BNZ Bank
Updated
- Low-interest starting from 4.29%
- Property finance up to $1,000,000
- Repayment up to 30 years
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Author BNZ Bank. Screenshot of BNZ Bank website. [Accessed May 23, 2018]
About BNZ Bank
The bank with the widest range of online home loans at your fingertips.
Whether you’re buying your first home, looking to invest in property, or want to refinance your mortgage – BNZ gives you many great reasons to choose them.
Apart from offering one of the most competitive fixed rates home loans has available, they offer world-class tools and resources, expert advice, and loan features that are simply unmatched by any other bank.
Here to listen and help you find your Home loan
As one of the country's most competitive banks, they are able to offer their customers some of the most advanced banking and lending services at the lowest rates. With them you get more than just great products - you get good service, flexible solutions, and a family that's willing to listen to you.
Affordability is important for them
While you might get the best home loan option available, you need to ensure that your credit profile and affordability are in good order. It won’t benefit BNZ Bank in any way if they afford you a home loan but you will struggle to pay it in the long run. They also care about your future financial well-being.
What BNZ Bank can offer you
Their home loan range can easily be considered one of the most diverse and flexible ranges in the country.
Whether you want to repay your loan quickly or secure small manageable monthly repayments their range can offer you exactly what you need and so much more. They offer conditional approval or pre-approval which you can apply for online.
Financial solutions that can be obtained
At BNZ Bank they offer a range of quick loans such as personal cash loans and business loans which are easy to qualify for. If you're looking for a no-hassle, stress-free, and affordable cash loan for yourself or your business - choose BNZ! They also offer low rates from as little as 3.99%p.a. on their home loans which are ideal for first-time home buyers and home movers.
A responsible lender
As a bank that has your best interest at heart, they will not grant you a loan that will harm you at the end of the day. If they are unable to approve your loan, they will advise on what you can do better to enhance your chances of getting your loan approved in the future.
BNZ Bank Product Details
- Loan Type Property finance
- Interest Rate 4.29 – 5.70% p/a
- Loan Amount up to $1,000,000
- Repayment 6 months to 30 years
With lower interest rates & outstanding service, we are the preferred home loan lender in NZ
You can apply for a mortgage with BNZ Bank entirely online and they will assist you with your every need from then on out.
To apply you (and any joint applicant) will have to provide information and supporting documents which include:
- Employment information including your payslips, a letter from your employer confirming employment
- Details of your income and expenses
- Details and proof of any assets and debts
- For new customers, bank statements for 6 months
- Identification and the complete loan application
Once they receive the above, they will contact you and proceed to work out a mortgage package that suits your needs. You can also request a pre-approval certificate or simply contact them to discuss your options.
Ensure that you know what you signing up for
It is the responsibility of the client to ensure that they understand all terms and conditions stipulated in the credit agreement. Don’t sign up for a loan if you are not well acquainted with your role in fulfilling your payment. Only apply if you are certain that you will be able to pay for it.
Need further clarity on your Home loan
Contact them today via phone call or drop them an email if you still need them to answer some of your questions. Their agents will gladly assist.
The benefits of a BNZ mortgage
- Responsible lending.
- Low and tailored interest rates.
- Great flexibility.
- A wide variety of options.
- Friendly, fast, and professional assistance.
- You will be able to get your loan approved quickly and without piles of paperwork as they believe in speed and ease.
- The opportunity of paying your loan off faster.
Customer Reviews & Testimonials
BNZ Bank Contact Details
Physical Address
- 262 Queen St Auckland Auckland 1010 New Zealand
- Get Directions
Postal Address
- Private Bag 39806, Wellington Mail Centre, Lower Hutt, 5045, New Zealand
Opening Hours
- Monday 09:00 – 16:30
- Tuesday 09:00 – 16:30
- Wednesday 09:00 – 16:30
- Thursday 09:00 – 16:30
- Friday 09:00 – 16:30
- Saturday – Closed
- Sunday – Closed