Rating based on 26 reviews

Cash Converters


  • Low-interest starting from 144%
  • Short-term loans up to $1,500
  • Repayment up to 6 months

In-page navigation

Cash Converters homepage

Author Cash Converters. Screenshot of Cash Converters website. [Accessed May 23, 2018]

About Cash Converters

If you're tired of unreasonable banks and inflexible lenders than it's time to make use of Cash Converters fantastic borrowing services.

We're a company with over many years of experience in providing people with affordable and flexible finance solutions in the shortest time frames. If you need a loan - we can help you!

Where you get your needs met

With Cash Converters you have nothing to lose and everything to gain. We offer a wide range of products and services catered to meet the needs of our customers in the best way possible. Whether you want to borrow money in exchange for your goods or just get an unsecured short term loan online we can do it!

What Cash Converters can offer you

At Cash Converters, we have three fantastic ways for people to get a quick cash loan - even if they have bad credit!

You can pawn an item of value and get an instant cash loan in one of our many branches or you can apply for a cash advance loan which ranges from $50 to $1,000. We also offer personal loans of up to $1,500.

Choosing your loan amount and term

Although we recommend choosing a shorter loan term so that you can save money - choosing inappropriately may cause you to default and will affect your credit. For this reason, we recommend borrowing only as much as you need and choosing the shortest loan term that you can manage.

Cash Converters Product Details

  • Loan Type Short-term loans
  • Interest Rate 144 – 480% p/a
  • Loan Amount up to $1,500
  • Repayment 30 days to 6 months
  • Decision 1 hour

We will convert your money problems into quick cash

To apply for a loan with us you must be in full time employed with a monthly salary or weekly wages that are credited to your bank account, be an NZ citizen or resident and be aged over 18.

We will require you to provide us with your bank's statements and ID to verify your eligibility.

We're here to help you

Our professional staff members and administrative support staff are available to assist you in completing your short term loan application with ease. You can contact us easily by email or telephone and rest assured that your query will be resolved in a professional manner - FAST! You can also apply for a loan in any one of our branches!

Responsible lending is our game

At Cash Converters we strive to constantly be at the top of our game. In order to achieve this goal, we practice responsible and ethical lending. This is to ensure that our customers are placed in a better financial position than when they arrived at our doorstep. We are all about financial progression and are willing to help you reach your financial goals. This is why we do not assess our customers solely on their credit score but rather their ability to repay the loan. That being said, we assess each application individually to ensure that we can tailor-make our deals to provide the best lending option for our customers.

Secure loans without the security

Unlike most lenders, we bear the full risk of the loan onto ourselves. This means that you as the borrower are not required to provide any security when applying for one of our loans. No matter what your property, vehicle and other assets are completely safe when borrowing from us as our short-term loans are all unsecured. In order to further protect our customers, the cost of credit can never exceed the cost of borrowing regardless of the circumstances and loan term chosen by the borrower. For a safe and affordable borrowing option, apply for a loan with Cash Converters

man holding thumbs up

Cash Converters is a trusted & reliable provider of short-term loans

In our review, Cash Converters adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Cash Converters is a registered credit provider in New Zealand: FSP384946

Customer Reviews & Testimonials

October 2018

With a family and an office job, I do not find the time in my busy schedule to make my way down to the bank. But with Cash Converters, I do not have to! With the choice to complete online applica...

Mark M
— Eastbourne —

December 2018

After my pooch needed an emergency surgery I did not know how I would make it through the month. But with the help of Cash Converters, I was able to get my pooch the surgery he needed.

Suzanne S
— Featherston —

February 2019

When an unforeseen situation rolled up on my doorstep I needed a fast response to ensure that I could take action before anything detrimental occurred. Luckily Cash Converters was right on it and...

Michelle E
— Rai Valley —

March 2019

I was so concerned that my bad credit would stop me from getting the additional money I needed to cover my unforeseen medical expense but with the help of Cash Converters, I was able to relieve m...

Mike B
— Queenstown —

Cash Converters Contact Details

Physical Address

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 19:00
  • Friday 09:00 – 18:30
  • Saturday 09:30 – 17:00
  • Sunday 10:00 – 16:30