Rating based on 1,226 reviews
About Geneva Finance
As a lender that understands the issues facing kiwis on a daily basis we are able to provide tailor made financial solutions that really meet the needs of our customers.
By using Geneva Finance's services you're guaranteed an affordable, flexible and personalized solution that will help you reach your financial goals.
A quick online decision
Once you've applied for a loan with Geneva Finance you'll be amazed at just how quickly you'll receive an online decision and get your personal loan. Apart from making us more competitive - our speed is what makes customers choose us time and time again.
What Geneva Finance can offer you
At Geneva Finance we offer a wide range of financial products including personal loans, car loans, debt consolidation loans and homeowners loans in both a secured and unsecured form.
With us, you can borrow from $2,000 to $50,000 and can use the property or a vehicle as security.
Competitive interest rates and flexible repayment terms
If you need a personal loan and can't turn to your friends and family for the assistance you need to look for an alternative solution that offers you the loan you need, at a competitive interest rate and with flexible repayment terms that make it affordable. Geneva Finance offers you exactly this and so much more!
From 0 %
To 0 % Per annum
In a Nutshell
- Average processing time 24 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
- Bad credit consideration
- Early repayment
Getting a personal loan through Geneva Finance has never been easier
When completing the online loan application it is imperative that you provide accurate details and information to ensure that your loan is not delayed.
We will ask for your personal and contact details as well as your income and employment information in order to process your application. Our eligibility requirements are standard and simple.
To apply for a loan you must:
- Be an NZ resident or citizen
- Be aged 18 or over
- Be employed and earning a stable income
- Not be bankrupt
- Be able to provide a copy of your ID, payslips, bank statements and proof of address
Finding out whether you qualify for a loan
All you have to do is click on am I eligible for a loan and you will find out after answering the few questions that are there if you can take a loan out through our company. The questions and submitting it will not take longer than 2 minutes and you will be able to find out if you can apply for one of the loans that we offer.
Our loan application
The application will take you about ten minutes to complete and send through to us. The application can take 5 minutes depending on how quickly you would like to answer the questions. Please make sure that when you answer that all of the questions are completed and you have given as much information as you can for your loan purposes.
Rates and fees for your loan
Our loan rates and percentages will differ from loan to loan as the amounts will determine the amount your loan percentage will be. The interest rates range from 11.95-29.95% and you can pay your loan back from6 months to 6 years depending on you. There is a fee of $450 that will be charged per loan and is included in the full amount.
Eligibility & Requirements
- 18 years or older
- NZ resident
- Employed full-time
- Credit check
- Can you provide security
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Car Loans
- Personal Loans
Customer Reviews & Testimonials
Geneva Finance has a fast and reliable loan service! I applied and within minutes my loan was approved.
— Auckland —
With interest rates this low I will apply for another loan through Geneva Finance
— Auckland —
Quick and convenient online applications make getting a personal loan very easy
— Christchurch —