Rating based on 24 reviews

Future Finance


  • Low-interest starting from 10.93%
  • Personal loans up to $80,000
  • Repayment up to 5 years

In-page navigation

Future Finance homepage

Author Future Finance. Screenshot of Future Finance website. [Accessed May 23, 2018]

About Future Finance

With us, you can apply for a cash loan 24 hours a day - 7 days a week.

Whether you're using a mobile phone, tablet, or PC - you can apply for a loan online in a matter of minutes and have your application processed in hours. Don’t waste time trying to convince your bank manager to give you a loan - apply for a loan with us.

Assisting you with respect, and expertise

Our staff are well-trained and will assist each and every customer with professionalism, respect, and expertise. Whether you contact us by phone, send us an email, or complete our online loan application you will be dealt with in a friendly manner that's bound to stick with you long after you've repaid your personal loan.

What Future Finance can offer you

Applying for a loan is quick, easy and you can rest assured that you'll get your fast loan credited to your account quickly and flawlessly.

Our same-day approval is the very reason that customers choose to use our credit services as opposed to that of their local bank. It's simple, quick, and easy!

Our personal loans from $2,000

We offer personal loans that range from $2,000 to $80,000 with loan terms of between 6 months and 5 years. The interest rate offered is tailored to the customers' loan details and credit history but ranges from 10.93% to 100.67% per annum.

Future Finance Product Details

  • Loan Type Personal loans
  • Interest Rate 10.93 – 100.67% p/a
  • Loan Amount up to $80,000
  • Repayment 6 months to 5 years
  • Decision 60 minutes

Apply for a personal loan with Future Finance and get approved today

As an experienced, well-established, and reliable lender when you deal with us you know that you are dealing with the best that New Zealand has to offer!

We offer short-term loans from $2,000 all the way up to $80,000 and, we make selecting your loan amount easy with our accurate loan calculators, which will tell you how much you will pay each month for your desired loan amount and term.

Select, adjust and apply today

What do you need to apply? Well, we've made this quite simple. All you need to apply for a quick loan with Future Finance is certified a copy of your identity document, a 3-month bank statement, a payslip from your employer, and a utility bill to serve as proof of address.

Apply for your loan today

Our loan will shock you with the amount of time that it takes to complete. Could you imagine completing a loan that could take less than 5 minutes well ours only takes 2 minutes? We offer you the ability to contact us and apply for your loan over the phone.  Once you have submitted your application we will contact you to just verify all the information that has been given. If all your information is correct you may have to wait an hour and you will have your loan. Yes in 60 minutes you can have your loan approved.

Our interest rates and application fees

Our application fees are $465 dollars that you will have to pay for your application and this will help us find you’re the best loan possible and also go towards your administration that will need to be done for your loan. The best part of your fee is that it is included in your loan amount meaning you would only pay back one amount per month. Our interest rate is depending on your loan type.

You can contact us

If you have a query we will be here for you and we will help you get the answers that you require all you have to do is send us an email or phone us and we will help you.

man holding thumbs up

Future Finance is a trusted & reliable provider of personal loans

In our review, Future Finance adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Future Finance is a registered credit provider in New Zealand: FSP4261

Customer Reviews & Testimonials

March 2020

I applied for a loan using the online platform, my loan was approved within minutes and paid out on the same day

Andre S
— Dunedin —

December 2021

Future Finance has great interest rates, and it makes my personal loan affordable.

Angelique T
— Auckland —

Future Finance Contact Details

Contact Number



Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed