mortgagerates.co.nz

Compare loans the easy way.

MorgageRates.co.nz gives detailed information for you to compare the latest mortgage options from the best banks that are available in New Zealand. They assist borrower’s in locating home loan providers and determining who has the best prices.

They employ a refinance calculator to figure out how much interest can be saved.  By refinancing to a new bank, you can also get cash right away.

MorgageRates.co.nz allows you to search for some of the best mortgage rates available in New Zealand at any given time. They explain how paying off your mortgage years sooner can save you a significant amount of money. They provide information to help you better plan your loan and better manage your own budget.

Find the best available Mortgage rates today

Mortgage rates aren't going to get much lower! Whether you're looking to buy or refinance, now is the best time to apply

Determine whether refinancing is a viable choice

This helpful tool will allow you to weigh all of the factors that could influence your unique circumstance, allowing you to make an informed decision. Refinancing has many potential advantages but requires careful consideration.

They offer borrowers a free and unbiased way to compare interest rates on home loans offered by New Zealand's largest and most competitive financial institutions.

You can also calculate how much money you can save by refinancing your loan. What’s more is that you will also be able to calculate how much you will save over the life of the loan, as well as how long it will take to break even on refinancing fees.

Reduced monthly payments

MorgageRates.co.nz assists you to filter through and compare loan quotations in order to reduce your payments by refinancing to a cheaper interest rate or extending your amortization period.

Refinance for fixed-rate loans to minimize risk

In providing quotations for fixed-rate instead of adjustable-rate mortgages, MorgageRates.co.nz helps to reduce the risk for the borrower.

Likelihood of receiving cash

Refinancing allows receiving a lump-sum payment at closing. Any amount refinanced in excess of what is needed to pay off prior mortgages (plus transaction expenses) will be refunded to the borrower.