Rating based on 36 reviews



  • Low-interest starting from 16%
  • Quick loans up to $20,000
  • Repayment up to 5 years

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Pronto homepage

Author Pronto. Screenshot of Pronto website. [Accessed May 23, 2018]

About Pronto

Pronto is the best option for quick cash loans in NZ.

If you need a quick loan, chances are slim that your local bank will be able to assist you as quickly as you need them to.

At Pronto, they can help you access the money you need when you need it and for as long as you need it. Their cash loans are simple, convenient and most of all, affordable.

Same day loans guaranteed by Pronto

Getting a quick loan in NZ may seem a daunting task that will take you days to complete and will leave you feeling like the effort was simply not worth the reward. With an online quick loan lender like Pronto, you can get the instant loan you need on the same day that you apply and with no stress.

Instant finance options Pronto offers

While short-term loans are usually unsecured, they also offer secured quick loans which allow them to significantly lower the borrowing cost to you.

If you want an affordable instant loan Pronto is the best place to get one with their competitive interest rates and fees.

What Pronto can offer you

Their loan application consists of only one page and can be completed in just a few minutes.

Due to the simplicity and speed at which you can get instant finance at Pronto, they are simply the country's most popular lender. With them, you can get an instant loan of up to $20,000 and secure an interest rate as low as 16%.

The most convenient and affordable quick loans

They will review your monthly income and expenses to make you a loan offer that will meet your budget and needs simultaneously. You can use their loan calculators to determine the best fast loan amount and term however, they may make an alternative suggestion.

Technology that sets their loans apart 

Their instant digital signature advanced technology allows for faster processing of loans which is why they are the lender to look to for fast loans. With them, you can receive the funds within just 9 minutes.

Get the money you need in a blink of an eye without the hassle.

Pronto Product Details

  • Loan Type Quick loans
  • Interest Rate 16 – 27.5% p/a
  • Loan Amount up to $20,000
  • Repayment 3 months to 5 years
  • Decision 1 to 2 hours

Our cash loans are simple, convenient and, most of all, affordable

Once you've completed the online quick cash loan application it's then time to upload your ID, bank statements, and proof of address.

Those who are employed will also be required to provide their two most recent payslips in the case that their bank statements are insufficient while those who are self-employed can apply by providing their bank statements alone.

Introducing the easiest fast loan application process 

Technology has assisted them to make a streamlined application process for their customers. No one has the time to sit around waiting on a response which is why they do not expect you to.

Step 1:

Simply complete their online loan application via any Smartphone, Tablet, or personal computer and get a response within minutes.

Step 2:

Once your application has been assessed and your quick loan is approved you can simply sign the documentation online and the cash will be paid into your account – it is that simple.

No more afternoons spent at the bank – all you need is the electronic device of your preference and the comfort of your own home.

Pronto 9-minute quick cash loan payout guarantee

Efficiency is their middle name which is why they aim to get finance delivered to you pronto. It is their promise to have your cash cleared into your account within nine minutes of you signing your contract.

If they are unable to live up to their nine-minute promise then they guarantee that they will make your first repayment for you. With them, efficiency is everything.

Benefits of a Pronto quick loan

  • Carefully designed loans.
  • 9-minute cash payouts.
  • Quick approval and processing.
  • Friendly and well-informed staff members.
  • Great prices.
  • Flexibility together with freedom of choice.
  • Quick loans up to $20,000.
  • Innovative technology.
man holding thumbs up

Pronto is a trusted & reliable provider of quick loans

In our review, Pronto adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Pronto is a registered credit provider in New Zealand: FSP417766

Customer Reviews & Testimonials

November 2020

I read about the Pronto promise but never thought that it would actually turn out to be true. I was pleasantly surprised by the efficiency of the promise!

Barry N
— Queenstown —

December 2020

Pronto helped me to finance the family vacation that I had been promising my family for years! Thank you for helping my family and I get the break we deserved.

John A
— Ettrick —

November 2020

After being turned away by multiple banks and lenders I was beginning to give up hope. But that was when I found Pronto and they gave me the chance to get the finance I have been needing despite ...

— Dipton —

February 2020

I am a very hands-on type of individual which is why I found the online calculator a very nifty tool. I was able to determine the best loan option for my situation with the help of this wonderful...

Trevor V
— Matata —

November 2021

I received my money in less than 10 minutes. I am so extremely chuffed with their service.

Smith A
— Queenstown —

August 2021

They are fast, friendly, and efficient when it comes to financing. I am a very loyal and happy client of theirs.

Henderson J
— Napier —

Pronto Contact Details

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed