Rating based on 31 reviews

Yes Finance


  • Low-interest starting from 24%
  • Business loans up to $200,000
  • Repayment up to 5 years

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Author Yes Finance. Screenshot of Yes Finance website. [Accessed May 23, 2018]

About Yes Finance

With more than 19 years in the business Yes Finance has been able to identify the needs and wants of business owners across the country and are proud to say that we offer the most appropriate, flexible and affordable business loans in the country.

If you’re looking to grow your business speak to us today!

We make things happen

We’re an online lender that likes to do things in the simplest and most effective way possible. Whether it’s a big business loan to fund the purchase of new equipment or a small personal loan to make your dream wedding happen Yes Finance is a lender that looks at you as an individual and will always make it work!

What Yes Finance can offer you

At Yes Finance we offer plant and equipment finance of up to $200,000 and loan terms from 12 to 60 months.

Our loans come at competitive interest rates and are typically secured on the asset being purchased so new businesses and smaller companies without major assets are also welcome to make an application with us.

It all starts with the right mindset

As an independent lender that offer flexible financial solutions online - we take care of our customers' needs by paying attention to them and their requirements. We believe that our success lies in having the right mindset - that of a solutions-based mindset and not a problem based one.

Yes Finance Product Details

  • Loan Type Business loans
  • Interest Rate from 24%
  • Loan Amount up to $200,000
  • Repayment 12 months to 5 years
  • Decision 24 hours

Getting a Business Loan that Meets your Needs

At Yes Finance we offer a range of personal loans, fast micro-loans, car loans and business loans that are designed to be easy to apply for, easy to qualify for and affordable enough to it into almost any budget.

Whether you're a new or existing customer we welcome you to apply for a loan online with us.

A transparent online lender

When looking for an alternative online lender one of the most important factors to consider is transparency. At Yes Finance we have provided customers with a full list of our interest rates and fees as well as our business loan eligibility requirements and application processes so customers know they're dealing with a direct, reputable and open lender.

We have got the perfect business loan for you

We offer business loans to any business that would be interested in plant and asset purchase. Businesses are always needing new equipment perhaps your company has gotten to a size where you are needing to move to a bigger warehouse or you are needing to get a new car for deliveries for your company then we have the loan that you are needing. We can get you the amount you need for your plant hire or for your new business premises.

Rates and application fees

We have tried our best to keep our prices low and make sure that we offer you the best and that you know what you will be paying for. There is an application fee for your app when you apply. When you send through the online application if your application is processed and approved then we will contact you to get you to complete the next section this will be part of the application fees that will be discussed with you.

You can come to us

Would you like to apply for your application in our branch well we offer you the ability? All you have to do is bring all your documents with you and we will help you with your online application and help you submit your application. We are here to help you get the best loan and the loan you need.

Customer Reviews & Testimonials

April 2019

Got the information needed for my application when I called in, great service.

John L
— Dunedin —

March 2019

I was pleasantly surprised by the quick and efficient service I got from Yes Finance. They have attractive interest rates on business loans.

Chris T
— Nelson —

Yes Finance Contact Details

Contact Number



Physical Address

Postal Address

  • PO Box 23008, Hunters Corner, Auckland, 2155, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed