Rating based on 27 reviews



  • Low-interest starting from 6.34%
  • Peer-to-peer lending up to $2,000,000
  • Repayment up to 5 years

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LendMe homepage

Author LendMe. Screenshot of LendMe website. [Accessed May 23, 2018]

About LendMe

LendMe is a peer-to-peer lending platform that simply offers you more than both banks and other peer-to-peer lenders.

They strive to listen to the needs of borrowers and pay them the attention and care they deserve. Their processes are refined, their rates are untouchable and their platform is flawless.

Why they're so much better

Unlike other peer-to-peer lending platforms that make the lending decisions on behalf of lenders - they let the people who want to invest their money make their own decisions about who they want to lend to. They simply facilitate the process and let both borrowers and investors do business and finance the way they want to.

Getting a loan that balances your budget

LendMe strives to have customers that are able to manage their finances effectively and they will help them get there.

It is pointless to apply for a peer-to-peer loan that will not balance your budget. They strongly advise their clients to only take on loans that will not cause them any harm. As long as you find a loan that will not make you change your monthly financial obligations, you are off to a good start.

What LendMe can offer you

At LendMe they offer secured personal loans that range from $25,000 to $2 million and their rates vary from as little as 6.64% to 15.04% - a rate that is simply unbeatable.

Their loans are ideal for purchasing property and they, therefore, offer personal, commercial, residential, and rural loans across NZ.

Do things differently

If you're looking to buy a home or refinance your current home - why not try LendMe? Their marketplace will enable you to access highly competitive rates and will put you in the driver's seat. You can also use their loans as a bridging loan until you get that new property in order and they offer loans to retired individuals as well.

Responsible decisions are important to them

They advise and assist as far as they can to ensure that you take out a loan that is right for your needs and budget without overextending your money.

Innovation and technology

Their processes are highly sophisticated as they make use of fast and streamlined technology to ensure quick and hassle-free investments and loan applications to their customers.

LendMe Product Details

  • Loan Type Peer-to-peer lending
  • Interest Rate 6.34 – 15.04% p/a
  • Loan Amount up to $2,000,000
  • Repayment 12 months to 5 years

Apply for a peer-to-peer loan quickly, simply apply online

Applying for a quick loan with LendMe is simple, quick and most of all you never have to leave your house to do it.

Their online personal loan application will take you only a few minutes to get through and once it's done they'll take care of the rest.

Registering and making your application

Step 1:

In order to get a loan through LendMe, you must first register on their platform. You can do this as an individual, as a couple, or even as a group in the case of businesses and people looking for start-up capital.

To complete an online loan application you will need to provide some form of identification, your address, bank account details, IRD numbers, 3 months bank statements, and agree to their Borrower Agreements and Disclosure Statement.

Step 2:

They will come back to you with answers and options.

Step 3:

You can make your final decision and accept the offer once you are happy to proceed. They will then ensure that you receive the funds a few short hours later.  

Always borrow the exact amount of money that you need

Should you want to borrow a lower amount of money and you find that you actually qualify for more, don’t change your mind for a higher amount of money. This may be a big mistake for your budget and you will also be paying a higher amount on interest rates.

Having a sheer sense of financial discipline goes a long way. It will help you when you really need to borrow money in the future and your credit profile is still in good records. They want their customers to be able to use and spend money wisely and not recklessly. Even though the choice remains in your hands, they will do their best to guide and advise you to make a wise and informed decision when you take out a loan.

Benefits of a loan with LendMe

  • You get to choose on your own.
  • They will do all the hard work for you.
  • Great rates, terms, and loan amounts.
man holding thumbs up

LendMe is a trusted & reliable provider of peer-to-peer lending

In our review, LendMe adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

LendMe is a registered credit provider in New Zealand: FSP393946

Customer Reviews & Testimonials

February 2020

LendMe gave me a second chance and approved my loan application.

Heather G
— Haast —

April 2020

The peer to peer loan application was fast and easy to complete.

Graham I
— Hakataramea —

March 2020

I knew that my loan application was approved on the very same day!

Vanessa H
— Hawera —

October 2021

LendMe is the most amazing marketplace to get exactly the funds you need. I am super happy with the deal I secured through them.

Morrison S
— Hamilton —

June 2021

It’s a safe and secure way to get money fast. I am so glad that I came across them before taking a loan with my bank.

Mills G
— Nelson —

September 2021

I was just about to take out a loan from a traditional lender when one of my friends told me about LendMe, and it is true, they are simply the best.

Hill S
— Auckland —

LendMe Contact Details

Physical Address

Postal Address

  • PO Box 1290, Auckland, 1140, New Zealand

Opening Hours

  • not available