Rating based on 39 reviews



CANSTAR homepage

Author CANSTAR. Screenshot of CANSTAR website. [Accessed May 23, 2018]


CANSTAR is New Zealand’s most accurate and popular financial and insurance product comparison website.

We have over 20 years of experience in this field, are privately owned, unbiased and completely independent of any financial or insurance company.

Why we’re the best

CANSTAR does not just list a variety of personal loan or insurance providers and their going rates – we strategically evaluate and consider the overall product to find out which is the best in terms of value. This means that any products rated as 5 star, has struck a unique balance between quality and price that makes it truly the best.

What CANSTAR can offer you

When looking for a personal loan the best approach to use is to compare various rates as offered by different lenders.

Comparing lender based solely on interest will not necessarily show you the loan that will be cheapest overall after fees are included or which product offers the most value.

How we solve the problem

On CANSTAR kiwis can find products that offer great rates but don’t skimp on value and are therefore the best and most competitive products on in the country. With CANSTAR you can compare credit cards, home loans, insurance products and personal cash loans to find the best.

CANSTAR Product Details

  • Loan Type Loan comparison

We’re so accurate even banks use us to keep track of their competition!

The majority of lenders offering personal loans that are featured on our comparison website have these basic application requirements:

  • That the applicant be employed a full time
  • That the applicant be over 18
  • That the applicant has a valid ID and bank account
  • That the applicant be an NZ citizen

Using our comparison service

We’ve put a lot of effort into ensuring that our website is the most advanced and simple to use to compare loans as possible. You can find a range of categories on our top navigation bar which then expand to show you various subcategories. Simply select the category and subcategory you’re interested in and you’ll be directed to the relevant page. You will then be asked to refine your search by telling us a few specific and you will then be presented with a list of the best value products.

How does Canstar get paid?

Canstar is devoted to offering comprehensive information to customers for free. To generate this email quality information our group employ around 60 staff with experience in monetary services and we run large computer systems. This costs millions of dollars every year and we need to generate revenue in a range of ways to pay for it. There are four major ways to get paid.

Subscriptions to our database

Banks subscribe to Canstar's databases so that they can keep an eye on their competitors without having to spend many hours on competitor websites. Interestingly, when Canstar first launched in 1992 there was no internet and staff had to walk the streets to do this.

Almost every Australian monetary institution is a subscriber and our fees are low by corporate research standards. From a customer’s point of view, the fact that banks are willing to subscribe to our databases says a lot about the quality of our data.

Rating licences

Once five-star winners have been determined, monetary institutions have the opportunity to use the Canstar rating or award in their marketing. In these situations, a fee is arranged for allowing the winner to use the Canstar name and applicable award.

man holding thumbs up

CANSTAR is a trusted & reliable provider of loan comparison

In our review, CANSTAR adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

CANSTAR is a registered credit provider in New Zealand: FSP200146

Customer Reviews & Testimonials

January 2019

I’ve struggled to find a credit card in the past because it was impossible to find the information I needed to accurately compare, with Canstar it was the easiest experience ever!

Robert O
— New Zealand —

March 2019

A quick and easy application, my credit card was approved within 24 hours.

Aiden B
— New Zealand —

CANSTAR Contact Details

Contact Number



Physical Address

Postal Address

  • PO Box 2073, Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  • not available