Rating based on 31 reviews

Yes Finance


  • Low-interest starting from 24%
  • Business loans up to $200,000
  • Repayment up to 5 years

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Author Yes Finance. Screenshot of Yes Finance website. [Accessed May 23, 2018]

About Yes Finance

Yes Finance is your go-to company for business loans in NZ.

With more than two decades in the business, Yes Finance has been able to identify the needs and wants of business owners across the country and is proud to say that they offer the most appropriate, flexible, and affordable business loans in New Zealand.

If you’re looking to grow your business speak to them today!

They make online loans happen for all in NZ

They are an online lender that likes to do things in the simplest and most effective way possible. Whether it’s a big business loan to fund the purchase of new equipment or a small personal loan to make your dream wedding happen, Yes Finance is a lender that looks at you as an individual and will always make it work!

It all starts with the right mindset

As an independent lender that offers flexible financial solutions online - they take care of their customers' needs by paying attention to them and their requirements. They believe that their success lies in having the right mindset; that of a solutions-based mindset and not a problem-based one.

What Yes Finance can offer you

At Yes Finance they offer plant and equipment finance of up to $200,000 and loan terms from 12 to 60 months.

Their business loans interest rates are competitive and are typically secured on the asset being purchased. So, new businesses and smaller companies without major assets are also welcome to make a business loan application with them.

Getting a Business loan that meets your needs

At Yes Finance they offer a range of personal loans, fast micro-loans, car loans, and business loans that are designed to be easy to apply for, easy to qualify for, and affordable enough to fit into almost any budget.

Whether you're a new or existing customer they welcome you to apply for a loan online with them.

They have got the perfect Business loan for you

They offer business loans to any business that would be interested in plant and asset purchases. Businesses are always needing new equipment. Perhaps your company has gotten to a size where you need to move to a bigger warehouse or you need to get a new car for deliveries. They have the perfect solution for you, whatever your needs.

Yes Finance Product Details

  • Loan Type Business loans
  • Interest Rate from 24%
  • Loan Amount up to $200,000
  • Repayment 12 months to 5 years
  • Decision 24 hours

Getting a Business Loan that Meets your Needs

They have tried their best to keep their prices low and make sure that they offer you the best and that you know what you will be paying for. There is a small application fee when you apply.

Here’s how you can go about applying online:

Step 1:

Select the amount you are looking for as well as the term and fill in their quick online business loan form.

Step 2:

Once they have processed and approved your loan, they will then contact you to complete the next section. This will be part of the application fees that will be discussed with you.

Step 3:

They work hard to get you the funds you need for your business as fast as possible and most of their loans are processed within only one day. So, you will receive the money very quickly.

You can also visit a branch for your loan

Would you like to apply for your loan face-to-face in a branch? Well, they offer you the ability? All you have to do is to take the needed documents with you and their friendly consultants will assist you with a hassle-free application.

A transparent online lender

When looking for an alternative online lender one of the most important factors to consider is transparency. At Yes Finance they have provided customers with a full list of their interest rates and fees as well as their business loan eligibility requirements and application processes. So, customers know they're dealing with a direct, reputable, and open lender.

The great benefits of dealing with Yes Finance

  • A fully transparent and straightforward company.
  • They think outside of the box and will consider a loan amount of any size depending on what you will be using it for.
  • They work fast when it comes to processing and approval.
  • A lender that has been in the industry since 1997 and still going strong.
  • Experienced business specialists that are friendly and helpful.

Customer Reviews & Testimonials

April 2019

Got the information needed for my application when I called in, great service.

John L
— Dunedin —

March 2019

I was pleasantly surprised by the quick and efficient service I got from Yes Finance. They have attractive interest rates on business loans.

Chris T
— Nelson —

October 2021

They are so fast and efficient with the way they conduct business.

Hill J
— Hamilton —

June 2021

A very open-minded lender that listens to your ideas while taking a proper look at it. They approved the amount I needed and actually a little more.

Henderson A
— Auckland —

May 2021

They went the extra mile to help my business out of a tight spot and I got the cash flow I needed to carry me through.

Scott J
— Napier —

Yes Finance Contact Details

Contact Number



Physical Address

Postal Address

  • PO Box 23008, Hunters Corner, Auckland, 2155, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed