Rating based on 38 reviews

Crester Credit


  • Low-interest starting from 11.95%
  • Business loans up to $30,000
  • Repayment up to 3 years

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Author Crester Credit. Screenshot of Crester Credit website. [Accessed May 23, 2018]

About Crester Credit

As one of the most innovative alternative credit providers in New Zealand were able to merge the online banking world with the old fashioned, personal way that banking used to be done.

Whether you’re after a fast loan for an upcoming road trip or a business loan to help get your cash flow balanced – we’re here to offer you the best of both new and old.

A lender that listens to your needs

While many traditional lenders will make you business loan offers that simply don’t meet your needs, Crester Credit is a lender that listens. Since no one knows your business as you do - we will always let you dictate the major details of your banking and financial solutions and will act as a partner verifying and facilitating the process.

What Crester Credit can offer you

We offer business loans that range from $500 to $30,000 at competitive interest rates ranging from 11.95% to 26.98% per annum and loan terms of up to 3 years.

Our loans are designed to help you grow your business, keep you running when there is a temporary cash-flow delay and help you purchase assets, equipment and anything else you may need to make your business move forward.

Flexible financial solutions for your business

At Crester Credit our business loans are flexible enough to be used for a variety of different purposes from sorting out a cash flow shortage to buying stock and upgrading or repairing your equipment. Our fast loans are secured against business assets or invoices and offer you a more flexible financial solution.

Crester Credit Product Details

  • Loan Type Business loans
  • Interest Rate 11.95 – 26.98% p/a
  • Loan Amount up to $30,000
  • Repayment 12 months to 3 years
  • Decision 24 hours

We are able to customize a credit package to meet the client's individual needs

At Crester Credit we place a lot of focus on making time for our customers, listening to their needs, challenges and helping them find the most suitable and affordable financial solutions for their unique needs.

If you want to experience the Crester Credit difference for yourself - we urge you to make contact with us as soon as possible!

Apply for a loan online

As a modern lender, we've made it possible for customers to apply for a loan online via our website. Once you've filled in the application form and sent us all of the necessary supporting documents we will then contact you within 1 hour and you could have your business loan credited within 24 hours! Now that's really getting down to business!

Using our loan calculator

You can find your company the perfect loan by using our loan calculator that will help you find the amount that you need. You will even be able to find out how much your monthly payments will be and your interest rate. With our company, our interest rate on most of our loans is 11.95 %. We have a monthly maintenance fee of 4 dollars.

Please note that we have a 400 dollar application fee when you send your application through. We will make sure that you get the best loan that suits your needs.

Helping you get your loan

We are here for you to help you get your loan. Yes, we understand that an online application can be scary and it can make you not want to apply for your loan and that is why we are here to offer you our help. We will get you through your loan all you have to do is contact us and we will guide you step by step until your application has been submitted.

Giving us all the information

We ask that when you apply for your loan that you give us all the information needed. The more information the better let us know why you need the loan helping us find you the best loan for your needs.

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Crester Credit is a trusted & reliable provider of business loans

In our review, Crester Credit adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Crester Credit is a registered credit provider in New Zealand: FSP229306

Customer Reviews & Testimonials

November 2018

As a serial entrepreneur, I am always on the lookout for the best services and value for money when it comes to taking out a loan for one of my businesses. I was very happy with the rates and aff...

Donovan K
— Invercargill —

February 2019

Adore the fact that I did not have to go stand in a long line and needing to fill out mountains of paperwork. Everything online from the comfort of my lounge, very happy with the service

Kayleigh S
— Wellington —

Crester Credit Contact Details

Physical Address

Postal Address

  • PO Box 1730, Christchurch, 8013, New Zealand

Opening Hours

  • Monday 9.00 – 17.00
  • Tuesday 9.00 – 17.00
  • Wednesday 9.00 – 17.00
  • Thursday 9.00 – 17.00
  • Friday 9.00 – 17.00
  • Saturday – CLOSED
  • Sunday – CLOSED