Rating based on 3 reviews



  • Low-interest starting from 4.19%
  • Property finance up to $200,000
  • Repayment up to 30 years

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Author HSBC. Screenshot of HSBC website. [Accessed May 23, 2018]

About HSBC

Get your home loan from a well-known and trusted lender.

At HSBC they offer a range of financial products and services that are second-to-none in New Zealand.

From car loans to home loans and credit cards - their low rates, affordable fees, and innovative products will help you achieve your dreams and goals faster! They are a leading lender because they always ask the right questions and do more for their customers!

Get a great deal on your Mortgage

HSBC is an international company that has millions of clients across the globe and is the first international bank to be granted a license to operate in New Zealand.

Their sheer size and reach mean they can offer you home loan deals at lower rates, and innovative technology to stay on top of your accounts. They offer some of the fastest and most secure banking technologies in the world.

More than one loan with HSBC

If you have or want more than one home loan, they can assist you in easily combining up to 6 of your loans into one.

What HSBC can offer you

With them, you will have the option of paying off your home over a maximum term of 30 years.

The great part is that you can choose to pay off your loan sooner and also have the option of redrawing a minimum amount of $2,000 at a time.

Why HSBC is such a great choice

They don’t only offer home loans, but many other loan options including business loans, personal loans, and much more. They can provide you with great rates, advanced technology, and innovative solutions.

At HSBC New Zealand they like to combine their international reach and technology innovations with good knowledge of the local market and its most pressing needs.

Access the flexibility you deserve

Enjoy a range of flexible home loan solutions from floating-rate loans to low fixed-rate loans for your home as they offer the widest and most competitive range of solutions for New Zealanders. With years of experience and thousands of happy customers - they walk the talk.

HSBC Product Details

  • Loan Type Property finance
  • Interest Rate 4.19 – 5.59% p/a
  • Loan Amount up to $200,000
  • Repayment 12 months to 30 years

Turn to HSBC when you are looking for a home loan with a difference

Buying your first home is certainly full of new and sometimes daunting things.

With HSBC they make things simple and support you each and every step of the way. If you're ready to discuss your options simply make contact with them by filling in an online inquiry form, visiting them in the branch, or calling them and they will help you get started!

Turn to HSBC when you are looking for a Home loan 

You should first verify if you meet their minimum lending requirements before you apply. Together with that, you should also take their legal, builder’s report, and valuation fees into consideration.

Step 1:

To apply for a loan online you can start by filling out their quick form.

Step 2:

They will then be in touch with you and might ask you to provide a few personal documents for confirmation of your identity and financials.

Step 3:

You will then receive a pre-approval if you are eligible for a loan so that you can continue your home shopping with ease.

Step 4:

Once you have made an offer on a house and it has been accepted, they will then transfer the funds as instructed. Once the transfer has been done you will be the new homeowner.

Put your trust in a responsible lender

While it is your responsibility to ensure that you can afford to take on a loan, they still do everything in their capacity to make sure they give you a loan you can comfortably afford without financial strain.

If they are unable to grant you a loan to buy a house, they will explain the reasons as well as advice on how you can improve your chances when you apply again in the future.

They work hard to offer only the best loans and services to the people of New Zealand in the fairest, simplest, and friendliest manner possible.

Benefits of becoming an HSBC client

  • Your financial well-being will be put first every time.
  • Different options to repay your loan early, in part, as well as redraw funds when you need to.
  • Fixed and floating interest rate options.
  • Terms up to 30 years.
  • Customer-centric service.
  • Financial guidance and advice.

Customer Reviews & Testimonials

November 2020

HSBC gave me my dream home at an unbelievable rate.

Natalie R
— Glentui —

March 2020

Applying for a home loan on the HSBC website was easy and hassle free.

Gerald J
— Gore —

April 2020

The consultants at HSBC gave me a home loan that works well with my monthly budget.

Simon P
— Granity —

October 2021

They offered me a perfectly designed loan and gave me exactly what I needed.

James N
— Nelson —

October 2021

A company that did not only tailor a loan for me but also helped in a very professional, simple, and fast way.

Johnson N
— Rotorua —

June 2021

I’ve been an HSBC client for many years now and I never had issues with them, not even once. They are such a reliable and well-organized company.

Smith K
— Queenstown —

HSBC Contact Details

Physical Address

  • Level 7, HSBC House, 1 Queen Street Auckland Auckland 1023 New Zealand
  • Get Directions

Postal Address

  • PO Box 5947, Wellesley Street, Auckland, 1023, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed