Rating based on 1,148 reviews


Pronto is a Registered Financial Service Provider / FSP417766

screenshot of Pronto homepage

About Pronto

Our customers are always complimenting us on our speed and great service on our payday loans - and we're proud of our high standard, efficient process and dedicated staff members.

If you need a no-nonsense lender than Pronto will certainly meet and exceed your expectations!

Payday loans at affordable rates

When you need a quick cash loan you may be tempted to go for the first lender that comes your way but a little bit of research will highlight the fact that Pronto offers one of the most affordable rates and the quickest turnaround times - just what you'd want out of a payday loan!

What Pronto can offer you

We can easily be regarded as one of the most innovative and speedy lenders in New Zealand but, we're still evolving every day by improving both our services and customer services.

This keeps us competitive and also keeps customers coming back time and time again.

Loan up to $20,000

Pronto offer personal loans starting at $200 but, also offer larger loan amounts up to $20,000. Our loan terms range from 3 months to 5 years and we can approve and credit loans in as little are 1 to 2 hours. Our interest rates range from 16% to 27.5% per annum depending on the loan amount and credit score.

Interest Rate

From 0 %

To 0 % Per annum

Loan Amount



Repayment Term

0 months

0 years

In a Nutshell

  •  Average processing time 1 to 2 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Apply online a get a quick personal loan through Pronto

When you need quick money you need a lender that can provide you with exactly what you need within a very short time frame and that's exactly what Pronto strive to provide.

Specialists in fast finance

With us, you won't have to worry about being rejected or having your loan delayed because we specialize in providing the quickest loans in the country!

Loan uses and applications

Applying can be done fully online without the need to complete any paperwork or attend a meeting. Our loans are ideal for people looking to overcome financial strain.

Apply today and get your loan within the hour

Pronto has a name like this cause when we say hour we actually mean that if you apply for your loan now and you have made sure that you have all of your documents. Your driver’s license and your bank statements and you have answered all of the questions correctly and uploaded all your documents you could get your loan within the speedy time of nine minutes. Yes we know it sounds insane but our name is Pronto which means we will make sure there is no delay in your loan.

How can you get your fund’s

Well if your bank account is registered with one of the NZ banks then your money will be deposited into your account faster than you can log off our page. However, if your account is registered to another bank that is not a problem all you have to do is contact us and we will make arrangements for your loan to be transferred to you as soon as possible pronto so there are no delays.

Interest rates and application fees

Our company has interest rates that depend on the amount that you are lending and for how long you will be lending for if you will be paying your loan back sooner your interest rates will be less than interest rates that are for a loan over a three year period.me a small cash emergency such as a car or medical bill and even for long term needs or debt consolidation.

Eligibility & Requirements

  •  Over 18 but under 65
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Earning a stable income
  •  Credit check
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Personal Loans
  • Cash Loans

Customer Reviews & Testimonials

Contact Details

  •  0800 543 718
 Visit Website Apply Directly


 Physical Address

  • 278 Queen St, Richmond, Tasman, 7020, New Zealand

Opening Hours

  •  Monday 09:00 – 17:00
  •  Tuesday 09:00 – 17:00
  •  Wednesday 09:00 – 17:00
  •  Thursday 09:00 – 17:00
  •  Friday 09:00 – 17:00
  •  Saturday Closed –
  •  Sunday Closed –