ASB Bank
Updated
- Low-interest starting from 4.29%
- Property finance up to $1,000,000
- Repayment up to 30 years
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Author ASB Bank. Screenshot of ASB Bank website. [Accessed May 23, 2018]
About ASB Bank
If you are finally ready for that big step in buying your first property, a home loan from ASB Bank is the right choice for you.
Buying your first home is a major step in anyone's life. Being able to start your journey in your own home is both scary and exciting. Getting the right home loan to suit your budget and needs is an important part of the process.
Many things need to be taken into consideration, finding a lender that understands the home loan industry is a big bonus.
Your financial well-being matters with ASB Bank
ASB Bank cares for the financial well-being of its customers. Being able to help people make the right financial choices and giving home loans that suit their needs makes them different from the rest.
They aim to provide simple home loans that help their customers move forward in life. With a constant need to bring innovative, new ways of helping they are the go-to for Kiwis in need of a home loan.
ASB Bank believes that everyone deserves a fair chance in life and they aim to give all their customers the chance they deserve.
ASB Bank has values that they are proud of
Every company has its own set of values and work ethics, each one promising to be the best in the industry. At ASB Bank there is a rich history to prove that the promises they make are kept.
Establishing relationships with its customers as well as its employees that are caring, passionate and courageous are at the order of every day. They are proud of who they are and it shows in the way they conduct business.
Getting a home loan from a company with such deep-seated values can be very beneficial to anyone in the market of buying property.
What ASB Bank can offer you
For many people buying their first property is both a scary yet exciting thing to do.
Many people wanting to buy will need a home loan to make their dreams come true. This in itself is a scary thought. Choosing the right lender for your mortgage is the most important part of the process.
With a home loan from ASB Bank, you can rest assured that you will be in good hands. They have been in the business for long enough to know everything regarding buying a home.
When getting a home loan make sure you start right. Speak to ASB Bank and see how they can make your dreams turn into reality.
A mortgage and a helpful hand from ASB Bank
At ASB Bank they have made available quite a few very helpful and nifty tools and calculators to make your journey even easier and more stress-free.
With the ASB Suburb Seeker, you can find out which area will fall into your budget and needs. Even before you go house hunting you will have a better idea of what will be within reach for your financial situation.
ASB Bank also has a home loan calculator that has become a very popular tool to use. You can get an estimate of what you will be repaid as well as the terms before you apply for your mortgage. It doesn't get more convenient than that.
ASB Bank is always at your side
When you already own a home and you are looking to buy a second property ASB Bank will help you with that too. They have a whole category on their website regarding current interest rates and fees.
Along with many other informative sections is the section on buying and selling at the same time. With all the tricks of the trade, it is comforting to know that there is a lender out there with all the necessary knowledge.
ASB Bank Product Details
- Loan Type Property finance
- Interest Rate 4.29 – 6.55% p/a
- Loan Amount up to $1,000,000
- Repayment 12 months to 30 years
Buying your dream home is just one online loan application away
Before you jump right into the whole process there are a few things you need to know. It's always good to know what you need and how the process will work.
Documentation that you might need:
- They will require you to show proof of your income. If you are employed your employer can give you the last 3 month's payslips.
- You will need to supply ASB Bank with a complete list of all your expenses. For this purpose, they have made available an expenses calculator for you to use.
- They will require proof that you have access to the deposit amount.
- You will be required to supply bank statements for the last six months. These need to clearly show the bank's heading as well as your name.
- ASB Bank requires 2 forms of identification from you. One needs to be photo identification.
- Lastly, they will require your current proof of address. This can be a recent utility bill in your name.
The different ways to apply for a home loan from ASB Bank
- The first option will require you to go online and register at ASB Bank. This is a simple and easy process and will take you only a few minutes. Once you are registered you can go to the home loan From there you can start your application. They will be there to help you every step of the way.
- The second option is to ask a lending manager to come to you. ASB Bank has lending managers that cover most of the country. They are ready and able to help you reach your dream in no time. You don't even need to leave your home. ASB Bank has thought of everything.
- Your third option will be to phone them between office hours. A helpful and friendly consultant will be ready to answer your call and guide you through every step of the home loan You can ask them any questions you may have. You can also have a face-to-face experience.
- The last option to obtain a mortgage from ASB Bank is to visit one of their branches nationwide. Simply go online and look for the branch nearest to you. Make sure you take all the required documentation with you.
ASB Bank is your trusted friend in the home loan business
Now that you know how ASB Bank works it is hard to deny that they sound exciting. They are unlike many other lenders that make empty promises.
There is a saying that says, ''the best predictor of future behaviour is past behaviour''. This is exactly what makes ASB Bank the preferred lender for more and more Kiwis. Make the informed and safe choice today and talk to ASB Bank to make your dream become reality.
The benefits of a home loan with ASB Bank
- They care for their customers.
- They offer fixed and variable home loan rates.
- They have many handy tools and calculators to simplify the home loan
Customer Reviews & Testimonials
ASB Bank Contact Details
Physical Address
- Ground Floor, 166 Burnett Street Ashburton Canterbury 7700 New Zealand
- Get Directions
Postal Address
- PO Box 35, Shortland Street, Auckland, 1140, New Zealand
Opening Hours
- Monday 09:00 – 16:30
- Tuesday 09:00 – 16:30
- Wednesday 09:00 – 16:30
- Thursday 09:00 – 16:30
- Friday 09:00 – 16:30
- Saturday 09:00 – 16:30
- Sunday 10:00 – 16:00