Rating based on 4 reviews

Co-operative Bank


  • Low-interest starting from 4.39%
  • Property finance up to $200,000
  • Repayment up to 30 years

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Author Co-operative Bank. Screenshot of Co-operative Bank website. [Accessed May 23, 2018]

About Co-operative Bank

As one of the most advanced and popular banks in the country our financial products and services are affordable and flexible and will have you reaching your financial goals with a fraction of the effort.

If you're looking for a home loan our competitive range of options will appeal to you and help you save thousands in the long run!

Helping you make your home your own

Owning your own home is an important financial milestone for any family. It offers you a level of security that can be compared to nothing else and gives you more flexibility when it comes to retirement. If you want to make your dream of owning your own home come true reach out to us and speak to one of our experienced mortgage managers today!

What Co-operative Bank can offer you

We offer fixed rate home loans, variable rate home loan and home loans which combine your everyday account with your mortgage and offers you a revolving line of credit from which to draw.

Our home loans offer a maximum of $2 million and we offer loans for both those who want to buy a residential property or to make an investment.

Our range of home loans

At the Co-operative Bank we offer fixed rate home loans that will ensure you can budget more effectively for a number of years to come, a floating rate home loan that allows you to make extra payments when you wish to and a line of credit home loan that allows you to withdraw funds when you require at a very low-interest-rate compared to other lines of credit.

Co-operative Bank Product Details

  • Loan Type Property finance
  • Interest Rate 4.39 – 5.45% p/a
  • Loan Amount up to $200,000
  • Repayment 6 months to 30 years

Quick & easy online home loan application; we like to make it convenient for our clients

At the Co-operative Bank, we offer both an online and in-store loan application.

If you're looking to buy your first home we recommend that you come in and see us so that we can go through the process together and help you find the most suitable solution. Those who are looking to refinance their home or are buying their second home can simply make an online application and one of our mortgage managers will assist you with all that you require to get things going.

Resources and tools to make your life easier

One of the most important parts of applying for a home loan is doing your research. To aid in this important step we have made a range of tools and resources available on our website to ensure you're in the know. We recommend you make use of our mortgage calculators, read through the informative article on our website and run through your income and expense details before talking to one of our loan managers.

Customer Reviews & Testimonials

August 2018

Co-Operative Bank has such a user-friendly loan application system. After I completed my personal details, I went further to provide my employment and payment information. Everything was systemat...

Jonathan W
— Collingwood —

March 2019

I applied for a home loan with Co-Operative Bank in the morning. Within the same day, I got feedback.

Valerie O
— Colville —

February 2019

When I approached Co-Operative Bank, I was looking for a home loan that would make my financial life easier. I had been unable to get a loan that met my budget demands for quite some time.

Justin K
— Cust —

Co-operative Bank Contact Details

Contact Number



Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:30 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed