Rating based on 1,669 reviews
About MTF Vehicle Finance
We're a lender that does everything a little better than everyone else.
Whether it's helping you work out a loan amount that you can afford or helping you decide on which car is better for you - we're here to help. If you want affordable car finance at lightning speed - choose MTF Vehicle Finance.
Car finance is what we know and do best
Unlike banks and larger mainstream lenders we tailor our vehicle finance packages to suit the needs of our customers. This ensures that you are able to secure the fast loan amount that you need at a perfect loan term which will secure affordable weekly payments.
What MTF Vehicle Finance can offer you
At MTF Vehicle Finance we want you to get to know us - so we've provided detailed information on our small company, our loan products and services and our people.
We also want to get to know you, our customer. So we will always consider you as an individual and pay attention to your specific needs before making you a personal loan offer.
Pay cash, borrow or lease with MTF
As a car finance specialist, we offer cash, borrowing and leasing car finance options. You can borrow anything from $2,000 to $100,000 and we offer interest rates ranging from 12.95% to 29.95% per annum. With MTF Vehicle Finance you can choose a loan term of between 12 and 48 months and enjoy affordable instalments.
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In a Nutshell
- Average processing time 24 hours
- Online application
- In-store application
- Secured loan option
Applying for a car loan with MTF Finance is easy, simply visit our website
Take advantage of our low rate car loans, industry-leading application and processing technology and professional service by applying for a loan today!
Terms of up to 48 months
The longer the loan term the smaller your monthly expenses will be, however, the more interest you'll end up paying on your quick loan. It is for this reason that we limit the loan term to 48 months - to ensure that you never have to pay too much interest.
How we deal with financial hardship
Non-repayment is dealt with in many different ways by various lender but, at MTF Vehicle Finance we strive to help you get out of a bad situation and always encourage customer to contact us should they need to make alternative repayment arrangements.
A company you can put your trust in
With almost 50 years in the industry, we are a company that you can trust knows what we're doing. We've helped so many people over the years find what they were looking for and we can easily do the same for you. Just get in touch with us today and we'll get the ball rolling.
Complete your application with ease
We're here to help you with your application, should you need it. Gone are the days when applying for a loan was such a hassle- our process has been designed to be as simple and straightforward as possible. And if you get stuck and need a hand, our friendly team is on call to assist you with whatever it is you need.
Everything is explained to you
Once your loan is approved, we'll explain all the details of your loan document, making sure that you fully understand your rights and obligations before signing it. You are more than welcome to seek the advice of any third party should you feel the need to do so.
Eligibility & Requirements
- Stable address history
- 18 years or older
- NZ resident
- Employed full-time
- Earning a stable income
- Credit check
- Good credit history
- Active NZ bank account
- Active email address
- 30 day bank statements
- Valid identity document
- Utility bill or other (proof of address)
- Bank statements or payslips (proof of income)
Other Products & Services
- Car Loans
Customer Reviews & Testimonials
Everything was just so smooth and the whole process was simple. The team was so friendly; I felt like I was talking to a friend which made me feel at ease.
— Dunedin —
MTF was the only company I approached that offered me a rate that was affordable for my needs, I'm very happy.
— Auckland —
It was so nice to get help from people who know what they are doing. I don't regret putting my trust in MTF and I would gladly do it again
— Tauranga —
- 73 Barrys Point Road, Auckland, Auckland, 0622, New Zealand
- Monday 08:30 – 17:30
- Tuesday 08:30 – 17:30
- Wednesday 08:30 – 17:30
- Thursday 08:30 – 17:30
- Friday 08:30 – 17:30
- Saturday 10:00 – 14:00
- Sunday Closed –