Rating based on 16 reviews

TSB Bank

Updated

  • Low-interest up to 18.50%

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TSB Bank homepage

Author TSB Bank. Screenshot of TSB Bank website. [Accessed May 23, 2018]

About TSB Bank

Low rates, low fees, and easily approved loans for all Kiwis.

TSB Bank is one of New Zealand's fastest-growing banks with most of their new customers originating from recommendations from their very own friends and family.

They are an independently owned bank which means with them there are no foreign owners and they are able to make decisions based on the needs of their customers.

A bank you can count on

They have been assisting kiwis to manage their money better since they started in New Plymouth in 1850. So, for more than 165 years they have been helping millions to reach their dreams.

Today they have opened multiple branches all over New Zealand and have won multiple awards over the years for their excellence and second-to-none customer service.  

A better way to bank

TSB Bank offers a range of financial products and services that are miles ahead of the competition. They truly care about the well-being of their customers and place a great deal of focus on ensuring that they offer a better way to bank, lend and save.

What TSB Bank can offer you

Whatever your needs TSB Bank has a solution and product to meet them.

TSB Bank offers a wide range of services which includes: home loans, bridging finance, car loans, debt consolidation loans, credit cards, KiwiSaver accounts, regular banking accounts and foreign exchange, investment, and savings accounts.

Their Credit card range

They offer a small yet potent range of credit cards that are designed by Kiwis for Kiwis. If you're looking for a credit card then their Visa Classic Credit card is the ideal card for you. With low-interest rates and fantastic savings and deals - you simply couldn't ask for more!

Get a low-cost Credit card

The great part is that you can qualify for up to 55 days of interest-free credit while their annual interest fees remain a low 18.50%. You can use this card anywhere in the world, online or in-store as it is properly safeguarded against fraud and all kinds of crimes.

You can also enjoy ample benefits and rewards on your card while easily managing your money and making use of their visa payWave options where you can tap to pay without entering your pin.

TSB Bank Product Details

  • Loan Type Credit cards
  • Interest Rate 18.50%
  • Decision 5 days

TSB Bank is one of New Zealand's fastest growing banks

If you're 18 or over, are a New Zealand resident or citizen, and meet their minimum income requirements then you can apply for a TSB Bank credit card either online or in one of their many branches across the country.

You can also download their application form and make your way to their branches to speed up the process.

Existing customers - applying online

If you're an existing TSB Bank customer you can simply log into your online banking and apply for a credit card. Since you're an existing customer you need not upload the same supporting documents that customers do and your credit card NZ application will be processed faster.

Ensuring that you can afford the Credit card 

As much as they would like to help everybody who comes to them for assistance, they can’t help customers who are not paying their other financial obligations. There wouldn’t be any justice in adding further credit to a client that is already battling to pay their current debts.

Their job is to ensure that they give you a credit that is not only affordable but that wouldn’t make you fall behind on your repayment plans. TSB Bank wants to always meet customers halfway but they too need to always ensure that they do their end of the bargain as a registered responsible lender.

Benefits of becoming a TSB customer

  • Knowing that your money is safe and secure.
  • You will be able to manage your money with ease and convenience.
  • Low fees, low or no interest fees.
  • Proper financial advice and guidance.
  • Credit on the go while earning rewards on your purchases.
  • Impeccable customer service that you can access in-branch across NZ or online from anywhere.
  • Faster approval when you are an existing client.
  • Do everything you need to from your phone on a daily basis.
  • A company that will always have your best interest at heart.

Customer Reviews & Testimonials

February 2020

TSB Bank is a bank that understands and treats their customers with respect and admiration.

Thabitha F
— Flaxton —

March 2020

The interest rates at TSB Bank are affordable and I was able to still carry on with my monthly expenses.

Richards D
— Fox Glacier —

November 2020

I have been a TSB client for 5 years now and never once have I regretted my decision to join them. They are simply the best.

Reid K
— Auckland —

September 2021

Great service from great people that always goes the extra mile for their clients.

Harries M
— Takapuna —

September 2021

I am enjoying my new credit card so much, earning rewards, using money without paying interest, it’s just all so good.

White T
— Plymouth —

TSB Bank Contact Details

Contact Number

E-Mail

  • not available

Website

Physical Address

  • 292 Queen Street Corner of Queen & Wellesley Streets Auckland Central Auckland 1010 New Zealand
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed