Rating based on 15 reviews

Admiral Finance


  • Low-interest starting from 13.95%
  • Quick loans up to $50,000
  • Repayment up to 5 years

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Author Admiral Finance. Screenshot of Admiral Finance website. [Accessed May 23, 2018]

About Admiral Finance

If you are having financial difficulties, Make the smart choice and come to Admiral Finance for an instant loan today.

The unexpected has a way to creep up on us in the worst of times. These unwanted financial surprises often come at times when you just don't have money for unplanned events. Thank goodness for Admiral Finance. When you find yourself in a situation where you need a fast loan, you can rest assured that you can always count on Admiral Finance.

What makes them different from the rest

Admiral Finance takes great pride in the fact that they have a huge amount of combined experience. They have a completely new approach to lending that benefits you, the borrower, in every way.

They care about each customer in a dedicated and understanding manner. They listen to your story and help you to make an informed, healthy financial decision.

Admiral Finance doesn't use conventional methods in deciding whether to borrow you the money or not. They understand that situations change and take that into account when deciding on a quick loan.

Quick loans from Admiral Finance

Admiral Finance was founded by a chartered accountant called Dougal Shand in 2003. He had a successful career but wanted to do something for his people.

Knowing and understanding the mainstream lending industry, he decided to do things differently. He wanted to make things easier for people in need of quick loans.

Understanding the gap in the market, and being able to make a change, he set about to bring NZ a lender with a difference. It was clear very soon that Admiral Finance was making life better for many people.

What Admiral Finance can offer you

Admiral Finance delivers products and services with compassion and comprehension. They make listening to the needs of their customers a priority.

Giving people quick loans is easy. Admiral Finance wants to make sure that they give people the money they need and that they can afford it. Being responsible when lending is a big deal to them.

Too many lenders give out instant loans to people who are already deeply indebted. This adds to their financial frustration and will eventually cause an even bigger money problem. 

See to those unexpected money matters

Whether it is a medical emergency, an unexpected vet bill, or even your car breaking down, Admiral Finance is there to give you the fast loan you need.

Many people find themselves in need of a quick loan at least once in their lifetime. With the growing financial crises these days more and more people need instant finance for life's surprises.

With Admiral Finance you never have to feel that there is no solution. They have helped many people over the years to obtain fast loans.

Admiral Finance offers more than just fast loans

The founder of Admiral Finance knew that there was a gap in the market for more convenient and easier financial solutions in all departments.

The company soon started offering more than just quick loans. They also offer bridging loans to people waiting on funds. The team at Admiral Finance knows that when you need to pay for things, a bridging loan can help you stay ahead of things. By offering bridging loans of up to $50 000 they assure you that they pay out their bridging loans within 24 hours of approval.

Admiral Finance Product Details

  • Loan Type Quick loans
  • Interest Rate 13.95 – 24.95% p/a
  • Loan Amount up to $50,000
  • Repayment 6 months to 5 years
  • Decision 24 hours

Our application process is quick and easy!

Admiral Finance has a few options to apply for a quick cash loan.

You can apply for a loan online on their website, telephonically, or by visiting their offices in Christchurch.

The Requirements for a quick cash loan from Admiral Finance: 

  • You need to be at least 18 years or older.
  • You will need someone to guarantee your quick cash loan if you are between 18 - 21 years old.
  • For a quick cash loan, you need to be an NZ citizen or live in NZ with a Permanent Residents Visa.
  • A valid photo ID will be required.

Applying online is the fastest and most convenient way and only takes 5 minutes of your time.

Step one:

You can go online to their website and complete the quick cash loan application form there. Answering all the questions honestly is always a good idea. This ensures a fast decision on your fast loan. After you have completed the application you can submit it.

Step two:

The friendly and experienced people from Admiral Finance will assess your quick loan and contact you within 60 minutes. This applies only to business hours.

Step three:

Once they are happy that everything is in order, they will decide on your instant finance. If your loan is approved, the money will be paid into your account within 24 hours or by a cash cheque.

Admiral Finance makes you their main priority

When choosing a lender to get a quick loan from, make sure you choose wisely. Go with a lender that listens to your needs. Admiral Finance is a lender that listens. By putting their customers first they have grown from humble beginnings and helping people achieve financial freedom is a big deal to them. Choose Admiral Finance for the financial freedom you deserve.

Benefits of a quick cash loan from Admiral Finance 

  • Admiral Finance is a company you can trust.
  • They payout approved loans within 24 hours.
  • They offer competitive rates.
  • Their quick loans are flexible to suit all situations.
man holding thumbs up

Admiral Finance is a trusted & reliable provider of quick loans

In our review, Admiral Finance adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Admiral Finance is a registered credit provider in New Zealand: FSP9421

Customer Reviews & Testimonials

December 2020

The team was extremely helpful! They answered all my questions and helped me through the process which was initially overwhelming.

Rebecca M
— Christchurch —

July 2020

I contacted them on Monday and my loan got approved on such a short time frame, I was so surprised! I was expecting it to take weeks.

Lucas J. B
— Queenstown —

September 2021

I was scared about consolidating my debts, but Admiral made it super easy for me. I no longer have to keep track of so many things happening. It feels like a huge burden is lifted off my shoulder...

Vanessa K
— Auckland —

May 2021

I received a vet bill that was unexpected and did not know where to go for help. A friend told me about the quick cash loan from Admiral Finance. I applied and received the money the next day. Th...

Moore M
— Auckland —

July 2021

I never realized that getting a quick cash loan could be this easy. I went online and applied with Admiral Finance and was pleased to have the money in my account within 24 hours. What a great co...

Williams L
— Nelson —

February 2022

Getting a quick cash loan from Admiral Finance was the best choice I could ever make. The people are super friendly and very helpful. Everything is clear and understandable. Their website is easy...

Brown L
— Christchurch —

Admiral Finance Contact Details

Contact Number



Physical Address

  • Level 1, 45 Mandeville St, Riccarton Christchurch Canterbury 8011 New Zealand
  • Get Directions

Postal Address

  • PO Box 36 606, Merivale, Christchurch, 8146, New¬†Zealand

Opening Hours

  • Monday 08:00 – 16:45
  • Tuesday 08:00 – 16:45
  • Wednesday 08:00 – 16:45
  • Thursday 08:00 – 16:45
  • Friday 08:00 – 16:45
  • Saturday – Closed
  • Sunday – Closed