Rating based on 27 reviews

ANZ Bank


ANZ Bank homepage

Author ANZ Bank. Screenshot of ANZ Bank website. [Accessed May 23, 2018]

About ANZ Bank

As one of New Zealand's largest credit card providing companies and most popular financial brands they have secured a large market share and are continuing to expand through their sister brands and ongoing financial product and service diversification.

Their team of experts

With over 16,000 employees and one of New Zealand's most experienced, expert, and professional leadership, management, and board teams they are a cut above the rest in all that they do.

They are committed to providing all NZ citizens with the opportunity to develop a career with them and focus a lot of their corporate responsibility initiatives on achieving this goal.

Their commitment to New Zealand

They believe firmly in making NZ a better and more prosperous place for all and they achieve this goal transaction by transaction, loan by loan, card by card.

They also have multiple ongoing environmental and community supporting projects on the side while they offer more accessible and inclusive products and services to Kiwis.

As one of the most popular and most trusted banks in NZ, they have a market share of 39%, making them New Zealand’s largest rural banker. What’s more, is that at least one out of every two New Zealanders has made use of their products or services.

What ANZ Bank can offer you

Their credit card range is amongst the most competitive in the country and includes 8 different products.

ANZ Bank offers a range of financial products and services including regular transaction accounts, personal loans, business loans, and low-cost credit cards.

The card is right for you

If you plan on using your credit card to make the majority of your monthly purchases then their low-rate MasterCard selection or CashBack cards are ideal. For those who are frequent travellers, their ANZ Airports Visa card which allows you to earn Airports Dollars will offer you fantastic rewards and savings.

Be in control of your finances

ANZ bank offers various options for you to manage your money remotely whether it is through their internet banking or their ANZ goMoney mobile app, you can transact, transfer, view, and increase or decrease your limit, from anywhere at any time.

You can even personalize your card with a family photo of your choice.

The perfect card for your business

Thousands of businesses also make use of their extremely affordable credit cards designed specifically for business owners. Running a business can be a difficult task, but not when you have ANZ in your corner. They have found ways to make things easy and convenient for you at the lowest possible prices.

ANZ Bank Product Details

  • Loan Type Credit cards
  • Decision 2 weeks

Here’s how to apply with ANZ Bank

When you apply for a credit card with ANZ they will need to collate some details and information that includes your monthly budget, existing debts, income, assets, and savings.

Once you've completed the online credit card application, they will then process these details to determine if you are eligible for the particular credit card.

Good credit is required

In order for them to approve your application for any credit product offered by ANZ and its subsidiary brands, they require that you have a good credit history and be able to provide proof of affordability.

When it comes to credit cards in New Zealand the selection criteria are even more stringent and depend not only on your credit history but also on your income and existing debts.

What my credit limit will look like

ANZ Bank will never give you a credit that won’t be affordable to your budget. The reason they request salary invoices is so that they can see how much you earn and how much money you’re left with after you have settled all your debts.

This way, they will be able to make an informed decision about the credit limit they can offer you.

I meet the requirements but my application was rejected

It is important for you to keep in mind that while they strive to ensure that all customers get a thumbs up from them, they can’t approve your credit if your affordability doesn’t meet their lending criteria.

Benefits of an ANZ Credit card

  • 55 days interest-free period.
  • Low fees and interest rates.
  • Friendly and helpful staff that is always there to assist.
  • You will have the ability to manage your money from anywhere in the world on your phone or online.

Customer Reviews & Testimonials

November 2020

ANZ Bank afforded an affordable home loan. I was able to live in my dream home thanks to the low-priced interest rates that were charged. I have narrowed down my budget and I will still be able t...

Kenneth W
— Dairy Flat —

March 2020

Completing the online home loan application felt like a breath of fresh air. Everything was completed to the best of my understanding and I didn’t encounter any difficulty. I was asked to answer ...

James B
— Cust —

October 2021

The greatest bank I have ever been with, everything with them is easy, simple without any hassles.

Clark M
— Auckland —

September 2021

This company is amazing, they offered me the best credit card deal and I am happy beyond measure.

Phillips T
— Wellington —

August 2021

They offer immaculate benefits and rewards on their credit cards. My business has been going from strength to strength through their help.

Miller L
— Hamilton —

ANZ Bank Contact Details

Contact Number


  • not available


Physical Address

Postal Address

  • Private Bag 92210, Victoria St, West Auckland, 1142, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed