Rating based on 1,258 reviews

Easy Loans NZ

screenshot of Easy Loans NZ homepage

About Easy Loans NZ

We've been operating for a number of years and have established ourselves as the best in the alternative finance industry of New Zealand.

Leveraging our good name and extensive customer base we've been able to improve our loan range and offer lower personal loan rates than ever before!

We deliver - every time

First time customers are always amazed at just how quickly we deliver, how affordable our personal loans are and how professional our staff are. This surprise can be understood since banks are known for treating customers like numbers in a system - get pre-approved in just hours with us!

What Easy Loans NZ can offer you

We offer secured loans that range from $400 to $100,000 and loan term from 6 months to 5 years.

In order to get a loan with Easy Loans NZ, you must be able to provide some form of security. We offer a quick loan processing time period and we are able to payout loans immediately after approval.

Flexible and affordable secured loans

These loans are ideal for a variety of cash needs such as when you have to pay a doctors bill, make repairs to your car and pay for travel and can even be used to consolidate debt or be used to buy a car. Our loan products are affordable and flexible and can be used for just about any need.

Interest Rate

From 0 %

To 0 % Per annum

Loan Amount



Repayment Term

0 months

0 years

In a Nutshell

  •  Average processing time 48 hours
  •  Online application
  •  In-store application
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Applying for a Loan with Easy Loan NZ

Our personal loans can be considered a mix between a payday loan and a regular personal loan.

We offer larger amounts and longer terms than those offered by payday lenders but are more closely linked to banks and traditional lenders in regard to our interest rate.

Quick loan applications

When you apply for a loan at Easy Loans NZ we will require the following documents to be attached to your application:

  • An identity document
  • Bank statements of 3 months
  • Your most recent payslips
  • A utility bill to show your address

We have a personal loan for you

You can apply for a loan to day from a 1000 to 50000 dollars for any reason at all and pay it back at the time that you have allocated it for. Perhaps you would like to go on that weekend away that you have been planning for months but never could afford well now you can all you have to do is take out a personal loan. Our loans can be paid back in nine months or less up to five years that you can pay back your loan for and if you would only like to pay back $30 dollars a week we will find a loan that will suit you.

Our interest rates and application fees

The fees for your online application and for us finding the best loan that will suit will be $445.05 and our interest rate on most of our loans is 17.95% the interest rate can differ from the loan that you would be applying for. Our application fees are added into your total loan amount meaning that you would be paying one sum per month for both your loan and application.

Apply today and get your journey started

We will help you get started all you have to do is click on apply and leave your stress and your financial burdens behind.

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Credit check
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Personal loans
  • Debt Consolidation loans
  • Instant finance
  • Business finance
  • Second mortgages
  • Factoring finance

Customer Reviews & Testimonials

Contact Details

  •  0800 11 22 74
  •  07 306 0270
  •  07 306 0274
 Visit Website


 Postal Address

  • 38 Richardson St, PO Box 497, Whakatane, 3120, New¬†Zealand

Opening Hours

  •  Monday 08:30 – 17:00
  •  Tuesday 08:30 – 17:00
  •  Wednesday 08:30 – 17:00
  •  Thursday 08:30 – 17:00
  •  Friday 08:30 – 17:00
  •  Saturday Closed –
  •  Sunday Closed –