Rating based on 27 reviews



  • Low-interest starting from 6.34%
  • Peer-to-peer lending up to $2,000,000
  • Repayment up to 5 years

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LendMe homepage

Author LendMe. Screenshot of LendMe website. [Accessed May 23, 2018]

About LendMe

LendMe is a peer-to-peer lending platform that simply offers you more than both banks and other peer-to-peer lenders.

We strive to listen to the needs of borrowers and pay them the attention and care they deserve. Our processes are refined, our rates are untouchable and our platform is flawless.

Why we're so much better

Unlike with other P2P lending platforms who make the lending decisions on behalf of lenders - we let the people who want to invest their money making their own decisions of who they want to lend to. We simply facilitate the process and let both borrowers and investors do business and finance the way they want to.

What LendMe can offer you

At LendMe we offer secured personal loans that range from $25,000 to $2 million and our rates vary from as little as 6.64% to 15.04% - a rate that is simply unbeatable!

Our loans are ideal for purchasing property and we, therefore, offer personal, commercial, residential and rural loans across NZ.

Do things differently

If you're looking to buy a home or refinance your current home - why not try LendMe? Out marketplace will enable you to access highly competitive rates and will put you in the driver's seat. You can also use our loans as a bridging loan until you get that new property in order and we offer loans to retired individuals as well.

LendMe Product Details

  • Loan Type Peer-to-peer lending
  • Interest Rate 6.34 – 15.04% p/a
  • Loan Amount up to $2,000,000
  • Repayment 12 months to 5 years

Apply for a peer-to-peer loan quickly, simply apply online

Applying for a quick loan with LendMe is simple, quick and most of all you never have to leave your house to do it! Our online personal loan application will take you only a few minutes to get through and once it's done we'll take care of the rest!

Registering and making your application

In order to get a peer to peer loan through LendMe, you must first register on our platform. You can do this as an individual, as a couple or even a group in the case of businesses and people looking for start-up capital.

To complete an online loan applicationyou will need to provide some form of identification, your address, bank account details, IRD numbers, 3 months bank statements and agree to out Borrower Agreements and Disclosure Statement.  

Always borrow the exact amount of money that you need

Should you want to borrow a lower amount of money and you find that you actually qualify for more, don’t change your mind for a higher amount of money. This may be a big mistake for your budget and you will also be paying a higher amount on interest rates. Having a sheer sense of financial disciplines goes a long way. It will help you when you really need to borrow money in the future and your credit profile is still in good records. We want our customers to be able to use and spend money wisely and not recklessly.

Getting a loan that balances your budget

It is pointless to apply for a peer to peer loan that will not balance your budget. What you should rather do is get yourself a loan that will not give you any headaches or stress. Compare credit plans if you have to. As long as you find a loan that will not make your change your monthly financial obligations, you off to a good start. LendMe strives to have customers that are able to manage their finances effectively and we will help them get there.

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LendMe is a trusted & reliable provider of peer-to-peer lending

In our review, LendMe adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

LendMe is a registered credit provider in New Zealand: FSP393946

Customer Reviews & Testimonials

February 2019

LendMe gave me a second chance and approved my loan application.

Heather G
— Haast —

April 2019

The peer to peer loan application was fast and easy to complete.

Graham I
— Hakataramea —

March 2019

I knew that my loan application was approved on the very same day!

Vanessa H
— Hawera —

LendMe Contact Details

Physical Address

Postal Address

  • PO Box 1290, Auckland, 1140, New Zealand

Opening Hours

  • not available