Rating based on 3 reviews



  • Low-interest starting from 4.19%
  • Property finance up to $200,000
  • Repayment up to 30 years

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Author HSBC. Screenshot of HSBC website. [Accessed May 23, 2018]

About HSBC

At HSBC we offer a range of financial products and services that are second to none in New Zealand.

From car loans to home loans and credit cards - our low rates, affordable fees and innovative products will help you achieve your dreams and goals faster! We're a leading lender because we're always asking the right questions and doing more for our customers!

Get a great deal on your mortgage

HSBC is an international company which has millions of clients across the globe and is the first international bank to be granted a licence to operate in New Zealand. Our sheer size and reach means we are able to offer you home loan deals at lower rates, innovative technology to stay on top of your accounts and some of the fastest and securest banking technologies in the world.

What HSBC can offer you

At HSBC New Zealand we like to combine our international reach, technology innovations with good knowledge of the local market and it’s most pressing needs.

Whether you’re looking for a home loan, a business loan or a personal loan we can provide you with great rates, advanced technology and innovative solutions to keep you moving!

Flexible home loans

At HSBC New Zealand we offer a range of flexible home loan solutions from floating rate mortgages to low rate fixed rate home loans, we offer the widest and most competitive range of solutions for New Zealanders. With years of experience and thousands of happy customers - we walk the talk! 

HSBC Product Details

  • Loan Type Property finance
  • Interest Rate 4.19 – 5.59% p/a
  • Loan Amount up to $200,000
  • Repayment 12 months to 30 years

Turn to HSBC when you are looking for a home loan with a difference

All applicants must first verify that they meet our minimum lending requirements which are available on our website.

While you’re there you can also have a look at the home loan options we have listed on our website as well as see all the applicable fees and charges that go along with a new mortgage. This includes legal fees, builder’s reports and valuations fees.

Here for you every step of the home buying process

Buying your first home is certainly full of new and sometimes daunting things. With HSBC we make things simple and support you each and every step of the way. If you're ready to discuss your options simply make contact with us by filling in an online enquiry form, visiting us in branch or calling us and we will help you get started!

What is the implication of not paying your home loan on time?

Failing to pay your home loan on time will result in you possibly losing your home. We know certain problems may arise and make it difficult for you to settle your debt on time. We urge customers to always prioritize this payment as it will lower your credit score if you start making a habit of not paying. If you are not always sure that you going to have enough money to settle your home loan, it is best you don’t apply for credit in the first place. We don’t want our clients to find themselves in a situation that makes it difficult for them to get a possible loan in the future.

When should I inform you when I won’t be able to make my monthly mortgage payment?

The client needs to inform us as soon as he sees that they won’t be able to make the payment. They shouldn’t wait until the date of the debit order as this makes it quite difficult for us to come up with another alternative. There will be interest charges that will be paid for but notifying us is the first step you need to take.

Customer Reviews & Testimonials

November 2018

HSBC gave me my dream home at an unbelievable rate.

Natalie R
— Glentui —

March 2019

Applying for a home loan on the HSBC website was easy and hassle free.

Gerald J
— Gore —

April 2019

The consultants at HSBC gave me a home loan that works well with my monthly budget.

Simon P
— Granity —

HSBC Contact Details

Physical Address

  • Level 7, HSBC House, 1 Queen Street Auckland Auckland 1023 New Zealand
  • Get Directions

Postal Address

  • PO Box 5947, Wellesley Street, Auckland, 1023, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed