Rating based on 7 reviews

Rapid Loans


  • Low-interest starting from 39%
  • Debt consolidation loans up to $10,000
  • Repayment up to 2 years

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Author Rapid Loans. Screenshot of Rapid Loans website. [Accessed May 23, 2018]

About Rapid Loans

Fast and affordable debt consolidation loans are ideal to get you out of debt in no time.

Rapid Loans strive to be the most technologically advanced online lender in the country and to pave the way for faster and simpler credit services. They offer online debt consolidation loans that are easy to apply for while also remaining flexible.

A lender that understands your needs

Rapid Loans will make an effort to get to know you and understand your personal circumstances. Even if you have less than perfect credit and need a debt consolidation loan – they may be able to offer you a solution that you might not be able to get at a traditional bank.

Allow the loan calculator to help you

Their loan calculator will give you an estimate of the amount you have to pay as well as the interests charged. There is not much of a difference compared to the actual amount you will be given in reality.

They usually advise their customers to take the figures given and drafted in the loan calculator as accurate and factual. Should you change your mind after seeing the figures on the loan calculator, nobody will judge you.

At the end of the day, nobody knows your expenditure trends and budget more than you do.

What Rapid Loans can offer you

You can obtain a personal loan from them and borrow an amount from $1,000 to $10,000 that can be used for a wide range of purposes including consolidating debts.

Rapid Loans offers a fixed rate, for a fixed amount, over a fixed term, making it simple to fit into your budget with no surprises. Your repayments can be tailored to suit your situation, and standard loan terms range from 6 to 24 months.

Easy to apply for, easy to deal with

While online loans may be slightly more expensive than traditional personal loans offered by the major banking institutions in the country, they are much easier to apply for, faster to get, and more convenient.

Rapid Loans offers customers an easy to apply for a debt consolidation loan online – all with great customer service.

Loans with a personal experience

Rapid Loans has some of the most efficient and passionate staff members in the market – they’re always serving customers in a professional manner that manages to still remain personal and friendly.

Applying for a debt consolidation loan online doesn’t have to mean that you miss out on the support of a real person – if you’re approved with Rapid Loans, you’ll deal with the same dedicated consultant throughout the life of your loan term.

Rapid Loans Product Details

  • Loan Type Debt consolidation loans
  • Interest Rate from 39%
  • Loan Amount up to $10,000
  • Repayment 6 months to 2 years
  • Decision within 24 hours

We tailor our service to be simple, affordable and helpful

When it comes to applying for debt consolidation loans, Rapid Loans offers customers one of the simplest online application forms on the market.

They don’t ask you too many questions, just what is required to allow their staff to process your request and begin an affordability check. Once you submit your application online, you will receive a call from one of their friendly agents during business hours to discuss any further requirements.


  • Confirmation of identification.
  • Proof of address.
  • A regular income.
  • Affordability that allows for monthly loan repayment.
  • Not under debt review or bankrupt.

Contact them immediately if you encounter issues

They are a graceful company that cares for their clients while understanding that problems often arise when you least expect them. Should you be unable to pay for your credit plan, you should inform them as soon as possible. Don’t wait until your payment date to notify them.

Ultimately, there will be extra charges incurred for this and if it persists, it will end up ruining your credit profile. However, speaking to them in advance might enable them to make a plan for you.

Get the financial freedom you have been longing for

They find great pleasure in assisting kiwis to get out of their debt with ease and they do this by tailoring terms and repayments that are competitive and low-cost.

Their debt consolidation loans have helped so many kiwis over the years and they can help you too. Get rid of your debt the fast and easy way with Rapid Loans.

Benefits with Rapid Loans

  • Instant financial relief
  • Enjoy competitive interest rates.
  • Easy and fast loan approvals.
  • Personalised customer service throughout the lifetime of your debt consolidation loan.

Customer Reviews & Testimonials

November 2020

After looking all over New Zealand for an affordable debt consolidation loan, I was pleased to find that Rapid Loans meets my financial expectations. The terms and conditions are practical and at...

Mellissa P
— Clarksville —

March 2020

The interest rates offered at Rapid Loans were worth my while. I wasn’t looking for a credit plan that would be too difficult to pay up. I found a loan that didn’t charge costly interest rates. R...

Brandon T
— Clevedon —

June 2021

Being a Rapid Loans customer has brought me so much joy. They are always friendly, fast and reliable.

Walker A
— Nelson —

March 2022

I was so overwhelmed by my debt, leaving me with very little to survive on each month. They came to my rescue and provided me with the perfect plan for my situation.

Williams A
— Napier —

Rapid Loans Contact Details

Physical Address

  • Level 31, Vero Ctr, 48 Shortland Street Auckland Auckland 1010 New Zealand
  • Get Directions

Opening Hours

  • not available