Rating based on 38 reviews

ASB Bank


ASB Bank homepage

Author ASB Bank. Screenshot of ASB Bank website. [Accessed May 23, 2018]

About ASB Bank

ASB is the lender of choice for over 1.3 million New Zealanders and strives to consistently grow its customer base.

To do this we place a great amount of dedication in developing our services and products through the use of technology and innovation.

An award-winning lender

ASB has claimed multiple rewards over the years including our most recent, the Gold Lion and several gold and silver awards for our Clever Kash product which is a one-of-a-kind digital moneybox designed to link to your everyday account.

We offer a range of business and personal loans that help our customers and communities grow

ASB offers Kiwis a variety of products and services including current accounts, credit cards, personal cash loans, mortgages and business finance.

When it comes to competitive products ASB stands out and offers customers some of the lowest rates on the market - with a smile!

Innovative technology at its best

When you join ASB you'll certainly be spoilt for choice and have instant access to some of the most technologically advanced internet and mobile banking platforms which let your do more in less time. If it's a credit card that you're looking for than ASB won't disappoint with our wide range of available products.


ASB Bank Product Details

  • Loan Type Credit cards
  • Decision 2 weeks

We offer a range of business and personal loans that help our customers and communities grow.

Whether you're looking to gain rewards for the purchases you're already making on a regular basis or to find a card that offers the lowest interest and longest 0% interest-free time period - ASB has it all.

Before applying for a credit card you can visit our website and perform an advanced credit card comparison so you can determine which credit card would be ideal for your needs.

Apply online - TODAY!

If you want to apply for a credit card you can do so 100% online or, alternatively come visit us in-branch. Applying online gives you the ability to save time and gain a clear overview of all of our available credit card products before you do so.

What are the implications of not paying?

We know that certain problems may arise that may make it difficult for you to pay but a constant late payment will not give you a good credit picture. The client may also be denied further credit in the future.

What is the best method of payment?

In order to make things convenient for both parties involved, payment should be in a debit order system. This way, everything will be systematic and automated and there won’t be any reason to remind the client of their payment is due. The customer should ensure there is sufficient money on the day of the debit order.

Customer Reviews & Testimonials

January 2019

I am so delighted afforded me the opportunity to get a credit card I could afford.

Amber F
— Geraldine —

March 2019

ASB Bank has the best credit card deals in the country!

Emily S
— Foxton —

ASB Bank Contact Details

Contact Number


  • not available


Physical Address

  • ASB North Wharf, 12 Jellicoe Street Auckland Auckland 1010 New Zealand
  • Get Directions

Postal Address

  • PO Box 35, Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16.30
  • Friday 09:00 – 16:30
  • Saturday – CLOSED
  • Sunday – CLOSED