Rating based on 1,072 reviews
About Lending Crowd
Lending Crowd is New Zealand's most technologically advanced peer-to-peer lending platform - offering both borrowers and investors a flawless platform on which to borrow and lend.
Using our platform is simple, quick and overall a flawless process which ensures that transactions go down as they should.
How we work
Investors who want to see a good return on their money invest their savings into the platform which then attracts borrowers who are looking to escape the clutch of large banks and high fees. The investors remain anonymous and so do the borrowers who take out personal loans with Lending Crowd.
What Lending Crowd can offer you
Our loan range is larger than that offered by our competitors and our rates are competitive. Our current rate starts from as low as 7.9% and we accept property and vehicles as security.
Understanding our services
Lending Crowd takes a platform fee for any loans that are successful and this is added to your final P2P loan cost. If you intend to purchase a vehicle you can use this very vehicle to secure the loan, however, it's important to note that we only offer secured loans.
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In a Nutshell
Apply for a peer-to-peer loan and save
As one of the most advanced lenders in the country, we offer one of the most streamlined loan application processes and some of the best rates.
A fully online loan application
One of the biggest advantages that a peer-to-peer loan offers you is that you can apply 100% online and save a lot of time and money in the process. We have a quick and easy 8-minute loan application which is amongst the most refined you'll ever come across in the NZ lending market.
A few additional benefits
If you get your personal or business loan from the Lending Crowd you will get low rates, a loan term of either 3 or 5 years and you can repay your loan early by making additional payments. You can also top up your loan if you need additional funds before the end of the loan term.
Lending Crowd has some of the best human resources
We pride ourselves in the consultants that we have hired because we know that our customers and even management wouldn’t be anything without them. These are the very same people that go above and beyond to ensure that customers get the best credit deals Lending Crowd offers. This is the reason why our agents will advise when you are looking for a peer to peer loan so that you can choose an advance plan that is affordable for your budget. The last thing we want is to realize you now running out of budget due to not being properly guided with what loan works for you.
When will I know of the loan outcome?
Time is an important element to us and we try to ensure that all customers are notified of their loan applications on the same day. The only time we might take longer than usual is when we are awaiting personal documents from clients. If you want to make use of the money right away, don’t waste any time when we have to ask you to send some sort of documentation to us. The sooner we get your papers, the better.
Eligibility & Requirements
Other Products & Services
- Business loans
- Personal loans
- Buying a vehicle
Customer Reviews & Testimonials
A day was all it took for me to get my peer to peer loan at Lending Crowd.
— Helensville —
Applying for the peer to peer loan was quite easy and straightforward from the beginning to the end.
— Henley —
The interest rates are affordable and worth my while.
— Herbert —