Alternate Finance
Updated
- Low-interest starting from 13.95%
- Debt consolidation loans up to $1,500
- Repayment up to 3 years
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Author Alternate Finance. Screenshot of Alternate Finance website. [Accessed May 23, 2018]
About Alternate Finance
Debt consolidation has helped thousands of Kiwis and it can help you too.
Based in Christchurch, Alternate Finance has been providing debt consolidation loan services to New Zealand residents since 1983.
They understand the various different situations their clients find themselves in and they tailor their service to be as simple, affordable, and helpful as possible. With a number of different loan types, there is most definitely a perfect option for you.
Their corporate responsibility
Besides offering valuable debt consolidation loans to their clients, they take corporate responsibility seriously, and therefore they are involved in a number of community projects and charities.
No matter what financial strain you are under, at Alternate Finance, they are passionate to help you! You could have a debt consolidation loan finalized on the same day you apply with them.
Debt consolidation with Alternate Finance
The aim of their debt consolidation loan services is to offer their clients financial freedom to take care of the things that matter the most.
Alternate Finance delivers professional, speedy, and reliable service to ensure you have the best experience when dealing with them. At Alternate Finance, you will not only find debt consolidation loans but also quick loans, holiday loans, emergency loans, and funeral loans.
What Alternate Finance can offer you
Should you be in a position, in which you cannot afford all your debt bills, they will consolidate it into one affordable, monthly payment.
More than 80% of their clients return to them for debt consolidation loans, which proves their commitment to their clients.
Debt consolidation loans that cater to all
At Alternate Finance they look beyond credit ratings to ensure that they are able to assist people in different financial situations.
These lower interest rates will help you to pay back your debt consolidation loan amount quicker, which will also relieve your financial situation. Although based in Christchurch, they accept loan applications from anyone residing in New Zealand.
Their interest rates range from 13.95% to 26.98% per annum. This is dependent on a number of things such as the loan amount, your credit history, and the security that you are able to provide for your loan. Once the interest rate has been determined, it is fixed for your debt consolidation loan term.
Tailored debt consolidation loans
They will assist you with the right amount of debt consolidation loan, so you don’t borrow and pay for more than what you really need. As a registered company, they are responsible and reliable in their lending to the people of New Zealand.
Alternate Finance Product Details
- Loan Type Debt consolidation loans
- Interest Rate 13.95 – 26.98% p/a
- Loan Amount up to $1,500
- Repayment 6 months to 3 years
- Decision 24 hours
You could have a loan finalized within 24 hours at Alternate Finance
Apply online, download the application forms or you can contact their friendly staff that is ready to assist you.
Choose your payment option
Customers have the option of paying smaller weekly payments on debt consolidation loans or you have the option of a larger monthly payment. Once you have submitted your loan application a consultant will contact you within one hour and the loan amount will be paid to you within 24 hours.
Step 1:
Apply for a debt consolidation loan NZ between $800 and $15,000 by selecting your loan amount and your preferred term, telling them about your needs, financial situation, and who you are.
Step 2:
Speak to a lovely consultant that will help you to finalize your debt consolidation loan application.
Step 3:
Receive your money and pay off your existing debt on the same day or early the next day.
How I can pay my debt consolidation loan
Once your loan has been approved, you need to always ensure that you have sufficient money on the day your repayment is due. This is the reason why you need to ensure that you agree on a date when there will be money in your account.
The repayment process is easy and hassle-free as it is automated and you won’t have to run around to make payments, it all happens effortlessly with the help of a debit order.
A reliable debt consolidation loan lender
Alternate Finance’s main goal is to help as many kiwis get out of debt as possible and they do this by providing the most affordable debt consolidation loans that can be repaid with ease. Apply and start your journey toward financial freedom today.
Benefits of a debt consolidation loan
- Immediate financial relief.
- Improving your credit score.
- Enjoy lower interest rates.
- Get the best customer service.
Customer Reviews & Testimonials
Alternate Finance Contact Details
Physical Address
- 50 Sandyford Street Sydenham Christchurch 8023 New Zealand
- Get Directions
Postal Address
- PO Box 7130, Sydenham, Christchurch, 8240, New Zealand
Opening Hours
- Monday 09.00 – 17.00
- Tuesday 09.00 – 17.00
- Wednesday 09.00 – 17.00
- Thursday 09.00 – 17.00
- Friday 09.00 – 17.00
- Saturday – Closed
- Sunday – Closed