Rating based on 1,475 reviews


Chequers Finance

image of Chequers Finance
image of Chequers Finance

Chequers Finance is a registered financial service provider: FSP16601


About Chequers Finance

As a lender that offers both online and in branch service, we're able to appeal to a large customer base and offer flexible and convenient short term finance.

Our loans are unsecured and can be accessed by anyone who has the ability to afford the repayments.

Superior financial products and services

If you want an online lender that offer superior products and services then Chequers Finance is the right lender for you. Apart from our well priced financial solutions to our passionate team of loan managers - we never leave anything to chance.

What Chequers Finance can offer you

If you're unable to obtain finance from banks and other large lenders - than Chequers Finance may just be the perfect lender for you.

We help people who have bad credit or just can't get their needs met by the mainstream lenders in New Zealand.

Our short term loans

We offer short term cash loans that range from $100 to $1,000 at an interest rate of 440% per annum. Our loans are essentially payday loans since they must be repaid within 4 weeks. Once you've made your application you will get your loan credited in just 2 to 3 hours.


Interest Rate

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Repayment Term

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In a Nutshell

  •  Average processing time 2 to 3 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment


Get an Affordable Short Term Loan Online

With an uncomplicated short-term loan application procedure, you can easily fill the entire form in 10 minutes or less which means you can get credit quickly without having to visit a branch or even complete any physical paperwork.

We make it simple so you can get more done quicker!

Top quality assistance

Our incredibly professional and efficient staff members are available to assist you with your application, questions and any problems from Monday through to Friday. You can also apply for a loan after hours and we will be sure to process your loan on the next business day.

Loans in a flash

When the going gets tough we are on top of the situation. When you find yourself in a sticky situation you do not have the time to wait for hours before receiving a response. This is why we have made our online applications as efficient and as fast as possible. Wait for a maximum of ten minutes for a response. Time is precious which is why we do not intend to waste a second of yours. Start your day the right way and apply for a Chequers loan – you will not be disappointed.

Are you self-employed? Not a problem!

Many lenders discriminate against people based on their self-employment. We are not one of those lenders! While self-employment does make the lending process slightly more complicated, we are willing to accept a challenge. Come talk to us in-branch if you prefer to discuss your finance face-to-face otherwise just complete our application. Even if you are on benefits we will be able to help you! Benefits form a part of a regular income which is why we will be able to come to a type of agreement that will put a smile on your face.


Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Bank statements

Other Products & Services

  • Personal Loans
  • Cash Loans
  • Fast Loans
  • Emergency Cash Loans 

Customer Reviews & Testimonials

October 2018

Most lenders and banks are very rigid when it comes to lending which is why I clicked with Chequers Finance immediately. The flexibility that their loans allow provided me with enough room to bre...

Molly S
— Grovetown —

November 2018

Most lenders can make finance overcomplicated but not Chequers Finance! I was pleasantly surprised by the efficiency that they carried out their service at. Not only was I able to obtain my money...

Jeff M
— Roxburg —

February 2019

After months of attempted plans, my family decided it was time to take matters into our own hands. With the assistance of Chequers Finance and their affordable personal loans, my family and I wer...

Tiffany S
— Norfolk —

 Find us here


137 Alexandra St, Hamilton
Waikato
3204
New Zealand

Postal Address

PO Box 19140, Hamilton, 3204, New Zealand

 Opening hours


  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –

 Get in contact