Rating based on 22 reviews

American Express NZ


  • Low-interest starting from 19.95%

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American Express NZ homepage

Author American Express NZ. Screenshot of American Express NZ website. [Accessed May 23, 2018]

About American Express NZ

American Express is an international brand that is known for its prestige, versatility and, of course, range of fantastic credit card rewards.

With us, you get the best that the banking world has to offer while also enjoying some of the best rewards on the planet which include complimentary domestic flights and travel insurance as well as supplementary cards for your loved ones.

Intelligence at its best

Apart from our 24 hours dedicated customer service which will assist you in the event that your card is lost or stolen, American Express boasts some of the most advanced security technology in existence - there to protect you day and night.

What American Express NZ can offer you

American Express NZ offers Kiwis a range of 5 credit cards which includes the ever-popular Air New Zealand Platinum card and the classic American Express Platinum.

Accepted virtually anywhere both nationally and globally you'll enjoy more flexibility and unmatched access to the things you love most.

Benefits you'll enjoy

With purchase protection, buyers advantage and guaranteed fraud protection - our range is in high demand and offers the most comprehensive range of benefits on the market. From cards that carry no annual fees to cards that offer maximum membership reward points - you'll certainly find a card that fits both your financial circumstances and lifestyle.

American Express NZ Product Details

  • Loan Type Credit cards
  • Interest Rate from 19.95%
  • Decision 2 to 4 weeks for new cards

Apply for a credit card to simplify your finances & enjoy the extra added benefits

In order to apply for an American Express credit card, you must meet the particular card's minimum eligibility requirements.

We require applicants to be aged 18 or above, to be either permanent residents of New Zealand or citizens, to have a clear credit history and an income exceeding $35,000 per annum (at a minimum).

Making your life that much easier - applying online

As a technologically advanced and innovative credit provider, we offer you an easy online credit card application which you can fill out in just 10 minutes. Once we receive your completed application we will have to check that you meet our minimum income and credit criteria before approving you for a credit card.

What makes American Express NZ stand out?

One of the reasons we started an organization of this nature was so that we could reach out to as many people we can as far as their credit card worries are concerned. There are a number of people that have the misconception of thinking having a credit card is an expensive task and refrain from taking one thinking that the costs will be too much to bear. This is not the case with our credit card offers. In fact, we have a number of affordable packages available for customers.

Why was my credit card application declined?

There could be a variety of reasons that may lead to you credit card application being turned down. The common reason would be due to the fact that your affordability is not up to the requirements that we have set. We will then advice you on what you need to do better to be granted approval next time. This way, it will make things easier for you and your budget. The biggest financial mistake you could make is giving yourself credit that will prove to be difficult to pay for. Always live within your financial means

Customer Reviews & Testimonials

December 2018

American Express NZ has given me such an affordable credit.

Yanga T
— Dunedin —

March 2019

Thank you for such a pleasant team at American Express NZ. The agents that you have sure now how to treat their customers

Gregory N
— Duntroon —

February 2019

Applying for an American Express NZ credit card was one of the easiest credit applications I’ve ever completed.

Wesley G
— Eastbourne —

American Express NZ Contact Details

Contact Number


  • not available


Physical Address

  • Level 3, Building A, 600 Great South Road Auckland Auckland 1051 New Zealand
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Postal Address

  • PO Box 4005, Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  • not available