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Chequers Finance

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About Chequers Finance

One of our company's most prized assets is our staff members who dedicate themselves to our lending business and to our customers.

Whether you're a new or existing customer when you use Chequers Finance you will be dealt with in a professional manner by our expert staff.

A fair lender with a flexible mindset

We're a lender that wants to see our customers thrive. We believe that each and every New Zealander should have the right to access credit when they need it and that's why we consider all applications equally - whether the client has a good or bad credit history.

What Chequers Finance can offer you

We offer short term loans that range from $100 to $1,000 at an APR of 440% per annum.

Our loans do not require security and are ideal for short term cash flow shortages and emergencies. Our loan terms range 1 to 4 weeks and we process loans in just 2 to 3 hours.'

Calculating your ideal loan amount and term

Prior to beginning your online loan application we recommend that you use the loan calculators we have available to assist you in choosing a loan amount and loan term that will fit in well with your income and budget. If you need any assistance do not hesitate to contact us.

Interest Rate

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Repayment Term

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In a Nutshell

  •  Average processing time 2 to 3 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment

Get your quick cash loan paid out within an hour

Our loan application can easily be completed in under 10 minutes - which means that you can get a loan from us in a fraction of the time that you'd get one at your local bank!

In this fast-moving world, there is little time for the hassle involved in lengthy application processes. Which is why we have made things ten times easier by introducing an online application system. Lenders can access the application on the web. As this is an era of technology, the application is accessible from any device, anywhere in New Zealand; which is why the lenders can apply for loan at any given time. We also have an in-store application, for those who do not have access to the online system or prefer on site application.

Quick online loans

We pride ourselves in our ability to process loan applications fast! When you need a payday loan to tide you over our services will meet your needs and help you save both time and money.

A responsible lender

Although we are an online lender we operate much in the same way as a bank and are required by law to evaluate your credit history before approving your for a bad credit loan or a short term loan. If you are bankrupt or have a high amount of debt we may not be able to assist you.

Certain requirements exist for the prospective applicants to be considered. This eligibility is subject to age, residence and financial position of the lenders. You must be older than or 1 years of age to apply for the loan. You also need to be a New Zealand resident to be considered. Like mentioned before, we also do a thorough credit check to ensure that clients do not have a bad credit history and would be able to provide security. Bank statements and proof of residence are also needed for the application to go through. Lastly, applicants must be employed or should be earning a stable income.

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Earning a stable income
  •  Credit check
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Personal loans
  • Cash loans
  • Fast loans
  • Emergency cash loans
  • Responsible Lending

Customer Reviews & Testimonials

Contact Details

  •  (07) 838 2939
  •  (07) 838 2979
 Visit Website Apply Directly


 Physical Address

  • 137 Alexandra St, Hamilton, Waikato, 3204, New¬†Zealand

 Postal Address

  • PO Box 19140, Hamilton, 3204, New¬†Zealand

Opening Hours

  •  Monday 09:00 – 17:00
  •  Tuesday 09:00 – 17:00
  •  Wednesday 09:00 – 17:00
  •  Thursday 09:00 – 17:00
  •  Friday 09:00 – 17:00
  •  Saturday Closed –
  •  Sunday Closed –