Instant Finance

When life gets tough and you need a short-term loan that’s rapid and easy, then Instant Finance is the lender for you.

Building long term relationships with customers

Instant Finance has a large customer base, with long-term clients who have been using their financing for generations. With over 45 years of short-term loan service experience to the New Zealand community, they will offer you the absolute best financial services.

Going to the bank can be quite difficult at times, therefore it is so important that online services are easily accessible.

Find out about Instant Finance’s history

In 1971, the very first Instant Finance Auckland branch was opened in Panmure as well as other branches around wider Auckland. By October 2001 all the Instant Finance branches combined into one and became the Instant Finance you know today as ‘Instant Finance NZ Ltd’. Since 2012, they have continued to expand as Instant Finance Limited, and they are still helping Kiwis with finance.

A responsible short-term loan lender

Instant Finance is a responsible short-term loan lender that promotes responsible borrowing. They are committed to ensuring that your short-term loan fits your budget and that you can reach your loan repayment targets. Full support will be offered to you after your loan is approved, with additional advice, understanding and assistance.

When you apply for a short-term loan at Instant Finance, you will have the option of borrowing anything from $200 to $20,000.

They have highly attractive loan options because of their versatility and flexibility. With the help of a short-term loan, you can finance anything that your heart desires. The funds will be offered to you under the terms that you prefer. Take control of your own finances with the assistance of a short-term loan from Instant Finance.

Responsible lending can be done the right way

When it comes to lending, they believe in doing it the right and proper way. They place the needs of their customers ahead of everything and they are committed to providing the highest level of customer service.

They will never influence their customers therefore they don’t believe in the fine print. Transparent, honest and ethical is what they live by to give you the fairest short-term loan option possible.

Tailor your loan as per your requirements

They are committed to ensuring your short-term loan fits your budget and that you can reach your loan repayment targets. The loan calculator can also be used to help you budget and to give you a better understanding of what you can expect from your loan. You can use it to work out everything from repayment amounts to interest rates.