Rating based on 49 reviews

Oxford Finance


  • Low-interest starting from 12.95%
  • Car loans up to $100,000
  • Repayment up to 5 years

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Author Oxford Finance. Screenshot of Oxford Finance website. [Accessed May 23, 2018]

About Oxford Finance

Oxford Finance has been offering superior car finance products for a number of years and is now one of the leading car financers in New Zealand.

If you're looking for a superior car loan that you can easily qualify for then Oxford Finance can help you TODAY! We're online, reliable and quick!

An online lender that saves you time and money

As an innovative lender we offer car loans online - which means you can review our loan products, get to know us and apply for a loan without ever leaving the comfort of your own home. At Oxford Finance our staff are professional, knowledgeable and able to assist you with a wide range of car finance queries.

What Oxford Finance can offer you

Kiwis choose to use us because our car loans offer them just the right loan amounts, at the perfect loan term and at an affordable rate.

Oxford Finance is one of New Zealand's most popular and efficient lenders and - we strive to offer you only the best in vehicle finance.

Car loans from $1,000

If you're looking to finance a new or used vehicle we can help with loans from $1,000 at interest rates that range from 12.95% to 19.95% per annum. Our loans terms stretch from 12 months to 60 months and we also offer personal loans and business finance solutions.

Oxford Finance Product Details

  • Loan Type Car loans
  • Interest Rate 12.95 – 19.95% p/a
  • Loan Amount up to $100,000
  • Repayment 12 months to 5 years
  • Decision 24 hours

Need a new car? Our affordable car loans will put you in the driving seat

You can take out a loan online in just a few minutes - no paperwork, stress or time-wasting involved!

If you need fast cash and don’t have the patience or time to wait in line at the bank - let us help you. We offer personal cash loan at speeds that are simply foreign to locals. If you need fast service - we're the lender to turn to.

Credit score requirements and affordability checks

Applying for a loan with Oxford Finance will require the applicant to have a good credit history and not an extensive amount of debt unless the purpose of the loan is to consolidate debt. We will always conduct affordability checks and ensure the customer can afford the repayments easily.

Get pre-approved

Wouldn't you like to walk into a dealership knowing exactly how much you can spend on a vehicle? Well, this is what we offer you a pre-approval on your finance so that you can know with complete confidence your maximum spending limit. So you can have negotiating power just like a cash buyer!

Help at the click of a button

Need a little help completing your application? Not to worry, you can get the help you need simply by clicking your mouse or by giving us a ring. Otherwise, if you prefer the more traditional face-to-face interaction, you can pay us a visit at one of our 3 branches nationwide and we'll gladly assist.

Get a flexible repayment plan

We are a finance company that believes in giving our customers flexibility because no two people can be the same, therefore no two loans should be the same. So when it comes to your repayment plan, we understand that it should be tailored to your unique needs - and we do just that.

Customer Reviews & Testimonials

February 2019

Your professionalism and customer service is second to none

Jeremy K
— Christchurch —

February 2019

Thank you to the Oxford Finance team for making my first lending experience so simple and easy.

Lily T
— Wellington —

Oxford Finance Contact Details

Contact Number


  • not available


Physical Address

Postal Address

  • P O Box 429, Levin, 5510, New Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed