Rating based on 38 reviews

Crester Credit


  • Low-interest starting from 11.95%
  • Business loans up to $30,000
  • Repayment up to 3 years

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Author Crester Credit. Screenshot of Crester Credit website. [Accessed May 23, 2018]

About Crester Credit

Get the business loan you deserve from Crester Credit. They have got you covered.

As one of the most innovative credit providers in New Zealand, they merged the online banking world with old-fashioned banking. Their instant finance is customized to make sure they meet the needs of their clients.

Business loans to get your cash flow balanced

Crester Credit designed loans to help you grow your business and keep you running when there is a temporary cash-flow delay. They will also help you to purchase assets, equipment, and anything else you may need to make your business move forward.

Their quick business loans are secured against business assets or invoices and offer you a more flexible financial solution.

A lender that listens to your needs

While many traditional lenders will make you business loan offers that simply do not meet your needs, they are a lender that listens. 

Since no one knows your business as you do, they will always let you take control of the major details of your banking and financial solutions. They will act as your partner and will be supportive of your financial decisions. Crester Credit is a trusted and reliable credit provider to assist you with expanding your business. 

What Crester Credit can offer you

Their friendly and helpful staff will help you to find the most affordable and best business loans NZ has to offer.

They offer loans that range from $500 to $30,000. With a competitive interest rate of up to only 26.98% per year and loan repayment terms of up to 3 years, you can rest assured that you can get your business on the right track.

Make a calculated decision

Get the perfect business loan by using the loan calculator that will help you find the amount that you need. You will even be able to find out how much your monthly payments will be as well as your interest rate. With an affordable interest rate of 11.95% and a monthly maintenance fee of $4, you will be saving while you thrive.

If you have bad credit

At Crester Credit they believe that everyone deserves a second chance when it comes to financing.  Therefore, they will also offer people business loans that have bad credit, if they qualify.

They are responsible lenders, so you will need to be able to afford the payments, as well as provide security on your loan.

Crester Credit Product Details

  • Loan Type Business loans
  • Interest Rate 11.95 – 26.98% p/a
  • Loan Amount up to $30,000
  • Repayment 12 months to 3 years
  • Decision 24 hours

We are able to customize a credit package to meet the client's individual needs

As a lender, they have made it possible for customers to apply for a  loan for their business online via their website.

They understand that an online loan application can be scary but they will guide you through the whole process.

Once you've filled in the application form and sent them all of the necessary supporting documents, they will then contact you within 1 hour. If approved the loan will be paid into your bank account.

Requirements that you need to apply for a Business loan

  • Applicants must be eighteen years or older.
  • Be a resident of New Zealand.
  • You have to be employed, earn a stable income and have payslips as proof.
  • A credit check will be done to ensure reliability.
  • Bank statements to assess financial history.

Follow these simple steps for an online application:

Step 1:

With the help of the loan repayment calculator, you will get a breakdown of what your repayments and interest rate will look like.

Step 2:

Go onto the Crester credit website, and enter your personal details.

Step 3:

Crester Credit will verify your information, and you will get confirmation if you have been approved.

Step 4:

The loan amount will be paid into your bank account within a day.

Get your funds within only 24 hours

Avoid the time-consuming endless paperwork and queues of other lenders and banks. Crester Credit keeps it a simple, personal, and stress-free application process. 

They aim to have your start-up business loan transferred into your account within just 24 hours.

Benefits of applying with  Crester Credit

  • Safe and secure online application.
  • Low-interest rates and easy repayment options.
  • Friendly and helpful customer service.
man holding thumbs up

Crester Credit is a trusted & reliable provider of business loans

In our review, Crester Credit adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Crester Credit is a registered credit provider in New Zealand: FSP229306

Customer Reviews & Testimonials

November 2020

As a serial entrepreneur, I am always on the lookout for the best services and value for money when it comes to taking out a loan for one of my businesses. I was very happy with the rates and aff...

Donovan K
— Invercargill —

February 2020

Adore the fact that I did not have to go stand in a long line and needing to fill out mountains of paperwork. Everything online from the comfort of my lounge, very happy with the service

Kayleigh S
— Wellington —

September 2021

Crester Credit is a great company to deal with. Their staff is helpful, and they guide and help you through all the application steps.

Scott D
— Napier —

May 2021

They are the best at what they do. I would strongly recommend them to anyone that needs finance.

Michaels N
— Bay of Islands —

March 2022

I needed a loan and the staff made sure to explain everything properly. It was great and everything was easy.

Rhodes C
— Queenstown —

Crester Credit Contact Details

Physical Address

Postal Address

  • PO Box 1730, Christchurch, 8013, New¬†Zealand

Opening Hours

  • Monday 09.00 – 17.00
  • Tuesday 09.00 – 17.00
  • Wednesday 09.00 – 17.00
  • Thursday 09.00 – 17.00
  • Friday 09.00 – 17.00
  • Saturday – Closed
  • Sunday – Closed