Rating based on 13 reviews

Liberty Financial


  • Low-interest starting from 5.29%
  • Property finance up to $100,000
  • Repayment up to 30 years

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Author Liberty Financial. Screenshot of Liberty Financial website. [Accessed May 23, 2018]

About Liberty Financial

 Are you looking for a competitive home loan that offers you more flexibility than your local bank has to offer?

At Liberty, we specialize in mortgages and are able to work with unique circumstances by tailoring our home loan packages to suit your individual needs. If you want home finance with a difference choose us!

Experience the liberty difference

Our expert home loan managers are among the most experienced and professional individuals in the country and are able to offer this expertise to you in a way that is easy to understand and follow through with. If you'd like to discuss your options contact us today and you'll get to experience the Liberty difference! 

What Liberty Financial can offer you

Liberty offers a range of savings and investment accounts as well as flexible home loans.

Our fixed interest rate home loans can be obtained for a period of 1, 2 or 3 years after which the rate will revert to a variable rate as per your agreement with us.

The types of home loans we offer

At Liberty we offer fixed interest rate home loans, flexible interest rate home loans and a combination of the two. The interest rate that you will be offered depends on your current financial status, your credit history, the loan amount and the loan term that you choose.

Liberty Financial Product Details

  • Loan Type Property finance
  • Interest Rate 5.29 – 15.49% p/a
  • Loan Amount up to $100,000
  • Repayment 12 months to 30 years

It’s Easy to Apply for a Home Loan with Liberty

All the important and relevant details regarding our range of mortgage options are available in our mortgage loan agreement and disclosure statement which we have made available on our website.

You can also download a loan application form and complete it in your own time. For more information on our mortgages contact us or visit our website.

First time home buyers and refinancing options

Whether it's your very first time looking for a home loan or you're looking to refinance your existing home loan we make things simple, quick and offer round the clock support. With Liberty we will never leave you in the dark or keep you in suspense - you'll know exactly what we're doing and the status of your application every step of the way! 

What are the implications of not paying your home loan on time?

Failing to pay your home loan on time may put you in serious arrears that may eventually lead to having your home taken from you. It is important to ensure that your payment is always on time and that you don’t skip any payments. Failing to pay your home loan will make it difficult for you to be granted loans in the future if your credit profile is negatively affected. It is best to always protect your credit profile by not applying for a loan in the first place if you are not certain that the payment will always be readily available.

We want our customers to be able to trust but we also need them to be a little cautious when it comes to their credibility. While building your credit profile can take years to complete, a bad debt mistake is all it takes to have it come crumbling down. Due to the fact that we don’t want this happening to our customers, we always offer guide and financial management tips.

Can I set up an appointment with one of the consultants?

If you would like to discuss something with one of our agents and you don’t prefer it happening over the phone, you can set up an appointment and we will gladly assist.

Customer Reviews & Testimonials

January 2019

Liberty Financial afforded me my dream home with realistic interest rate prices.

Jenner T
— Hinuera —

March 2019

Applying for a Liberty Financial home loan was not only easy, but it was also quick.

Mellisa B
— Hokitika —

Liberty Financial Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 8.30 – 17.00
  • Tuesday 8.30 – 17.00
  • Wednesday 8.30 – 17.00
  • Thursday 8.30 – 17.00
  • Friday 8.30 – 17.00
  • Saturday – CLOSED
  • Sunday – CLOSED