Rating based on 36 reviews



  • Low-interest starting from 16%
  • Quick loans up to $20,000
  • Repayment up to 5 years

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Author Pronto. Screenshot of Pronto website. [Accessed May 23, 2018]

About Pronto

If you need a quick cash loan chances are slim that your local bank will be able to assist you as quickly as you need them to.

At Pronto, we can help you access the money you need when you need it and for as long as you need it. Our cash loans are simple, convenient and most of all, affordable! 

Same day cash loans guaranteed

Getting a loan may seem a daunting task that will take you days to complete and will leave you feeling like the effort was simply not worth the reward but, with an online lender like Pronto you can get the cash loan you need on the same day that you apply and with no stress.

What Pronto can offer you

While short term loans are usually unsecured, we also offer secured loans which allow us to significantly lower the borrowing cost to you.

If you want an affordable loan Pronto is the best place to get one with our competitive interest rates and fees.

A simple loan application - 100% online!

Our loan application consists of only one page and can be completed in just a few minutes. Due to simplicity and speed at which you can get a loan at Pronto, we're simply the country's most popular lender. With us, you can get a loan of up to $20,000 and secure an interest rate as low as 16%.

Pronto Product Details

  • Loan Type Quick loans
  • Interest Rate 16 – 27.5% p/a
  • Loan Amount up to $20,000
  • Repayment 3 months to 5 years
  • Decision 1 to 2 hours

Our cash loans are simple, convenient and, most of all, affordable

We will review your monthly income and expenses to make you a loan offer that will meet your budget and needs simultaneously.

You can use our loan calculators to determine the best loan amount and term however, we may make an alternative suggestion.

Necessary supporting documents

Once you've completed the online loan application it's then time to upload your ID, bank statements and proof of address. Those who are employed will also be required to provide their two most recent payslips in the case that their bank statements are insufficient while those who are self-employed can apply by providing their bank statements alone.

Introducing the simple application process

Technology has assisted us to make a streamlined application process for our customers. No one has the time to sit around waiting on a response which is why we do not expect you to. Simply complete our online application via any Smartphone, Tablet or personal computer and get a response within minutes. Once your application has been assessed and your loan is approved you can simply sign the documentation online and the cash will be paid into your account – it is that simple. No more afternoons spent at the bank – all you need is the electronic device of your preference and the comfort of your own home.

Our 9-minute guarantee

Efficiency is our middle name which is why we aim to get finance delivered to you pronto. It is our promise to have your cash cleared into your account within nine minutes of you signing your contract. Our instant digital signature advanced technology allows for faster processing of loans which is why we are the lender to look to for fast loans. If we are unable to live up to our nine minute promise then we guarantee that we will make your first repayment for you. With us efficiency is everything!

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Pronto is a trusted & reliable provider of quick loans

In our review, Pronto adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Pronto is a registered credit provider in New Zealand: FSP417766

Customer Reviews & Testimonials

November 2018

I read about the Pronto promise but never thought that it would actually turn out to be true. I was pleasantly surprised by the efficiency of the promise!

Barry N
— Queenstown —

December 2018

Pronto helped me to finance the family vacation that I had been promising my family for years! Thank you for helping my family and I get the break we deserved.

John A
— Ettrick —

November 2018

After being turned away by multiple banks and lenders I was beginning to give up hope. But that was when I found Pronto and they gave me the chance to get the finance I have been needing despite ...

— Dipton —

February 2019

I am a very hands-on type of individual which is why I found the online calculator a very nifty tool. I was able to determine the best loan option for my situation with the help of this wonderful...

Trevor V
— Matata —

Pronto Contact Details

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday
  • Sunday