Rating based on 51 reviews

Pronto Finance


  • Low-interest starting from 16%
  • Personal loans up to $20,000
  • Repayment up to 5 years

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Author Pronto Finance. Screenshot of Pronto Finance website. [Accessed May 23, 2018]

About Pronto Finance

Our customers are always complimenting us on our speed and great service on our payday loans - and we're proud of our high standard, efficient process, and dedicated staff members.

If you need a no-nonsense lender then Pronto will certainly meet and exceed your expectations.

Payday loans at affordable rates

When you need a quick loan you may be tempted to go for the first lender that comes your way but a little bit of research will highlight the fact that Pronto offers one of the most affordable rates and the quickest turnaround times - just what you'd want out of a payday loan.

What Pronto Finance can offer you

We can easily be regarded as one of the most innovative and speedy lenders in New Zealand but, we're still evolving every day by improving both our services and customer services.

This keeps us competitive and also keeps customers coming back time and time again.

Loan up to $20,000

Pronto offers personal loans starting at $200 but, also offers larger loan amounts up to $20,000. Our loan terms range from 3 months to 5 years and we can approve and credit loans in as little are 1 to 2 hours. Our interest rates range from 16% to 27.5% per annum depending on the loan amount and credit score.

Pronto Finance Product Details

  • Loan Type Personal loans
  • Interest Rate 16 – 27.5% p/a
  • Loan Amount up to $20,000
  • Repayment 3 months to 5 years
  • Decision 1 to 2 hours

Apply online a get a quick personal loan through Pronto

When you need quick money you need a lender that can provide you with exactly what you need within a very short time frame and that's exactly what Pronto strives to provide.

Specialists in fast finance

With us, you won't have to worry about being rejected or having your loan delayed because we specialize in providing the quickest loans in the country!

Loan uses and applications

Applying can be done fully online without the need to complete any paperwork or attend a meeting. Our loans are ideal for people looking to overcome financial strain.

Apply today and get your loan within the hour

Pronto has a name like this cause when we say hour we actually mean that if you apply for your loan now and you have made sure that you have all of your documents. Your driver’s license and your bank statements and you have answered all of the questions correctly and uploaded all your documents you could get your loan within the speedy time of nine minutes. Yes we know it sounds insane but our name is Pronto which means we will make sure there is no delay in your loan.

How you can get your funds

Well if your bank account is registered with one of the NZ banks then your money will be deposited into your account faster than you can log off our page. However, if your account is registered to another bank that is not a problem all you have to do is contact us and we will make arrangements for your loan to be transferred to you as soon as possible pronto so there are no delays.

Interest rates and application fees

Our company has interest rates that depend on the amount that you are lending and for how long you will be lending if you will be paying your loan back sooner your interest rates will be less than interest rates that are for a loan over a three year period. me a small cash emergency such as a car or medical bill and even for long-term needs or debt consolidation.

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Pronto Finance is a trusted & reliable provider of personal loans

In our review, Pronto Finance adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Pronto Finance is a registered credit provider in New Zealand: FSP417766

Customer Reviews & Testimonials

November 2020

When I moved from South Africa to New Zealand and couldn’t get a loan, all Pronto asked me for was my visa and I was accepted for my loan thank you

Dirkie S
— New Zealand —

December 2021

I applied for my loan I could not believe how quickly it went and I submitted it and got my response back within an hour and I was approved

John B
— Auckland —

Pronto Finance Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed