Rating based on 1,256 reviews
About Crester Credit
We require all applicants to have a good to fair credit history to be able to get a loan with us but we may consider those with a poor credit history.
While you may have a few missed payments on your credit file we cannot assist those who are blacklisted or have filed for bankruptcy.
Flexible Lending Terms
Apart from the fantastic speed at which we move you'll find that our personal micro loans are more affordable and more flexible than anything else you'll find on the market. You can borrow as much or as little as you need and choose a repayment term that makes it affordable for you.
What Crester Credit can offer you
Our short-term loans can be used for a multitude of purposes from paying bills and buying groceries to buying stock for your business when cash flow is at a halt.
With reasonable rates and flexible repayment options you can mould the loan to suit your own needs precisely.
Our Loan Details
We offer secured fast cash loans that range from $500 to $15,000 at an interest rate of 22.95% per annum. If you need a short or medium term loan Crester Credit can help you. Our maximum loan term is 3 years and we offer a 1 hour loan application decision.
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In a Nutshell
- Average processing time 1 hour
- Online application
- In-store application
- Secured loan option
- Bad credit consideration
- Early repayment
Getting your Crester Credit Loan
Crester Credit is an online lender that allows people to apply for short term finance online from any device including a PC, laptop, tablet or android mobile.
When you apply for a loan you will fill in your personal, contact and employment details and then receive an email confirming receipt of your application.
Filling out our online application
After filling in all of your personal, employment and contact details you will receive an email response which will confirm receipt of your application and give you instructions on how to upload or send us your supporting documents which will include you ID, bank statements and proof of address. Applicants must be eighteen years or older in age, and they must be residents of New Zealand, in order to be considered for the loan application. They also need to be employed and be earning a stable income, to be eligible. We check the credit and bank history of the clients to ensure reliability. We require certain documents to be submitted; including pay slips as proof of employment and bank statements to assess financial history. Lastly, you must submit proof of residence
We give you many options to choose from
We know that the needs of every client differ, hence our range of products. Our personal loans are available for any circumstance and situation. We have car loans for you to buy the vehicle of your dream or to simply repair your old one. Our business loans are for the clients that are looking to invest in a new venture, while our home renovation loans are for those who need financial help to repair their house. We know that clients might need to access health facilities at any time, which is why our medical loans are in place.
Lastly, we have debt consolidation options, that allow us to handle your finances and manage all your loans – making life easier
Eligibility & Requirements
- 18 years or older
- NZ resident
- Employed full-time
- Credit check
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Personal loans
- Car loans
- Bad credit loans
- Business loans
- Debt consolidatioin loans
- Health and medical loans
- Home renovation loans
Customer Reviews & Testimonials
I needed to pay my hospital loans and that’s how I came across Crester Credit. It was the best decision I made
— Auckland —
I needed a loan and the staff made sure to explain everything properly. It was great and everything was easier
— Queenstown —