Rating based on 28 reviews

NZ Personal Loans


  • Low-interest starting from 13.95%
  • Personal loans up to $20,000
  • Repayment up to 5 years

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NZ Personal Loans homepage

Author NZ Personal Loans. Screenshot of NZ Personal Loans website. [Accessed May 23, 2018]

About NZ Personal Loans

When looking for an online personal loan lender you need someone that understands you.

Someone that is reliable and someone that offers you good personal loan rates and fast service. At NZ Personal Loans they tick all those boxes and can guarantee a quick and affordable online personal loan to all of their customers - even those with bad credit.

Personal loans for personal commitments

NZ Personal Loans have come a long way in making sure that all their clients are well taken care of. They strive to empower individuals with the necessary quick cash to take them further in life.

The truth is that just like you, the employers and employees also have families and everyday needs that they have to tend to. Therefore, the company has empathy towards you and your circumstances. They are not just another company, they genuinely care for you.

A company that offer versatile loans

Whether you're looking for a car loan or a small short-term loan to take a much-deserved holiday, they got you covered. Get your personal loan, Today.

NZ Personal Loans can offer you a quick online solution like no other lender on the market. Taking out a cash loan with them means that you get the freedom to do the things that count.

What NZ Personal Loans can offer you

With such competitive rates, you can rest assured that you will be able to fit the quick personal loan into your budget with ease.

NZ Personal Loans are more than willing to walk the extra mile with you, to see you survive. When looking for a lender you should always look for these factors: compatibility, stability, experience, transparency, and a trustworthy company. You are in luck because NZ Personal Loans offer that and so much more.

Borrow now, and pay back later

There is no reason to have to compromise on speed for affordability or vice versa - with NZ Personal Loans you get both and that's a promise they always keep!

Your success and efficiency in life are what they strive to ensure, and their loans are the solution to your financial problem. Put your trust in NZ Personal Loans,  and you will see how quickly they deliver.

Details about their amazing personal loans

NZ Personal Loans offer personal cash loans of between $1,000 and $20,000 at rates that start from as low as 13.95%. You can select a personal loan term of between 6 and 60 months, which means regardless of your budget you will be able to afford your loan repayments.

NZ Personal Loans Product Details

  • Loan Type Personal loans
  • Interest Rate 13.95 – 29.95% p/a
  • Loan Amount up to $20,000
  • Repayment 6 months to 5 years
  • Decision 4 hours

Get a competitive loan from NZ Personal Loans, simply apply online

Apart from their low rates and tailored packages they also have one of the best and most appreciated customer service standards in the country.

Unbelievable competitive personal loan rates

Since their rates are so competitive when compared with other online personal loan lenders in NZ - they often find that people cannot believe their eyes when they get their loan offers.

They are a registered personal loan lender that strives to be transparent about their fees and just about everything else - and it has gotten them to the top.

Secured and unsecured personal loan options

Although they offer both secured and unsecured personal loans, the option that you will be able to obtain will depend on the loan amount and your credit history. Those with a bad credit history or those looking to consolidate debt can also apply for a personal loan with them.

Quick and easy personal loan application 

  • They have designed the perfect application for your personal loan. It will take you three minutes and all you will have to do is answer a few questions about yourself and the loan that you would like.
  • You can get your approval within one day of applying. That will be subject to you uploading all the information needed.

NZ Personal Loans has the perfect loan for you

Their company will find the perfect personal loan for you and you will be able to get quick cash for your daily needs and commitments. They offer you all of the following loans that you can apply for. NZ Personal Loans has housing loans, personal loans, business loans, and then they have the calculator.

The calculator helps you choose which personal loan would suit your needs best, the amount that you would be paying, as well as how long it would take you to pay it back.

The best online personal loans for deserving clients

They offer you the ability to take a personal loan for 6 months or 5 years, it is completely up to you. However, they will let you know that the longer you have your personal loan, the more you will pay back on interest and the higher it will be.

If you could pay your personal loan back sooner and be ok to do so, they would highly recommend it. You can email their company with your questions, contact them and the brokers will help you out.

Customer Reviews & Testimonials

February 2021

I was highly impressed with NZ Personal Loans fast turnaround time. My time was fully appreciated and the team worked really hard to get me the loan I needed.

James M
— Dunedin —

March 2021

Super easy and super quick- that's the best way I can describe my experience with NZ Personal Loans

Lee Z
— Hamilton —

February 2021

I will gladly recommend NZ Personal Loans to friends and family. My experience with your team was exceptional, not to mention how simple it was to apply and how quickly I heard back from you. You...

Yashmeen K
— Hamilton —

NZ Personal Loans Contact Details

Physical Address

Postal Address

  • P O Box 28 231, Remuera, Auckland, 1541, New¬†Zealand

Opening Hours

  • not available