Finance Loans
Updated
- Low-interest starting from 12.95%
- Short-term loans up to $20,000
- Repayment up to 5 years
In-page navigation
Author Finance Loans. Screenshot of Finance Loans website. [Accessed May 23, 2018]
About Finance Loans
If you're looking for a quick short-term loan that you can apply for online without having to leave your house, then Finance Loans is the perfect lender for you.
Finance Loans is a registered short term loan lender and is committed to maintaining its responsible lending practices. They will ensure that all customers can afford the short-term loan they are applying for.
Finance Loans keep things straight
Easy to use language is used for customers to understand so that there is no misinterpretation. They will always be transparent about how much they can offer you, and what rates they will charge you for the short-term loan amount you want to apply for.
The helpful and friendly team at Finance loans will always be able to assist you, whenever you have any questions or even if you need some advice.
Get a short-term loan up to $20,000
At Finance Loans they offer both secured and unsecured fast short-term loans that customers can apply for and obtain entirely online.
They also have flexible loan terms which means that you can choose a term that ranges from 4 weeks to 5 years to suit your budget. The interest rate on your short-term loan will range from 12.95% to 29.95%.
What Finance Loans can offer you
Finance Loans is New Zealand’s best lender when it comes to short-term loans.
If you've been denied a loan by a bank or other online lenders, they may still be able to provide you with a short-term loan. They approve applicants based primarily on their income and expenses which should balance out to make room for the short-term loan repayments.
Credit checks are done by them as required and they will only lend you as much as you can comfortably afford to repay.
Simple and convenient loan application
Applying for a short-term loan has never been more seamless than now.
You no longer need to take time out of your busy day to visit the bank and fill in endless paperwork. If you prefer you may also apply telephonically if you have any questions relating to the application process.
Secured loans and unsecured loans
At Finance Loans they offer both secured and unsecured short-term loan options. With a secured loan you are required to provide a form of collateral or security when applying for a short-term loan.
This allows you to access higher borrowing amounts and lower rates due to the increased security. However, an unsecured loan option does not require you to provide any collateral.
Finance Loans Product Details
- Loan Type Short-term loans
- Interest Rate 12.95 – 29.95% p/a
- Loan Amount up to $20,000
- Repayment 4 weeks to 5 years
- Decision 2 hours
Finance Loans is New Zealands best lender when it comes to short-term loans
Apply for a short-term loan in minutes. Use the loan calculator to help you plan your repayments.
Whether you are saving for your wedding or transforming your house into a dream home, a short-term loan from Finance loans can help you.
Requirements to apply for a short-term loan
To apply for a short-term loan NZ, you must be able to provide proof of address, ID, a document verifying your address and 3 months of bank statements. In addition, they require you to be over 18 and employed in a full-time position where you earn a stable monthly income to ensure affordability.
Follow the following easy steps for an online loan application:
Step 1
Apply for a loan online for a short-term loan and provide Finance Loans with your personal details.
Step 2:
Finance Loans will go through your application and check if everything is corresponding with their requirements. They will also check the amount of short-term loan you qualify for and what your repayments will be.
Step 3:
Once approved they will send you the documents to sign.
Benefits of a short-term loan at Finance loans
- Quick and easy online application.
- Flexible short term loan
- Outstanding customer service.
- Reasonable repayment terms.
- Affordable interest rates on your short-term loan.
- Safe and secure short-term loans.
You deserve a loan that meets your needs.
Within a few minutes, you will receive a response to your short-term loan application. If you are approved, you can have the money paid into your bank account before the end of the day.
Finance does not need to be complicated. Apply for a short-term loan with Finance Loans today and make your dreams a reality.
Finance Loans is a trusted & reliable provider of short-term loans
In our review, Finance Loans adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.
Finance Loans is a registered credit provider in New Zealand: FSP480586