary details. You can also fill in their contact form so they can get back to you during business hours or alternatively they welcome you to visit them in-branch to discuss your options.
Here is how you can get your loan pre-approval:
Step 1:
They will ask you for a few details as well as supporting documents for your assessment. This includes proof of your income, your identity, financial statements, as well as statements of any store card or credit card over the last 6 months.
Step 2:
You will receive your home loan pre-approval with which you will be able to make an offer on the house you would like to buy.
Step 3:
Your loan application will then be completed and you will receive their final offer which you can sign to proceed.
Step 4:
Once they’ve transferred the loan on the agreed-upon settlement date, you can then pick up the key to your new house.
Benefits of a TSB Home loan
- You will be able to easily manage your loan, make extra payments or redraw as you please.
- Low fees and rates.
- Long and flexible repayment terms to suit your requirements.
- A team that will offer you ongoing support throughout the lifetime of your loan.
- Safety and security.
Customer Reviews & Testimonials
TSB Bank Contact Details
Physical Address
- Botany Service Centre, 2 Market Square Botany,Town Centre Auckland Auckland 2013 New Zealand
- Get Directions
Opening Hours
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 19:00
- Friday 09:00 – 17:00
- Saturday 09:00 – 16:30
- Sunday 10:00 – 16:00