Rating based on 31 reviews

ANZ Bank


  • Low-interest up to 12.90%
  • Personal loans up to $40,000
  • Repayment up to 7 years

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ANZ Bank homepage

Author ANZ Bank. Screenshot of ANZ Bank website. [Accessed November 5, 2021]

About ANZ Bank

As one of the leading banking institutions in the country, ANZ Bank offers New Zealanders more than just banking services - they offer you a better way of life.

Their products and services are designed to make life simple and more affordable whether you're looking for a home loan or a bank account.

New Zealand's most competitive products

If you're looking for personal finance that will enable you to finally take that family holiday or consolidate your debt to free up some of your monthly income ANZ Bank offer you the country's most competitive products to do just that.

What ANZ Bank can offer you

In addition to the above services we also offer home loans, vehicle finance and a range of competitive credit cards.

Whether you're looking for a specific product or are looking to change banks for the long term - ANZ Bank will offer you the best in the country.

ANZ personal loans

They offer affordable and flexible personal loans that range from $3,000 to $40,000 that you can use to buy a car, renovate your home or pay for a wedding. The interest rates are 12.90 per annum and they offer flexible loan terms to suit any budget.

ANZ Bank Product Details

  • Loan Type Personal loans
  • Interest Rate 12.90%
  • Loan Amount up to $40,000
  • Repayment 6 months to 7 years
  • Decision 48 hours

Get an affordable personal loan with the bank that cares

ANZ Bank likes to keep people informed about the status of their personal loan applications from the very start but, without getting too technical.

They will therefore always interact and speak to you in a simple and direct manner, which will leave no room for misunderstanding or confusion.

Implications of non-payment

Many customers ask ANZ about the non-repayment procedures. While it's best to avoid taking out a quick loan if you can anticipate difficulty in repayment - they will always try to discuss an alternative arrangement with the client to collect payment in the most convenient way for both parties.

Online loan calculator

You can use the calculator to get your perfect loan amount. You can put amounts that you would like to loan and the time period that you would like to borrow and then see how much you will be paying back on your loan and how much you will be paying back at the end of the loan period.

Apply at one of their branches

Yes, you can apply for your loan at a branch, they want you to feel that you can trust them and if you would prefer to answer the application at one of their offices you can, and they will be there to help you if you need help with your application.

Using the online app

You can control your loan and your account from the online app, they have designed an app for your phone or your tablet that you can use any time of the day to check on your finances and even see how much you will need to pay back on your loan.

Customer Reviews & Testimonials

March 2019

I needed assistance applying for my first loan and I had the help of ANZ Bank to get my loan approved quickly

John M
— Christchurch —

April 2019

When I applied for my loan I was greeted with the fasted service I have ever received, thank you ANZ Bank for the quick service

Mel W
— Auckland —

ANZ Bank Contact Details

Contact Number


  • not available


Physical Address

Postal Address

  • Private Bag 92210, Victoria St, West Auckland, 1142, New¬†Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed