Westpac
Updated
- Low-interest starting from 12.90%
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Author Westpac. Screenshot of Westpac website. [Accessed May 23, 2018]
About Westpac
If affordability, flexibility, and great rewards are what you want from a credit card, read further.
As one of New Zealand's most popular banks - they're proud to say that they've helped more Kiwis than any of their competitors.
They're one of the most advanced banks in the market - offering you online and mobile banking, a variety of hand apps, and a range of financial products and services that simply can't be topped.
World-class customer service
One can go on about how their range of financial products and services are matched by no one and how they offer some of the most competitive home loan, credit card, and personal loan rates but, what will truly make them stand out is their world-class service which is something customers remember long after their loans are paid off!
A company that will put you in control
With them, you will have the freedom of tracking your spending, choosing different ways to pay, updating your details, increasing or decreasing your limits, and much more.
They believe that managing your own money and tracking your purchases as you spend will ultimately help you to make wiser decisions for better financial well-being.
If you're a prospective customer they can guarantee that the best financial move you'll ever make is choosing to switch to Westpac.
What Westpac can offer you
Westpac offers New Zealand's most comprehensive range of financial and banking products and services which come at some of the lowest and most competitive rates.
Their massive range of Credit cards
Unlike the majority of their competitors who only offer one or two options, they have a massive range of credit cards - which means that no matter who you are, what you do, and what your needs are you'll find a card to match your lifestyle and your needs at incredibly affordable prices.
You can access an interest rate of 0%p.a. for a period of 6 months or a mere 5.95%p.a. for the life of your balance transfers. You will also have the freedom of transferring up to 95% of your limit on your card.
Helped more Kiwis than their competitors
Applying for a credit card or, any of their other great range of products is as simple as can be.
In fact, Westpac's relationship managers will make a huge effort to make sure your transition is as quick and smooth as possible and that you're set up before you know it!
How safe is my money
They offer 24/7 protection on all their cards. So, you can use your card anywhere at any time without any stress as you are properly protected against fraud and other criminal activities.
Westpac Product Details
- Loan Type Credit cards
- Interest Rate from 12.90%
- Decision 72 hours
We're proud to say that we've helped more Kiwis than any of our competitors
They offer a 100% online credit card application which will save you loads of time and effort.
Whether you're a new or existing customer you can apply online and one of their expert staff members will be in contact with you shortly.
Customers that do not want to make a credit card application online can make one in any of their nationwide branches.
Step 1:
Choose the card that suits you best and apply by providing them with your details and basic documents.
Step 2:
They will come back to you before you know it.
Step 3:
Your credit card will then be sent to you or you can choose to pick it up at your nearest branch.
Always putting you first
Should you have any problems that may make it difficult for you to pay your monthly instalment on time, they will try to come up with another alternative.
Keep in mind that in such a case you will be liable for extra charges and if you are not too sure that you will have money on the date of your debit order, rather avoid applying for the credit, to begin with. Protecting your credit profile should be a priority at all times.
What makes Westpac stand out
The number of years they have been in the industry is reassuring that there is something they are doing right. The reason they opened an operation of this calibre was so that they could reach out to as many customers as possible to help them improve their financial well-being.
If you want to get a credit provider that cares about you and your credit profile, you have come to the right place. They will never provide you with something that will harm you financially. Instead, they will show you the way when they feel like you are not doing things accordingly.
Westpac benefits
- The best customer support you could ask for.
- Ample rewards, benefits, and features.
- Access the right card for your specific financial situation.
- Low-cost credit.
Customer Reviews & Testimonials
Westpac Contact Details
Physical Address
- 13 - 15 Ashley Street Rangiora Waimakariri 7400 New Zealand
- Get Directions
Postal Address
- PO Box 934, Shortland Street, Auckland, 1140, New Zealand
Opening Hours
- Monday 09:00 – 16:30
- Tuesday 09:00 – 16:30
- Wednesday 09:00 – 16:30
- Thursday 09:00 – 16:30
- Friday 09:00 – 16:30
- Saturday 09:30 – 13:00
- Sunday – Closed