Rating based on 14 reviews

Crester Credit


  • Low-interest starting from 22.95%
  • Quick loans up to $15,000
  • Repayment up to 3 years

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Author Crester Credit. Screenshot of Crester Credit website. [Accessed May 23, 2018]

About Crester Credit

We require all applicants to have a good to fair credit history to be able to get a loan with us but we may consider those with a poor credit history.

While you may have a few missed payments on your credit file we cannot assist those who are blacklisted or have filed for bankruptcy.

Flexible lending terms

Apart from the fantastic speed at which we move you'll find that our personal micro loans are more affordable and more flexible than anything else you'll find on the market. You can borrow as much or as little as you need and choose a repayment term that makes it affordable for you.

What Crester Credit can offer you

Our short-term loans can be used for a multitude of purposes from paying bills and buying groceries to buying stock for your business when cash flow is at a halt.

With reasonable rates and flexible repayment options, you can mould the loan to suit your own needs precisely.

Our loan details

We offer secured fast cash loans that range from $500 to $15,000 at an interest rate of 22.95% per annum. If you need a short or medium-term loan Crester Credit can help you. Our maximum loan term is 3 years and we offer a 1-hour loan application decision.

Crester Credit Product Details

  • Loan Type Quick loans
  • Interest Rate from 22.95%
  • Loan Amount up to $15,000
  • Repayment 30 days to 3 years
  • Decision 1 hour

Getting your Crester Credit Loan

Crester Credit is an online lender that allows people to apply for short term finance online from any device including a PC, laptop, tablet or android mobile.

When you apply for a loan you will fill in your personal, contact and employment details and then receive an email confirming receipt of your application.

Filling out our online application

After filling in all of your personal, employment and contact details you will receive an email response which will confirm receipt of your application and give you instructions on how to upload or send us your supporting documents which will include you ID, bank statements and proof of address. Applicants must be eighteen years or older in age, and they must be residents of New Zealand, in order to be considered for the loan application. They also need to be employed and be earning a stable income, to be eligible. We check the credit and bank history of the clients to ensure reliability. We require certain documents to be submitted; including payslips as proof of employment and bank statements to assess financial history. Lastly, you must submit proof of residence

We give you many options to choose from

We know that the needs of every client differ, hence our range of products. Our personal loans are available for any circumstance and situation. We have car loans for you to buy the vehicle of your dream or to simply repair your old one. Our business loans are for the clients that are looking to invest in a new venture, while our home renovation loans are for those who need financial help to repair their house. We know that clients might need to access health facilities at any time, which is why our medical loans are in place.

Lastly, we have debt consolidation options, that allow us to handle your finances and manage all your loans – making life easier

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Crester Credit is a trusted & reliable provider of quick loans

In our review, Crester Credit adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Crester Credit is a registered credit provider in New Zealand: FSP 229306

Customer Reviews & Testimonials

January 2019

I needed to pay my hospital loans and that’s how I came across Crester Credit. It was the best decision I made

Kaia G
— Auckland —

March 2019

I needed a loan and the staff made sure to explain everything properly. It was great and everything was easier

Ryan B
— Queenstown —

Crester Credit Contact Details

Physical Address

Opening Hours

  • Monday 9.00 – 17.00
  • Tuesday 9.00 – 17.00
  • Wednesday 9.00 – 17.00
  • Thursday 9.00 – 17.00
  • Friday 9.00 – 17.00
  • Saturday – closed
  • Sunday – closed