Rating based on 51 reviews

ASB Bank


  • Low-interest starting from 3.50%
  • Business loans up to $250,000
  • Repayment up to 5 year

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ASB Bank homepage

Author ASB Bank. Screenshot of ASB Bank website. [Accessed May 23, 2018]

About ASB Bank

Unlike personal loans and credit cards – business finance is more complex and always requires the lender to look at the business as a unique and independent entity.

We owe our success in the local business finance market to our unique ability to tailor finance packages to suit the individual business to a T.

Innovation meets good old fashioned hard work

At ASB Bank we have a rich history spanning many decades but, we’ve certainly kept with the times which is why you’ll find that our range of services are modern, innovative and relevant in this online-powered world. That being said we haven’t let go of the good old fashioned idea that hard work pays.

What ASB Bank can offer you

ASB Bank offers a range of flexible business loan for small businesses and corporate companies as well as banking designed to suit your unique needs.

If you have a farming or agricultural business then why not try out ASB Bank's award-winning loans designed with your industry in mind?

Business finance tailored to your needs

Without having to compromise on speed and affordability, ASB Bank offers business loans and financial solutions that are customized to meet you business needs in the best way possible. This personalized loan solution will ensure you get what you need and not what everyone else needs quickly and at an affordable rate.

ASB Bank Product Details

  • Loan Type Business loans
  • Interest Rate 3.50 – 10.25% p/a
  • Loan Amount up to $250,000
  • Repayment 12 months to 5 year
  • Decision 48 hours

We have a unique ability to tailor finance packages to suit the individual business

With ASB Bank you don’t have to worry about whether our loans will meet your needs because our range of business finance and banking solutions are designed to mould to your needs whether you want to start your own business, grow your business or secure finance solution to help you manage our business.

Apply online or in person

Just like no two businesses are the same no two loan application will be quite the same so we've made it easy for you to get in touch and discuss your needs with one of our experts. You can apply for a loan online or visit us in branch to start your application.

You can calculate your loan before applying

Use our loan calculator to get the best loan for your company. You can play around with figures and payments and the amount that your company can afford without having to be placed in debt. You can find when you would like to pay your loan of or how much your interest will be by using the calculator.

Yes you can apply if you are not a New Zealand citizen

That is right you can apply to get a loan with our company all you have to do is supply us with your visa whether it is a work or living here visa. You can also if you do not have a visa you can supply us with three years lease agreements.

Please fill in all your questions

We ask this of you that you answer all of your questions and make sure that you upload Business bank three months’ bank statements. Please note depending on the amount that you would like to loan we could ask you for collateral.

You can contact us and apply in our branch

All you have to do is dial the number that you see on the main page and contact us we will set up an appointment for you to speak to one of our brokers and let them help you get the loan that your company needs.

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ASB Bank is a trusted & reliable provider of business loans

In our review, ASB Bank adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

ASB Bank is a registered credit provider in New Zealand: FSP29024

Customer Reviews & Testimonials

July 2018

Very friendly staff on the phone that was able to assist me with my loan application, the new technologies from today still confuses an old man like myself. Thank you for the assist!

Daniel E
— Auckland —

January 2019

My new small business was struggling for while last year and we had trouble staying afloat. Some of my equipment needed replacing in order to continue operations and we just didn’t have the money...

Lauren B
— Ashburton —

February 2019

Had a fast and easy experience applying for my business loan – enjoyed the fact that the money was released into our business account with haste. Really good lender

Jonathan C
— Hawke’s Bay —

March 2019

I was experiencing some trouble with my online application, so I phoned the number provided on the site and I have to say I was thoroughly impressed with how friendly, efficient and gracious the ...

Xavier C
— Nelson —

ASB Bank Contact Details

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 35, Shortland Street, Auckland, 3479, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed