Rating based on 35 reviews

Geneva Finance


  • Low-interest starting from 11.95%
  • Personal loans up to $50,000
  • Repayment up to 5 years

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Author Geneva Finance. Screenshot of Geneva Finance website. [Accessed May 23, 2018]

About Geneva Finance

As a lender that understands the issues facing kiwis on a daily basis we are able to provide tailor made financial solutions that really meet the needs of our customers.

By using Geneva Finance's services you're guaranteed an affordable, flexible and personalized solution that will help you reach your financial goals.

A quick online decision

Once you've applied for a loan with Geneva Finance you'll be amazed at just how quickly you'll receive an online decision and get your personal loan. Apart from making us more competitive - our speed is what makes customers choose us time and time again.

What Geneva Finance can offer you

At Geneva Finance we offer a wide range of financial products including personal loans, car loans, debt consolidation loans and homeowners loans in both a secured and unsecured form.

With us, you can borrow from $2,000 to $50,000 and can use the property or a vehicle as security.

Competitive interest rates and flexible repayment terms

If you need a personal loan and can't turn to your friends and family for the assistance you need to look for an alternative solution that offers you the loan you need, at a competitive interest rate and with flexible repayment terms that make it affordable. Geneva Finance offers you exactly this and so much more! 

Geneva Finance Product Details

  • Loan Type Personal loans
  • Interest Rate 11.95 – 29.95% p/a
  • Loan Amount up to $50,000
  • Repayment 12 months to 5 years
  • Decision 24 hours

Getting a personal loan through Geneva Finance has never been easier

When completing the online loan application it is imperative that you provide accurate details and information to ensure that your loan is not delayed.

We will ask for your personal and contact details as well as your income and employment information in order to process your application. Our eligibility requirements are standard and simple.

To apply for a loan you must:

  • Be an NZ resident or citizen
  • Be aged 18 or over
  • Be employed and earning a stable income
  • Not be bankrupt
  • Be able to provide a copy of your ID, payslips, bank statements and proof of address

Finding out whether you qualify for a loan

All you have to do is click on am I eligible for a loan and you will find out after answering the few questions that are there if you can take a loan out through our company. The questions and submitting it will not take longer than 2 minutes and you will be able to find out if you can apply for one of the loans that we offer.

Our loan application

The application will take you about ten minutes to complete and send through to us. The application can take 5 minutes depending on how quickly you would like to answer the questions. Please make sure that when you answer that all of the questions are completed and you have given as much information as you can for your loan purposes.

Rates and fees for your loan

Our loan rates and percentages will differ from loan to loan as the amounts will determine the amount your loan percentage will be. The interest rates range from 11.95-29.95% and you can pay your loan back from6 months to 6 years depending on you. There is a fee of $450 that will be charged per loan and is included in the full amount.

Customer Reviews & Testimonials

April 2019

Geneva Finance has a fast and reliable loan service! I applied and within minutes my loan was approved.

Candice R
— Auckland —

October 2018

With interest rates this low I will apply for another loan through Geneva Finance

Dom B
— Auckland —

December 2018

Quick and convenient online applications make getting a personal loan very easy

Charlize M
— Christchurch —

Geneva Finance Contact Details

Physical Address

Postal Address

  • Private Bag 14923, Panmure, Auckland, 1741, New¬†Zealand

Opening Hours

  • not available