BNZ Bank
Updated
- Low-interest starting from 12.90%
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Author BNZ Bank. Screenshot of BNZ Bank website. [Accessed May 23, 2018]
About BNZ Bank
The greatest finance solutions are at your fingertips.
With a rich history spanning over 160 years BNZ has been helping New Zealanders achieve their financial goals and their dreams for a century and a half and it shows.
They've managed to establish themselves as one of the most trusted and loved financial service providers in the country.
At BNZ Bank they offer some of the most advanced and competitive financial products and services in the country whether you're looking for a personal loan or a credit card that will have you earning points on your everyday spending - they've got exactly what you need.
Their impact
BNZ is a company that prides itself on the difference they bring forth in the country. This is through their various community support projects, protecting the environment, providing financial solutions to businesses and individuals, and so much more.
A bank that cares about more than just money, they are a bank of the future, a bank for the people and for the New Zealand economy. Their ultimate goal is to make New Zealand a better place for everyone.
If you are not yet a client, joining them might just be one of the best things you can do, not only for yourself but for the whole of New Zealand.
What BNZ Bank can offer you
If you're looking for a comprehensive bank then you’ve found it.
BNZ offers a massive range of financial services and products such as car loans, personal loans that can be used for renovations or purchasing a new or used car, everyday transactional accounts, and a whole lot more.
Their Credit card range
From New Zealand's most competitive low-rate card to some of the most award and cash backfilled credit card packages they have a card to suit just about any lifestyle and any budget! If you're looking for a credit card, they suggest you visit their website and make use of their handy comparison tools.
Get access to a card with a minimum monthly repayment of 2% or $25 whichever is more while enjoying up to 55 interest-free days. So, if you work smart you won’t have to pay for any of the credit you borrow.
Manage your Credit card with ease
With their user-friendly app you will be able to make payments, online purchases worldwide, view transactions, increase or decrease your limit and so much more.
How they will protect you
They have various safety measures in place to protect their credit card users from fraud, your card information as well as if the money went off that you did not authorize, and other card crimes. Their cards come with extra layers of security to safeguard their customers on every level.
BNZ Bank Product Details
- Loan Type Credit cards
- Interest Rate 12.90 – 22.95% p/a
- Decision 1 to 2 weeks
Our Simple Online Credit Card Application
In order to apply for one of their fantastic credit cards you will first need to ensure that you meet their general eligibility requirements which are:
- That you earn $15,000 per annum or more.
- That you are over 18.
- That you are a citizen or permanent resident of New Zealand.
They will also ask you to tell them whether you are an existing BNZ customer, whether you are sure that a credit card is right for your particular needs, and whether or not you have an NZ driving license which could significantly speed up your online credit card application.
Fees to take note of
- If you go over your limit or your payment is late a $2 fee may apply.
- Using a BNZ ATM will cost you $1 while using another bank’s ATM will cost you $2.
- $1.50 for every replacement statement requested.
- A foreign currency transaction will cost you 2.25% of the NZ dollar value you are transacting.
Why BNZ
They believe in putting their customers first as well as keeping their customers first. Applying for a low interest credit card with them is a great option especially if you want backup credit on the go, worldwide.
They are very passionate about assisting the people of New Zealand to live a full and prosperous financial life and will do everything in their power to help you achieve your goals.
Benefits of a BNZ Credit card
- Fast transacting.
- Manage your money with ease.
- Very low fees as well as a 55-day interest-free period.
- Ongoing support and assistance from a passionate team.
- Everything can be done online.
- Great rewards and benefits.
Customer Reviews & Testimonials
BNZ Bank Contact Details
Physical Address
- 262 Queen St Auckland Auckland 1010 New Zealand
- Get Directions
Postal Address
- Private Bag 39806, Wellington Mail Centre, Lower Hutt, 5045, New Zealand
Opening Hours
- Monday 09:00 – 16:00
- Tuesday 09:00 – 16:00
- Wednesday 09:00 – 16:00
- Thursday 09:00 – 16:00
- Friday 09:00 – 16:00
- Saturday – Closed
- Sunday – Closed