Rating based on 649 reviews
About NZ Personal Loans
When looking for an online lender you need someone that understands you, someone that is reliable and someone that offers you good rates and fast service.
At NZ Personal Loans we tick all these boxes and can guarantees a quick and affordable personal loan to all of our customers - even those with bad credit.
A versatile loan
Whether you're looking for a car loan or a small short-term loan to take a much deserved holiday NZ Personal Loans can offer you a quick online solution like no other lender on the market. Taking out a cash loan with us means that you get the freedom to do the things that count - TODAY.
What NZ Personal Loans can offer you
With such competitive rates you can rest assured that you will be able to fit the quick loan into your budget with ease.
There is no reason to have to compromise on speed for affordability or vice verse - with NZ Personal Loans you get both and that's a promise we always keep!
Borrow up to $20,000
NZ Personal Loans offer personal cash loans of between $1,000 and $20,000 at rates that start from as low as 13.95%. You can select a loan term of between 6 and 60 months which means regardless of your budget you will be able to afford your loan repayments.
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In a Nutshell
- Average processing time 4 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
- Bad credit consideration
- Early repayment
Get a competitive loan from NZ Personal Loans, simply apply online
Apart from our low rates and tailored packages we also have one of the best and most appreciated customer service standards in the country.
Unbelievably competitive rates
Since our rates are so competitive when compared with other online lenders in NZ - we often find that people cannot believe their eyes when they get their loan offers. We are a registered lender that strives to be transparent about our fees and just about everything else - and it's gotten us to the top!
Secured and unsecured loan options
Although we offer both secured and unsecured loans the option that you will be able to obtain will depend on the loan amount and your credit history. Those with a bad credit history or those looking to consolidate debt will likely only be able to apply for a loan.
Quick and easy application
We have designed the perfect application for you for your loan. It will take you three minutes and all you will have to do is answer a few questions about yourself and the loan that you would like. You can get your approval within one day of applying this will be subject to you uploading all the information needed.
We have the loan for you
Our company will find the perfect loan for you and you will be able to. We offer you all of the following loans that you can apply for. We have housing loans and personal loans and business loans and then we have the calculator. Letting you choose which loan would suit your needs and the amount that you would be paying and how long it would take you to pay it back.
Our rate and loan periods
We offer you the ability to take a loan for 6 months or 5 years it is up to you. However, we will let you know that the longer you have your loan the more you will pay back the interest rates will be higher. If you could pay your loan back sooner and be ok to do so we would recommend it. Our interest rates range from 13.95-29.95 % depending on your loan that you will be taking. You can email our company with your questions all contact them and the brokers will help you out.
Eligibility & Requirements
- 18 years or older
- NZ resident
- Employed full-time
- Credit check
- Bank statements
Other Products & Services
- Personal Loans
- Car Loans
- Property Finance
- Debt Consolidation Loans
Customer Reviews & Testimonials
I was highly impressed with NZ Personal Loans fast turnaround time. My time was fully appreciated and the team worked really hard to get me the loan I needed.
— Dunedin —
Super easy and super quick- that's the best way I can describe my experience with NZ Personal Loans
— Auckland —
I will gladly recommend NZ Personal Loans to friends and family. My experience with your team was exceptional, not to mention how simple it was to apply and how quickly I heard back from you. You are awesome!
— Hamilton —