Rating based on 893 reviews

ANZ Bank

screenshot of ANZ Bank homepage

About ANZ Bank

As one of New Zealand's largest credit card providing companies and most popular financial brands we have secured a large market share and are continuing to expand through our sister brands and ongoing financial product and service diversification.

Our team of experts

With over 16,000 employees and one of New Zealand's most experienced, expert and professional leadership, management and board teams we are a cut above the rest in all that we do. We are committed to providing all NZ citizens with the opportunity to develop a career with us and focus a lot of our corporate responsibility initiatives towards achieving this goal.

What ANZ Bank can offer you

ANZ Bank offers a range of financial products and services including regular transaction accounts, personal loans, business loans and credit cards.

Our credit card range is amongst the most competitive in the country and includes 8 different products.

Which card is right for you?

If you plan on using your credit card to make the majority of your monthly purchases then our low rate MasterCard selection or CashBack cards are ideal. For those who are frequent travelers, our ANZ Airports Visa card which allows you to earn Airports Dollars will offer you fantastic rewards and savings.

In a Nutshell

  •  Available cards
    • ANZ Low Rate MasterCard
    • ANZ Visa
    • ANZ MasterCard
    • ANZ CashBack Card
    • ANZ Airports Visa
    • ANZ Airports Visa Platinum
    • ANZ CashBack Platinum Card
    • Qantas ANZ Visa
    • Qantas ANZ Visa Platinum
  •  Rewards
    • Cashback rewards
    • Airpoints Dollars
    • Status Points
  •  Interest ranges From 13.90% to 20.95% per annum on purchases and 22.95% on balance transfers
  •  Interest-free purchase periods From 44 to 55 days
  •  Annual fee ranges $30 to $150 per annum
  •  Average processing time 2 weeks
  •  Online application
  •  In-store application

When you apply for a credit card with ANZ we will need to collate some details and information that includes your monthly budget, existing debts, income, assets and savings.

Once you've completed the online loan application we will then process these details to determine if you are eligible for the particular credit card.

Good credit is required

In order for us to approve your application for any credit product offered by ANZ and its subsidiary brands we require that the customer have a good credit history and be able to provide proof of affordability. When it comes to credit cards the selection criteria is even more stringent and depends not only on your credit history but also on your income and existing debts.

Can I get a home loan I can afford?

ANZ Bank will never give you a credit that won’t be affordable with your budget. The reason we request salary invoices is so that we can see how much you earn and how much money you left with after you have settled all your debts. This way, we will be able to make an informed decision about which home loan you can afford.

I meet the requirements but my home loan application was rejected

It is important that customers understand that while we strive to ensure that they all get a thumbs up from us when it comes to their mortgage request, we can’t approve your home loan if your affordability doesn’t meet our lending criteria.

Can I set up an appointment?

We know that there are customers that prefer meeting us in person as opposed to divulging their personal information online or over the phone. We don’t have a problem with clients calling us to set up an appointment. Our job is to ensure that all your financial queries are attended to. Our main function is to ensure that we attend to all your credit queries and keep our customers happy at all reasonable times.

Eligibility & Requirements

Other Products & Services

  • Bank accounts
  • Credit Cards
  • Morgages
  • Personal Loans
  • Insurance
  • Investing& KiwiSaver
  • Private Bank
  • Migrants, Travel & Foreign Exchange

Customer Reviews & Testimonials

Here’s a short video about ANZ Bank

Contact Details

  •  0800 269 296
 Visit Website


 Physical Address

  • 269 Lincoln Rd, Christchurch, Canterbury, 8024, New Zealand

 Postal Address

  • Private Bag 92210, Victoria St, West Auckland, 1142, New Zealand

Opening Hours

  •  Monday 09:00 – 16:30
  •  Tuesday 09:00 – 16:30
  •  Wednesday 09:00 – 16:30
  •  Thursday 09:00 – 16:30
  •  Friday 09:00 – 16:30
  •  Saturday Closed –
  •  Sunday Closed –