Rating based on 11 reviews

Asset Finance


  • Low-interest starting from 17,5%
  • Business loans up to $400,000
  • Repayment up to 5 years

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Author Asset Finance. Screenshot of Asset Finance website. [Accessed May 23, 2018]

About Asset Finance

Get a perfectly crafted low-interest business loan for your expanding or new business.

When it comes to business loans no single solution can offer relief to every business out there.

Asset Finance understands this better than the mega banking corporations out there and is, therefore, able to offer better, more flexible business loans. If it’s a customization that you need – they’re there to lend a helping hand.

Business loans you can rely on 

As a lender that operates primarily online, they like to place a lot of focus and energy on ensuring that they establish long-term relationships with their customers and offer them a personal service.

When you choose to get a business loan with them you can be certain that they'll be right by your side when you need them.

A business loan lender that will help you to apply

They understand how trying it can be to apply for a business loan online and how daunting it can be to fill in your questionnaire. With them, there is no need for you to be nervous as they will help you to get through your entire application in minutes.

What Asset Finance can offer you

Asset Finance offers kiwi businesses assets, working capital, and cash flow business loans with a difference.

If you need to buy new machinery or equipment, they will finance up to 100% of its purchase price, quickly and with little hassle! With business loan terms from 3 to 5 years, they will certainly tailor a business loan package to suit your unique needs.

Get the best business loan deal NZ has to offer

At Asset Finance they understand the challenges and issues that New Zealand businesses are facing and strive to offer them the solutions they need to make it through tough times. Whether it’s a cash flow shortage or an expansion that you need to address – their business loans are the ideal solution for those difficult times.

Get the best for your business

It’s your time to enjoy financial freedom with Asset Finance. The great part is that as soon as your business loan application has been approved, they will contact you and let you know. Apply today and let your stress go away.

Asset Finance Product Details

  • Loan Type Business loans
  • Interest Rate from 17,5%
  • Loan Amount up to $400,000
  • Repayment 3 months to 5 years
  • Decision 24 to 48 hours

If it’s customization that you need – we’re here to lend a helping hand

If you’re ready to get your cash flow back in order or purchase new equipment for your business then it’s time to make your online business loan application with Asset Finance.

Step 1:

Their application form is split into 5 easy to complete sections and will only take you 5 to 10 minutes to complete.

Step 2:

They will first ask you to tell them how much you want to borrow and how much you can afford to repay – be it fortnightly, weekly, or monthly and the purpose of the business loan NZ.

They will then ask you for details regarding your assets and liabilities as well as the assets and liabilities of your business.

Step 3:

The final step is to sign the loan agreement for them to transfer the funds to you.

Business loan requirements

Let’s begin with the basics that you will need when you apply for a business loan. You will need to be over the age of 18 years and you will have to be a New Zealand Citizen. Your business will have to prove that it can pay the loan back and what the loan will be used for as well as show your balance sheets for the year.

You will also have to have a registered bank account and make sure that it is registered with their bank or one of their lender's banks.

Asset Finance business loan benefits

  • A company that works hard to give their clients the very best.
  • Flexibility and transparency.
  • Fast and safe applications.
  • Great service.
  • Passionate staff.
  • Business tips and guidelines to help you out.
  • Innovative solutions.
  • Less paperwork and lenient business loan requirements.
  • All-inclusive loans are perfect for a multitude of situations.
  • Business loan options of up to $500,000.
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Asset Finance is a trusted & reliable provider of business loans

In our review, Asset Finance adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Asset Finance is a registered credit provider in New Zealand: FSP3501

Customer Reviews & Testimonials

February 2020

Having had trouble with other lenders in the past I haven’t been very hopeful when it comes to lenders in general but was so pleasantly surprised by this organisation. They helped me apply for my...

Jasper R
— Whakatane —

January 2020

The fantastic interest rate on my loan and affordable fees and terms. Could not have asked for better in my situation. Thank you

Emily M
— Hamilton —

August 2021

They provided me with the most ideal loan for my business needs in the most efficient and swift way.

Wilson J
— Auckland —

September 2021

I got unparalleled service from their amazing team of business experts.

Taylor H
— Hamilton —

February 2022

I am very pleased as they went the extra mile to get me what I needed. I will recommend them to anyone.

Walker K
— New Plymouth —

Asset Finance Contact Details

Physical Address

Postal Address

  • 38 Richardson Street, PO Box 497, Whakatane, 3158, New Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed