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Yes Finance

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About Yes Finance

Personal loans are among the most affordable types of loans that one can get - whether you need to refurbish your new home or buy a car but, with banks having strict lending criteria and very little room for error, it can be hard to get what you need.

At Yes Finance we offer affordable and flexible credit products with far less stringent qualification requirements.

Experienced staff that make all the difference

Our service agents are among the most experienced and well-trained people in the industry. When you need a short-term loan they will ensure it is processed at lightening fast speeds and in the most efficient manner. Our people are the reason for our ongoing success and we know it.

What Yes Finance can offer you

Personal loans generally carry a loan term of above 12 months since the loan amount is generally larger.

At Yes Finance our loan terms of up to 48 months allow you, the customer to pay less in monthly instalments and therefore free up a little extra income every month.

Tailoring loans to meet your needs

As a flexible lender, we like to tailor loans to meet our customer's needs. This is why we let you select your own loan term and loan amount. We offer quick loans from $700 to $30,000 which you can apply for entirely online.

Interest Rate

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Repayment Term

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In a Nutshell

  •  Average processing time 1 to 2 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

At Yes Finance we strive to give you an affordable loan in the quickest time possible

If you've ascertained that our products meet your individual loan requirements and circumstances then we invite you to make an online loan application on our website.

The above services are all designed to be simple, affordable and easy to apply for.

Consolidate debt, buy a car and more!

Personal loans are very commonly used to purchase a motor vehicle and to consolidate debt. Their versatility is due to the fact that they are the most affordable type of cash loans that you can get. Whether you need a small loan or a big one Yes Finance's loan is just right for the job!

We are here to help you

We endeavour to make sure that while you are applying for a loan. You will be given the best service we are here for you and we would like to make sure that when you apply you are feeling confident in the loan that you are choosing for yourself. We will help you decide because you are important to us and that is why we will listen to you and answer your questions and your queries,

Interest rates and fees

Our interest rates are between 14.9 and 29.9% our loan amounts are based on the amount that you will be loaning and the amount of time that you will be paying your loan back to us in. When you apply for a loan it depends on your age and if you are a risk or not in the case that you will be your interest rate will be higher.

When you apply for your loan

Please make sure that when you apply for your loan that you answer all of the questions that are applicable to you and do not leave any blank spaces. The more information that we have the better let us know why you would like to loan the amount and we will help you get approved for your loan.

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Earning a stable income
  •  Credit check
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Vehicle loans
  • Marine loans
  • Debt consolidation loans
  • Cash loans
  • Goods loan
  • Holiday loans
  • Business loans

Customer Reviews & Testimonials

Contact Details

 Visit Website Apply Directly


 Physical Address

  • 6F Sharkey Street, Auckland, Auckland, 2016, New¬†Zealand

 Postal Address

  • PO Box 23008, Hunters Corner, Auckland, 2155, New¬†Zealand

Opening Hours

  •  Monday 09:00 – 17:00
  •  Tuesday 09:00 – 17:00
  •  Wednesday 09:00 – 17:00
  •  Thursday 09:00 – 17:00
  •  Friday 09:00 – 17:00
  •  Saturday 09:00 – 13:00
  •  Sunday Closed –