ASB Bank
Updated
- Low-interest starting from 13.50%
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Author ASB Bank. Screenshot of ASB Bank website. [Accessed May 23, 2018]
About ASB Bank
ASB Bank can offer you the best credit cards NZ has to offer.
Trusted by over 1.3 million New Zealanders and they strive to grow their customer base even more. A great amount of dedication is put into developing their services and products through the use of technology and innovation.
ASB Bank offers Kiwis a variety of products and services including current accounts, credit cards, personal loans, mortgages, and business loans.
The best rates and award-winning service
When it comes to competitive products ASB stands out above the rest. They offer you some of the lowest rate credit cards on the market with a smile! With multiple rewards claimed over the years the Gold Lion is the most recent reward.
They also received several gold and silver awards for their Clever Kash product which is a one-of-a-kind digital moneybox designed to link to your account.
A caring company that lives up to their values
Their values of caring, integrity and passion reflect in the way they work together to bring you low-interest rate credit cards. It is important for them to deliver their purpose not just for their customers, but for the whole of the New Zealand economy.
What ASB Bank can offer you
There's an ASB credit card to suit everybody's requirements.
Driven by a passion for progress ASB aims to deliver simple and meaningful ways to help Kiwis improve their financial wellbeing. They achieve this by doing what they do best; fresh thinking so they can open up new opportunities for more people to stay one step ahead.
Innovative technology at its best
When you join ASB you'll certainly be spoilt with choice with a wide range of credit cards. You will also have instant access to some of the most technologically advanced mobile banking platforms. With technology at your fingertips, you will be able to do more in less time.
If you are looking to apply for a credit card then ASB is the bank for you you will not be disappointed.
Be in control of your ASB card
With the help of ASB Card Control, it gives you the power to manage your ASB Visa anywhere, at any time through the Mobile Banking app.
You can temporarily lock your card if you lose it, turn off ATM withdrawals, set spending limits and much more. This will be very helpful if your card gets lost or stolen, so you will be able to take immediate action.
ASB Bank Product Details
- Loan Type Credit cards
- Interest Rate 13.50 – 20.95% p/a
- Decision 2 weeks
We offer a range of business and personal loans that help our customers and communities grow.
If you want to apply for credit you can do so 100% online or, alternatively, go visit them in-branch.
Applying online gives you the ability to save time and gain a clear overview of all of their available low-interest credit cards products before you make an application.
The online application process is straightforward, and as an existing customer, you won’t need to go into a branch to verify your identity.
Some of the things ASB will look at when you apply:
- ID and you need to be over the age of 18
- You must be a New Zealand citizen or permanent resident.
- You will need to have an operating ASB Bank account.
- A check on your credit history will be done.
Follow these hassle-free steps:
Step 1:
Supply them with all your details on the online application form.
Step 2:
They will work through your details, and do a credit check to make sure you can make full repayments without any hassle.
Step 3:
If you are approved for your card, ASB will notify you, and you will need to sign the final documentation.
A credit card gives you access to ongoing credit when you need it, so having one could be very helpful, especially in times of emergency. If you are disciplined about paying it off each month, it also makes sense to use it as your method of payment and the great part is you can get up to 55 days interest-free on purchases. Apply with ASB today and have financial freedom.
Benefits when applying with ASB Bank
- Manage your finances with ease on the online banking app.
- Kind and caring staff ready to assist.
- Safe and secured website.
- Handy tools and calculators to help you choose the best credit card.
Customer Reviews & Testimonials
ASB Bank Contact Details
Physical Address
- ASB North Wharf, 12 Jellicoe Street Auckland Auckland 1010 New Zealand
- Get Directions
Postal Address
- PO Box 35, Shortland Street, Auckland, 1140, New Zealand
Opening Hours
- Monday 09:00 – 16:30
- Tuesday 09:00 – 16:30
- Wednesday 09:00 – 16:30
- Thursday 09:00 – 16.30
- Friday 09:00 – 16:30
- Saturday – Closed
- Sunday – Closed