Rating based on 1,338 reviews
About Admiral Finance
Since we're an online lender we know that the first impression you'll gain of us is entirely dependent on our website.
That's why we've made our lending platform modern, accurate and simple - so you can get to know us before you ever even apply for a loan online!
A lenders that's 100% open and honest
We help Kiwis access the most affordable and the most suitable financial solutions online. You can find anything you need to know clearly listed on our website - from quick loan amounts and loan terms and conditions to rates, fees and penalties - with us you're always in the know!
What Admiral Finance can offer you
We offer some of the most flexible and affordable online personal micro-loans in New Zealand.
With us you can get a loan of between $5,000 and $50,000 and you can choose a loan term that stretches from 6 to 60 months depending on your loan amount needs and monthly repayment abilities.
A unique NZ online lender
We're one of the very few lenders in New Zealand that offer both shorter and longer loan terms and allow customers to access credit even when their income isn't particularity high. In addition to more flexible terms we also offer better rates than our competitors.
From 0 %
To 0 % Per annum
In a Nutshell
- Average processing time 24 hours
- Online application
- In-store application
- Secured loan option
- Bad credit consideration
Our application process is quick and easy!
Although our short term loans are highly versatile and can be used for anything from paying bills to going on holiday we do not recommend that customers use a short term loan to consolidate debt as the terms are too short and may actually cause more harm than good.
Applicants need to simply go on our website and click on the apply option, this will redirect you to an online application form. After entering all the essential information and submitting the form, you only need to wait for our team to contact you! This is a hassle-free system, which saves time and energy.
Secured cash loans with better rates
We offer only secured fast loans and will always ask you to offer up some form of security. This means that those who are not homeowners or do not own a vehicle or other form of security cannot qualify for a loan. Since we offer both smaller and larger loan amounts our loan terms are flexible to match this loan amount versatility.
Choose the right loan
Admiral Finance offers are a vast variety of loans because we know that clients have varying needs. We provide you with personal loans, vehicle loans like; car loans, boat loans as well as home renovation loans. We know that clients at a time need money quick; hence we offer fast cash loans as well as instant loans. We cater to customers that are not in a position to give security, in the form of our unsecured loans.
Moreover, we know that businesses need finances to flourish; which is why we offer business loans as well as financing options – for our business-oriented clients. Our debt consolidation is a perfect option for clients with multiple loans that need to manage their finances. Finally, we also have the bridging finance option for those that require a short-term loan for their long term finances
Eligibility & Requirements
- 22 years or older
- NZ resident
- Credit check
- Can you provide security
- Bank statements
Other Products & Services
- Personal loans
- Fast cash loans
- Instant loans
- Car loans
- Debt consolodation
- Second mortgages
- Business loans
- Financing options
- Boat loans
- Home renovation loans
- Unsecured loans
- Bridging Finance
Customer Reviews & Testimonials
The team was extremely helpful! They answered all my questions and helped me through the process which was initially overwhelming.
— Christchurch —
I contacted them on Monday and my loan got approved on such a short time frame, I was so surprised! I was expecting it to take weeks.
Lucas J. B
— Queenstown —
I was scared about consolidating my debts, but Admiral made it super easy for me. I no longer have to keep track of so many things happening. It feels like a huge burden is lifted off my shoulder.
— Auckland —
- Level 1, 45 Mandeville St, Riccarton, Christchurch, Canterbury, 8011, New Zealand
- PO Box 36 606, Merivale, Christchurch, 8146, New Zealand
- Monday 08:00 – 16:45
- Tuesday 08:00 – 16:45
- Wednesday 08:00 – 16:45
- Thursday 08:00 – 16:45
- Friday 08:00 – 16:45
- Saturday Closed during winter –
- Sunday Closed –