Rating based on 37 reviews

ANZ Bank


  • Low-interest starting from 4.75%
  • Property finance up to $1,000,000
  • Repayment up to 30 years

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ANZ Bank homepage

Author ANZ Bank. Screenshot of ANZ Bank website. [Accessed May 23, 2018]

About ANZ Bank

ANZ New Zealand is a company with multiple well known and respected brands such as UDC Finance and OnePath and boasts one of the largest customer bases among our competitors.

Our financial products and services are modern, competitive and offer New Zealanders a better and simpler way to bank, save and lend.

About our mortgage division

With some of the most competitive home loan rates in the country it should come as no surprise that ANZ Bank is financing over 3-% of the country's mortgages and we make up 1% of the national gross domestic product while offering some of the best career opportunities for citizens.

What ANZ Bank can offer you

ANZ provides a range of financial services from home and car loans to personal and business loans - we've got it all.

If you're thinking of refinancing your home or taking out a debt consolidation loan - our rates will certainly help you save! If you're ready to buy or sell - let's talk!

Our home loan range and mortgage experts

At ANZ our mortgage experts can assist you with buying, selling and refinancing your home in the most professional and efficient manner. We offer fixed rate home loans, floating rate home loans and interest only home loans which can all be customized to suit your individual needs and circumstances.

ANZ Bank Product Details

  • Loan Type Property finance
  • Interest Rate 4.75 – 5.70% p/a
  • Loan Amount up to $1,000,000
  • Repayment 12 months to 30 years

Here’s how to apply with ANZ Bank

ANZ offer some of the lowest home loan rates in the country with rates from as little as 4.75% per annum that require a 20% deposit.

Before applying online we recommend you read through the available material on our website to familiarize yourself with our loan range and processes.

Making use of our Loan Calculators

We offer customers the opportunity to calculate their ideal home loan amounts and monthly repayments online on our mortgage calculator. You can also read our informative articles about buying your first home, investing in property, tips and tricks for buying your first home and so much more.

Applying for a Mortgage with ANZ Bank

With ANZ Bank applying for a mortgage is simple since the entire process is guided by our mortgage experts who will even make their way out to meet you to discuss your options. You can apply for a loan online, request that one of our mobile mortgage managers meet with you, visit your local branch to talk to a consultant or call us.

Can I get a home loan I can afford?

ANZ Bank will never give you a credit that won’t be affordable with your budget. The reason we request salary invoices is so that we can see how much you earn and how much money you left with after you have settled all your debts. This way, we will be able to make an informed decision about which home loan you can afford.

I meet the requirements but my home loan application was rejected

It is important that customers understand that while we strive to ensure that they all get a thumbs up from us when it comes to their mortgage request, we can’t approve your home loan if your affordability doesn’t meet our lending criteria.

Can I set up an appointment?

We know that there are customers that prefer meeting us in person as opposed to divulging their personal information online or over the phone. We don’t have a problem with clients calling us to set up an appointment. Our job is to ensure that all your financial queries are attended to. Our main function is to ensure that we attend to all your credit queries and keep our customers happy at all reasonable times.

Customer Reviews & Testimonials

August 2018

ANZ Bank afforded an affordable home loan. I was able to live in my dream home thanks to the low-priced interest rates that were charged. I have narrowed down my budget and I will still be able t...

Kenneth W
— Dairy Flat —

January 2019

Completing the online home loan application felt like a breath of fresh air. Everything was completed to the best of my understanding and I didn’t encounter any difficulty. I was asked to answer ...

James B
— Cust —

February 2019

I would recommend the services of ANZ Bank to anybody who is looking for easy going and a dedicated staff. The agents went above and beyond to ensure that I understood all the terms and condition...

Brian Q
— Dannevirke —

ANZ Bank Contact Details

Contact Number


  • not available


Physical Address

Postal Address

  • Private Bag 92210, Victoria St West, West Auckland, 1142, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed