Rating based on 1,106 reviews

Admiral Finance

Admiral Finance is a Registered Financial Service Provider / FSP9421

screenshot of Admiral Finance homepage

About Admiral Finance

As a transparent lender, we let our customer know what rates and fees our personal loans carry even when our competitors hide them to gain a competitive advantage.

Before you apply you can view the exact cost of a loan at Admiral Finance by using our loan calculators.

Making finance simpler for you

As a lender that strives to make finance simple for our customers, we've developed a reputation of being the go to guys when it's short term finance that you need. Our loan amounts are decent and our loan terms are flexible so you can get a bigger loan and get out of debt fast if you so wish to.

What Admiral Finance can offer you

At Admiral Finance we offer Kiwis personal loans with a minimum loan term of 6 months.

Our loan ranges from $5,000 to $50,000 and you can apply online, over the phone or in person at our offices. Our loan instalments are fixed and are currently sitting at 13.95% to 24.95%.

A versatile personal loan

Quick online loans may have a bit of a bad reputation but they are very useful tools which can be used for a variety of needs. Whether you want to make it until payday, make a large purchase and spread the cost out over a few months or keep your business going - they offer you the cash you need now and a short debt duration.

Interest Rate

From 0 %

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Loan Amount



Repayment Term

0 months

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In a Nutshell

  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Secured loan option
  •  Bad credit consideration

Admiral Finance offers personal loans that make a difference to you

From business bridging finance to paying bills and making expensive purchases and upgrades, short term loans are very useful and versatile.

They are, however, generally more expensive than regular personal loans and it's important for customers to carefully consider all their options before making an application.

A simple and quick online application

Our loan application is uniquely simple and quick, taking less than 10 minutes to complete. The reason we've made is so is because we understand that no one wants to sit around filling in lots of paperwork or waiting hours and day for a reply just to get a small amount of credit.

Apply for your loan in 5 minutes

Our loan has been designed for all of our members to use it with ease and not spend the whole day answering questions for a loan from us. You can apply for a personal loan that can be from 1000 dollars to 100000 dollars. We have you in mind when we designed our online application. We will contact you within the first hour of you completing your application and sending it through.

If you need advice - contact us

You can contact us if you need advice we are here for you if you have any questions or you would like to come to our branch we will assist you and help you with your application. All you have to do is contact us on the numbers below or come to our branch and we will assist you.

You do not need to be a resident to apply for a loan with us

We know there are members living in New Zealand that are not residents. If this is the case and you would like to apply for a loan with us. Please make sure that you have been in New Zealand for more than three years. Also that you will have proof if we do require it also if you have your visa please supply us with a copy when you apply for your loan.

Eligibility & Requirements

  •  22 years or older
  •  NZ resident
  •  Credit check
  •  Can you provide security
  •  Bank statements

Other Products & Services

  • Personal loans
  • Fast cash loans
  • Instant Finance
  • Car loans
  • Debt consolodation loans
  • Second mortgages
  • Business loans

Customer Reviews & Testimonials

Contact Details

 Visit Website


 Physical Address

  • 45 Mandeville Street, Level 1, Riccarton, Christchurch, Canterbury, 8011, New¬†Zealand

 Postal Address

  • PO Box 36, 606 Merivale, Christchurch, 8146, New¬†Zealand

Opening Hours

  •  Monday 08:00 – 16:45
  •  Tuesday 08:00 – 16:45
  •  Wednesday 08:00 – 16:45
  •  Thursday 08:00 – 16:45
  •  Friday 08:00 – 16:45
  •  Saturday – Closed during winter
  •  Sunday – Closed