Rating based on 22 reviews

Lending Crowd


  • Low-interest starting from 5.03%
  • Peer-to-peer lending up to $200,000
  • Repayment up to 5 years

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Lending Crowd homepage

Author Lending Crowd. Screenshot of Lending Crowd website. [Accessed May 23, 2018]

About Lending Crowd

Lending Crowd is New Zealand's most technologically advanced peer-to-peer lending platform - offering both borrowers and investors a flawless platform on which to borrow and lend.

Using our platform is simple, quick and overall a flawless process which ensures that transactions go down as they should.

How we work

Investors who want to see a good return on their money invest their savings into the platform which then attracts borrowers who are looking to escape the clutch of large banks and high fees. The investors remain anonymous and so do the borrowers who take out personal loans with Lending Crowd.

What Lending Crowd can offer you

The Lending Crowd offer personal cash loans, business loans and car loans that range from $2,000 to $200,000.

Our loan range is larger than that offered by our competitors and our rates are competitive. Our current rate starts from as low as 7.9% and we accept property and vehicles as security.

Understanding our services

Lending Crowd takes a platform fee for any loans that are successful and this is added to your final P2P loan cost. If you intend to purchase a vehicle you can use this very vehicle to secure the loan, however, it's important to note that we only offer secured loans.

Lending Crowd Product Details

  • Loan Type Peer-to-peer lending
  • Interest Rate 5.03 – 20.3% p/a
  • Loan Amount up to $200,000
  • Repayment 1 year to 5 years

Apply for a peer-to-peer loan and save

As one of the most advanced lenders in the country, we offer one of the most streamlined loan application processes and some of the best rates.

A fully online loan application

One of the biggest advantages that a peer-to-peer loan offers you is that you can apply 100% online and save a lot of time and money in the process. We have a quick and easy 8-minute loan application which is amongst the most refined you'll ever come across in the NZ lending market.

A few additional benefits

If you get your personal or business loan from the Lending Crowd you will get low rates, a loan term of either 3 or 5 years and you can repay your loan early by making additional payments. You can also top up your loan if you need additional funds before the end of the loan term.

Lending Crowd has some of the best human resources

We pride ourselves in the consultants that we have hired because we know that our customers and even management wouldn’t be anything without them. These are the very same people that go above and beyond to ensure that customers get the best credit deals Lending Crowd offers. This is the reason why our agents will advise when you are looking for a peer to peer loan so that you can choose an advance plan that is affordable for your budget. The last thing we want is to realize you now running out of budget due to not being properly guided with what loan works for you.

When will I know of the loan outcome?

Time is an important element to us and we try to ensure that all customers are notified of their loan applications on the same day. The only time we might take longer than usual is when we are awaiting personal documents from clients. If you want to make use of the money right away, don’t waste any time when we have to ask you to send some sort of documentation to us. The sooner we get your papers, the better.

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Lending Crowd is a trusted & reliable provider of peer-to-peer lending

In our review, Lending Crowd adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Lending Crowd is a registered credit provider in New Zealand: FSP390986

Customer Reviews & Testimonials

August 2018

A day was all it took for me to get my peer to peer loan at Lending Crowd.

Penelope L
— Helensville —

December 2018

Applying for the peer to peer loan was quite easy and straightforward from the beginning to the end.

Jonathan Y
— Henley —

March 2019

The interest rates are affordable and worth my while.

Verona G
— Herbert —

Lending Crowd Contact Details

Physical Address

Postal Address

  • PO Box 17422, Greenlane, Auckland, 1546, New Zealand

Opening Hours

  • not available