Rating based on 25 reviews

Oxford Finance


  • Low-interest starting from 9.95%
  • Personal loans up to $20,000
  • Repayment up to 5 years

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Author Oxford Finance. Screenshot of Oxford Finance website. [Accessed May 23, 2018]

About Oxford Finance

As one of New Zealand's fastest growing lenders - we've been swimming against the stream while striving to introduce some of the most competitive and advanced financial products to the market and, we've certainly succeeded to date!

With over 25 years in the business we have the experience that counts.

A flexible lender

Flexibility means that you're dealing with a lender that offers more than the rest. From better rates to longer loan terms and adjustable personal loan amounts at Oxford Finance we can truly claim to be a flexible lender. This has enabled us to keep growing as a company and amass a large customer base.

What Oxford Finance can offer you

We offer secured personal loans that range from $1,000 to $20,000 with loan terms from 12 to 60 months.

Our loans are ideal for a wide range of applications including consolidating debt and purchasing a vehicle. We have a quick turnaround and are always available to assist our customers.

Why our loans are secured

We require that you provide security for any bigger loan needs as this will allow you to obtain a bigger loan amount and secure a lower rate. If you need a smaller short term loan than you may want to obtain an unsecured loan which will provide you with a small amount of money.

Oxford Finance Product Details

  • Loan Type Personal loans
  • Interest Rate 9.95 – 25.95% p/a
  • Loan Amount up to $20,000
  • Repayment 12 months to 5 years
  • Decision 24 hours

Here’s how to apply with Oxford Finance

One of the hardest things to do is find an affordable quick loan that can be obtained online within hours but with Oxford Finance it is more than possible.

While we're an online lender we strive to add a personal touch to everything that we do. You can always make contact with us to ask a question or resolve a problem.

Preparing your supporting documents

Our step by step loan application will make it easy for you to complete the form quickly and accurately. We recommend that before you begin you prepare your supporting documents and read through the information that we have made available on our website.

Application fees and rates

We will charge you 4250 dollars per application that will be submitted to our company the application fee will be going towards all the administration work that will be done. We will also be using the amount to help us help you find you the perfect loan you can afford without putting yourself in debt. We will also be charging a small amount per monthly instalment that is 2.5 dollars per payment that is made by you each month on your loan. We have a set interest rate of 11.95 per loan that is taken this is a fixed annual rate for your loan.

Terms that you can pay back your loan in

Our company offers you the ability to choose if you would like to pay your loan back in 12 months or 5 years. We are here to help you out and if you have questions regarding the amount of time you can contact us on the number below.

Go ahead and use the calculator

You can use the calculator to see if the loan amount you have chosen will be correct for you. You can also play around with the figures and find the perfect loan for you and your pocket.

Customer Reviews & Testimonials

January 2019

When I was unsure of how to upload my documents all I did was phoned through and a broker assisted me the whole step of the way.

Devon L
— Christchurch —

April 2019

When I applied for my first loan online I was unsure what to do so I contacted the call centre where they helped me get my online document submitted and I was approved for my loan Thank you for t...

Frances O
— Auckland —

Oxford Finance Contact Details

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 429, Levin, 5510, New¬†Zealand

Opening Hours

  • not available