Rating based on 39 reviews

Easy Loans NZ


  • Low-interest starting from 17.95%
  • Personal loans up to $100,000
  • Repayment up to 5 years

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Easy Loans NZ homepage

Author Easy Loans NZ. Screenshot of Easy Loans NZ website. [Accessed May 23, 2018]

About Easy Loans NZ

We've been operating for a number of years and have established ourselves as the best in the alternative finance industry of New Zealand.

Leveraging our good name and extensive customer base we've been able to improve our loan range and offer lower personal loan rates than ever before.

We deliver - every time

First-time customers are always amazed at just how quickly we deliver, how affordable our personal loans are, and how professional our staff is. This surprise can be understood since banks are known for treating customers like numbers in a system - get pre-approved in just hours with us.

What Easy Loans NZ can offer you

We offer secured loans that range from $400 to $100,000 and loan terms from 6 months to 5 years.

In order to get a loan with Easy Loans NZ, you must be able to provide some form of security. We offer a quick loan processing time period and we are able to payout loans immediately after approval.

Flexible and affordable secured loans

These loans are ideal for a variety of cash needs such as when you have to pay a doctor's bill, make repairs to your car, and pay for travel, and can even be used to consolidate debt or be used to buy a car. Our loan products are affordable and flexible and can be used for just about any need.

Easy Loans NZ Product Details

  • Loan Type Personal loans
  • Interest Rate 17.95 – 29.85% p/a
  • Loan Amount up to $100,000
  • Repayment 6 months to 5 years
  • Decision 48 hours

Applying for a Loan with Easy Loan NZ

Our personal loans can be considered a mix between a payday loan and a regular personal loan.

We offer larger amounts and longer terms than those offered by payday lenders but are more closely linked to banks and traditional lenders in regard to our interest rate.

Quick loan applications

When you apply for a loan at Easy Loans NZ we will require the following documents to be attached to your application:

  • An identity document
  • Bank statements of 3 months
  • Your most recent payslips
  • A utility bill to show your address

We have a personal loan for you

You can apply for a loan today from 1000 to 50000 dollars for any reason at all and pay it back at the time that you have allocated it for. Perhaps you would like to go on that weekend away that you have been planning for months but never could afford well now you can all you have to do is take out a personal loan in New Zealand. Our loans can be paid back in nine months or less up to five years than you can pay back your loan and if you would only like to pay back $30 dollars a week we will find a loan that will suit you.

Our interest rates and application fees

The fees for your online loan application and for us to find the best loan that will suit will be $445.05 and our interest rate on most of our loans is 17.95% the interest rate can differ from the loan that you would be applying for. Our application fees are added to your total loan amount meaning that you would be paying one sum per month for both your loan and application.

Apply today and get your journey started

We will help you get started all you have to do is click on apply and leave your stress and your financial burdens behind.

Customer Reviews & Testimonials

April 2020

When I moved from America to New Zealand and wanted to apply for a loan no other company wanted to help me and I got my loan from Easy Loans thanks for all the help.

Charles S
— Auckland —

February 2021

I applied for my loan online I got instant approval. Easy Loans NZ has a quick and easy online personal loan application.

Pat C
— Auckland —

Easy Loans NZ Contact Details

Contact Number


  • not available


Physical Address

Postal Address

  • 38 Richardson St, PO Box 497, Whakatane, 3120, New¬†Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed