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Future Finance

Future Finance is a Registered Financial Service Provider / FSP4261

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About Future Finance

We're one of the only lenders in New Zealand that offer payday cash loans at rates that are comparable to those offered by large banks.

This makes our loans one of the cheapest options and is the reason people prefer to use us. We offer a 100% online loan application and super low rates!

We listen to your needs

Why deal with lenders who are inflexible and have no interest in listening to your needs? We're different because we evaluate each and every application individually and we actually listen to what you have to say and what you need before making you a quick cash loan offer.

What Future Finance can offer you

In addition to affordable personal cash loans we also offer business loans which you can take out on the same day that you apply and repay in full on your next payday.

These loans are also available to people who are who have poor credit.

Borrow up to $80,000

At Future Finance we're years ahead of our competitors and offer secured loans that start from $2,000 and go up to $80,000. You can use our fantastic range of loans to consolidate debts, make purchases and just about anything else you can think of! Our loan terms which range from 6 months to 5 years which makes it possible for you to borrow money even on a tight budget.

Interest Rate

From 0 %

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Loan Amount



Repayment Term

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In a Nutshell

  •  Average processing time 60 minutes
  •  Online application
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Online applications are the future of finance!

Many people ask us about additional fees and charges as well as what happens in the event that the fast loan isn't repaid on the due date.

In such an event you will be charged a non-payment penalty so it's best to contact us if you expect to have any difficulty in making the required repayment.

We're a responsible lender

While we can process loans at incredibly fast speeds we are very accurate in determining affordability and will always offer customers personal loans and loan terms that work with their current income and expense situation. Please make use of our loan calculators to determine the ideal combination for you.

Your future is in your hands with loan calculators

With the assistance of modern technology, you are now able to gain more control over your financial situation. If you are the type of individual that prefers a hands-on approach to finance then please make use of our loan calculators to determine the ideal combination for you. With the assistance of a loan calculator, you will be able to determine the highest affordable monthly repayment you can make. This will assist you in choosing the most affordable borrowing amount as well as the most suitable loan term. Take control of your finances today and make our loan work for you.

Finance in a flash with Future Finance

Back in the day applying for loans was a daunting process with the tedious bank queues, stacks of paperwork and hours of processing time. We are happy to say that the old fashion way of finance is no more. We have embraced modern technology completely in order to create a more streamlined loan experience for our customers. With the evolution of our process, we have been able to make borrowing faster, simpler and more convenient for all parties involved.

Finance at your fingertips

If you have a Smartphone, Tablet or laptop you can now complete our application anywhere and anytime. Whether you are at home getting an early night in or out at the pub with friends – you can apply when it is most convenient for you to do so. Wait only a few minutes for a response and, if approved, you can have the money paid into your account within the day.

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Active NZ bank account
  •  Can you provide security
  •  Bank statements

Other Products & Services

  • Personal Loans
  • Business Loans
  • Debt Consolidation Loans

Customer Reviews & Testimonials

Contact Details

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