ANZ Bank
Updated
- Low-interest starting from 4.55%
- Property finance up to $1,000,000
- Repayment up to 30 years
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Author ANZ Bank. Screenshot of ANZ Bank website. [Accessed May 23, 2018]
About ANZ Bank
Affordable and competitive home loans from a bank that cares.
ANZ is a company with multiple well-known and respected brands such as UDC Finance and OnePath while hosting one of the largest customer bases among their competitors.
Their financial products and services are modern, competitive, and offer New Zealanders a better and simpler way to borrow, save, and bank.
About their Mortgage division
With some of the most competitive home loan rates in NZ, it should come as no surprise that ANZ Bank is financing over 3% of the country's mortgages. They also make up 1% of the national gross domestic product while offering some of the best career opportunities for citizens.
ANZ is a Home loan expert
At ANZ their experts can assist you with buying, selling, and refinancing your home in the most professional and efficient manner. They offer fixed, floating, and interest-only home loans which can all be customized to suit your individual needs and circumstances.
What ANZ Bank can offer you
ANZ provides a range of financial services from home loans and car loans to personal as well as business loans – they have got it all.
If you're thinking of refinancing your home or taking out a debt consolidation loan - their rates will certainly help you save! If you're ready to buy or sell – talk to them today.
Access low-interest rates with ANZ
ANZ offers some of the lowest home loan rates in the country with rates from as little as 4.55% per annum that require a 20% deposit. Before you apply for a loan online, they recommend you read through the available material on their website to familiarize yourself with their loan range and processes.
Making use of their helpful online tools
They offer customers the opportunity to calculate their ideal loan amounts and monthly repayments online on their mortgage calculator. You can also read their informative articles about buying your first home, investing in property, tips, and tricks for buying your next home and so much more.
ANZ Bank Product Details
- Loan Type Property finance
- Interest Rate from 4.55%
- Loan Amount up to $1,000,000
- Repayment 12 months to 30 years
Here’s how to apply with ANZ Bank
With ANZ Bank, applying for a mortgage is simple since the entire process is guided by their experts who will even make their way out to meet you to discuss your options.
You can apply for a loan online, request that one of their mobile managers meet with you, visit your local branch to talk to a consultant, or call them.
Here are the 6 steps toward becoming a homeowner:
Step 1:
Provide them with your proof of identity, 90 days of bank statements, proof of income as well as the amount that you are able to pay towards your deposit.
Step 2:
They will assess your application and come back to you.
Step 3:
If they are happy to approve you, they will provide you with a pre-approval in the first instance.
Step 4:
Once you have used your pre-approval to make an offer on your dream home, they will then assist further with finalizing your loan.
Step 5:
Once all the relevant documents have been signed and you are happy to proceed, a settlement date will be scheduled for them to transfer the funds as instructed.
Step 6:
You will then be a happy owner of a new home.
Can I get a Home loan I can afford
ANZ Bank will never give you a loan that won’t be affordable to your budget. The reason they request salary invoices is so that they can see how much you earn and how much money you left with after you have settled all your debts. This way, they will be able to make an informed decision about which loan you can afford.
Can I set up an appointment
ANZ knows that there are customers that prefer meeting them in person as opposed to divulging their personal information online or over the phone.
That’s why they offer you the opportunity to set up an appointment with one of their friendly consultants.
How you will benefit from being an ANZ client
- Their main function is to ensure that they attend to all your credit queries and keep you happy at all reasonable times.
- Your needs will always come first with them.
- They offer competitively low-interest rates.
- Their processes are simple yet safe.
- You can enjoy vast flexibility.
Customer Reviews & Testimonials
ANZ Bank Contact Details
Physical Address
- 296 Lincoln Rd Christchurch Canterbury 8024 New Zealand
- Get Directions
Postal Address
- Private Bag 92210, Victoria St West, West Auckland, 1142, New Zealand
Opening Hours
- Monday 09:00 – 16:30
- Tuesday 09:00 – 16:30
- Wednesday 09:00 – 16:30
- Thursday 09:00 – 16:30
- Friday 09:00 – 16:30
- Saturday – Closed
- Sunday – Closed