Debt Consolidation offered by BNZ Bank

Our annual interest rate on debt consolidation loans is just 17.85% - a rate that essentially guarantees you’ll save money by combining your debts into one easier to manage BNZ Bank loan.

We offer loan terms from 6 to 60 months – which means you can choose a longer loan term and lower the monthly instalments to make your debt easier on the budget.

Applying online for a loan

Unfortunately, we require you to be an existing customer to get a debt consolidation loan with us. If you are interested in our fantastic products and are not a client, we strongly recommend that you switch to us today and begin your journey to financial well being and success. We offer a 100% online loan application for existing customers and we strive to get back to you in 24 hours or less.

How has debt consolidation work for customers?

When you are applying for a number of loans, the interest charges tend to be a bit higher and costly. In the long run, the customer has little to nothing left to spend on other necessities. When you get a debt consolidation, you will be able to settle most if not all of your loans and will only have one credit plan to pay. This type of credit has simplified a lot of credit problems for customers.

How long will it take to have my debt consolidation loan approved?

We always want to work as fast as we can after receiving a loan application from the customer. Depending on the time you applied, we might give you feedback on the very same day or preferably the next. We are aware that customers usually want to make use of the money right away and that is why we will never delay your credit request. Our agents are always working around the clock to ensure that you get your loan approved.

Can I apply for an additional loan?

If you would like to apply for another debt consolidation loan, we will have to look at how you are currently paying the one that you have and whether you can afford another credit plan.