Rating based on 36 reviews

Short-term Loans offered by Future Finance

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Future Finance is a registered financial service provider: FSP4261

About Future Finance

As a company that operates online we are able to provide customers with quick service and flawless delivery of financial solutions.

From consolidating debt to paying for a weekend away our products and services are the most superior available in the New Zealand market.

Stress-free loans

Being low on cash is stressful but, finding a solution is even more stressful with banks and lenders becoming stricter with regard to who they lend money to. We help people who are in need of quick cash, get the money they need with as little hassle as possible.

What Future Finance can offer you

As a reliable lender that has been in operation for a number of years and are a registered financial services provider, you know you're getting the best service and the most affordable interest rates on the online lending market when you use us.

Our personal loans

We offer personal loans that range from $2,000 to $80,000 and require the applicant to provide some form of security to secure the loan. Our interest rates are much lower than our competitors and start from as low as 10.93% and will not exceed the maximum of 100.67%.

Interest Rate

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Loan Amount



Repayment Term

0 months

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In a Nutshell

  •  Average processing time 60 minutes
  •  Online application
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Our loans are affordable with their very low intersest rates

Our loans are ideal for people who have encountered a temporary cash flow shortage or emergency and need to borrow a small to a big sum of money for a short or long period of time.

Our short term loans are ideal for debt consolidation and for long term cash shortages.

Get a loan that fits into your budget today!

Even though you're looking for a fast loan this does not mean that you can't demand a good interest rate. At Future Finance our rates are competitive and affordable. We're a professional financial services provider that will work with you to arrange the most suitable combination of the loan term and loan amount.

Flexibility is just what your finances ordered

As individuals, we are all unique and have our own preferences. This means that it is only logical that our loans should be as unique as what we are in order to match our versatile personalities. At Future Finance that is exactly what we aspire to do! There is no such thing as a ‘cookie cutter loan’ in our eyes as each loan is specifically tailored to suit the individual needs and wants of each customer. What makes matters even better is that you are in full control of when and how often your repayments can be made. Determine whether you would like to make your repayments weekly, fortnightly or monthly to fit in with your income schedule. The future of finance is in your hands.

Future Finance – a lender that understands and cares

As a short-term lender, we understand that our loans are mostly used to finance expenses of the unforeseen nature. This makes us an expert in the area of unforeseen circumstances. We understand better than anyone that unexpected events can make finances difficult to manage and control which is why we understand when it comes to late payments. If you find that you are unable to meet your repayment obligation this month then simply get into contact with us and we can organise an alternative arrangement to help you out. It is our goal to place you in the best financial position possible.

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Credit check
  •  Can you provide security
  •  Bank statements

Other Products & Services

  • Personal Loans
  • Business Loans
  • Debt Consolidation Loans

Customer Reviews & Testimonials

December 2018

In today’s economy we try to save money everywhere possible which is why I was pleasantly surprised when I found out I could save money on my loan from Future Finance! With the ability to repay m...

Celeste G
— Dobson —

January 2019

After my vehicle broke down I was concerned with how I would be able to afford to fix her up. But, with the help of Future Finance, I was able to afford the repairs for my vehicle and even improv...

Stephen M
— Queenstown —

February 2019

Over the years I had managed to accumulate one too many credit cards and began to struggle to meet my payments. But, with the help of a debt consolidation loan, all my debt was cleared and I only...

Donna B
— Riverton —

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