Rating based on 49 reviews

Oxford Finance

Updated

  • Low-interest starting from 12.95%
  • Car loans up to $100,000
  • Repayment up to 5 years

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Oxford Finance homepage

Author Oxford Finance. Screenshot of Oxford Finance website. [Accessed May 23, 2018]

About Oxford Finance

Buying a new or used car is something you're thinking about, right? If you require an excellent car loan option, Oxford Finance can assist you right now. They are based online, they're fast and trustworthy.

Vehicle finance Oxford

They've been lending to New Zealanders for the last quarter of a century. When it comes to vehicle finance, they have options. "Your money, your way" is their company philosophy, and they live by it.

Car loans from a customer-focused bank

At the core of their business, they are dedicated to offering excellent client service alongside their car loan options.

Innovative car finance

They're always on the lookout for new and better methods to use technology and provide you peace of mind while applying for car finance.

Get your car loan from a trusted brand

Oxford finance, a vehicle finance provider, is a subsidiary of Turners Automotive Group, which is traded on the New Zealand Stock Exchange. They are a well-known brand in New Zealand, with a loyal following of customers.

Insurance for your car loan

Auto sure offers a wide variety of insurance policies to protect you from unexpected events, including mechanical breakdown insurance, payment protection insurance, guaranteed asset protection, and car insurance when you are still paying off your vehicle finance.

 

What Oxford Finance can offer you

At Oxford Bank, you can apply for car finance valued at between $2,000 and $100,000.

They allow you to choose whether or not you would like to pay weekly, fortnightly, or monthly. You can pay off the loan over 12 - 60 months.

Get pre-approved for your car loan

You might want to stroll into a dealership knowing exactly how much money you have available to spend on a vehicle. What they provide you is a pre-approval on your car loan so that you can know with total confidence what your maximum spending limit is before you make an offer on a car.

Vehicle finance with a variety of options

Vehicles, including new and used automobiles, vans, motorcycles, and watercraft. Competitive rates and terms that are flexible. They collaborate with you to ensure that loan repayments are manageable and fit into your financial plan.

Pre-approved vehicle finance provides you with the security of knowing how much money you have to spend, as well as the advantages of being a cash buyer.

Their helpful car loan calculator

You can use their car loan calculator to determine the amount you want to borrow and the payment amounts that you can afford to pay. You can decide what amount you would like to apply for as well as the term that will suit you most.

Choose if you would like to pay your bill weekly, fortnightly, or monthly. Then calculate what your repayments will be to see whether or not it will be acceptable for you.

Oxford Finance Product Details

  • Loan Type Car loans
  • Interest Rate 12.95 – 19.95% p/a
  • Loan Amount up to $100,000
  • Repayment 12 months to 5 years
  • Decision 24 hours

Need a new car? Our affordable car loans will put you in the driving seat

You have the option of purchasing a Payment Waiver when you apply for a car loan.

This can help you out during those tough months. There are different levels of coverage that you can select.

Steps to apply: 

  1. Fill out your car loan application online and submit it to oxford bank.
  2. You will get pre-approved for your car loan swiftly.
  3. Do car shopping and make an offer, knowing exactly how much you can afford.

Criteria you need to meet to apply for a car loan 

  • The legal age to apply for a car loan is 18 years or above.
  • To be eligible to apply, you must be a New Zealand citizen or a permanent resident of New Zealand.
  • A reliable source of cash is essential.
  • You must have access to an email address.

Benefits of your vehicle finance 

  • Used and new automobiles are available.
  • Cars, vans, motorcycles, and boats can be financed.
  • A wide range of options and reasonable prices. Your vehicle finance repayments will be made manageable and fit your budget if they work with you on this.
  • Get a pre-approval within hours.

Customer Reviews & Testimonials

February 2020

Your professionalism and customer service is second to none

Jeremy K
— Christchurch —

February 2020

Thank you to the Oxford Finance team for making my first lending experience so simple and easy.

Lily T
— Wellington —

September 2021

It was a pleasure working with you, and I appreciate your patience and assistance. Because you were always patient and helpful, I never had to worry.

Gordan R
— New Plymouth —

November 2021

For all that you and your staff have done for me, there are no words. You provided the funds quickly and were always there to help me along the process.

Nell D
— Tauranga —

August 2021

I appreciate you taking the time to go through all of my options with me. You went above and beyond to help me.

Becker B
— Auckland —

Oxford Finance Contact Details

Contact Number

E-Mail

  • not available

Website

Physical Address


Postal Address

  • P O Box 429, Levin, 5510, New Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed