Rating based on 40 reviews

Admiral Finance


  • Low-interest starting from 13.95%
  • Business loans up to $50,000
  • Repayment up to 5 years

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Admiral Finance homepage

Author Admiral Finance. Screenshot of Admiral Finance website. [Accessed May 23, 2018]

About Admiral Finance

As an online lender we are able to service the entire country with our range of secured personal and business loans.

Unlike other lenders who focus solely on your credit history we look at you income to decide if we can assist you and - even low income earners are welcome to apply.

Getting you sorted faster

Since we're an online lender we're able to process loan applications quickly and efficiently and get you the money you need faster. We're a flexible lender that tailors loans to suit the customer so, whether you have bad credit, a lack of history or have no security and would like to assign a guarantor - we can help.

What Admiral Finance can offer you

We offer a range of loan types to suit different needs and circumstances from second mortgages and car loans to personal loans, bridging finance and business loans we have it all.

All of our loans are secured and you must be able to provide some form of collateral or a guarantor who can do so.

Rates and loan terms

At Admiral Finance we offer loan terms that range from 6 to 60 months and an interest rate that ranges from 13.95% to 24.95% per annum. You can apply for a personal or business cash loan up to $50,000 at any time of the day or night via our website.

Admiral Finance Product Details

  • Loan Type Business loans
  • Interest Rate 13.95 – 24.95% p/a
  • Loan Amount up to $50,000
  • Repayment 6 months to 5 years
  • Decision 24 hours

Look no further than Admiral Finance - we will fund your business

In order to apply for a loan with Admiral Finance, you must be aged 21 or over, be a citizen or permanent resident of New Zealand, be able to provide security for your loan and be able to provide a valid form of identification.

You may not be bankrupt or be under a "no asset procedure".

Applying for a loan online

Once you've checked to make sure you meet our minimum requirements for a loan you can then make your way to our website and begin your online loan application. You can also apply for a fast loan telephonically during business hours should this be more convenient for you.

Using our loan calculator for your loan

We have made the loan calculator available for you to use. You will be able to check how much you would like to apply for and how much you would like to pay on your loan amount. What is great about the loan calculator is that you can change the amounts around you can even see which would be better paying weekly or every two weeks or every month. This is will help you find an amount that you are comfortable paying and loaning. If you feel that you have found the right amount for you then you can click on apply.

What if we told you that our online application takes 5 minutes

We have thought about the fact that most people are busy and do not have lots of time to answer and application. We have tried to make our application as quickly as possible making it only 5 minutes long. We are here to help you if you are unsure all you have to do is contact us and we will help you through your application.

If you are approved

Making your life nice and easy if you are approved for your loan our company will let you know and transfer your funds in the next 24 hours.

man holding thumbs up

Admiral Finance is a trusted & reliable provider of business loans

In our review, Admiral Finance adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Admiral Finance is a registered credit provider in New Zealand: FSP9421

Customer Reviews & Testimonials

November 2018

Endeavouring to begin a start-up is a daunting undertaking. I was so grateful for the amazing support and assistance I received from this organisation when it came to getting a loan for my new bu...

Melissa M
— Christchurch —

February 2019

As a long time business owner I have dealt with my fair share of banks and other lenders, so I can say with confidence that doing business with this organisation has been quick, simple and easy. ...

Caleb B
— Masterton —

January 2019

The ease and convenience of the application and repayment process have blown me away. The website was so user-friendly and the call centre staff very efficient. Great job on all fronts

Thomas B
— New Plymouth —

Admiral Finance Contact Details

Contact Number



Physical Address

  • 45 Mandeville Street, Level 1 Riccarton Canterbury 8011 New Zealand
  • Get Directions

Postal Address

  • PO Box 36, 606 Merivale, Christchurch, 8146, New¬†Zealand

Opening Hours

  • Monday 08:00 – 16:45
  • Tuesday 08:00 – 16:45
  • Wednesday 08:00 – 16:45
  • Thursday 08:00 – 16:45
  • Friday 08:00 – 16:45
  • Saturday – Closed
  • Sunday – Closed